Each guide explains what a metric measures, exactly how MFIC calculates it, how to read it and where it can mislead, with current figures for each category from AMFI NAV data (as of 1 Oct 2026).
Sharpe ratioReturn earned above a risk-free rate for each unit of total volatility.Sortino ratioLike Sharpe, but only counts the bad volatility: returns below the risk-free rate.Rolling returnsReturns measured from every possible start date, not just one, to show how often investors did well.Maximum drawdownThe largest fall from a previous high to a subsequent low.CAGR (compound annual growth rate)The constant yearly rate that turns the starting NAV into the ending NAV.XIRR (returns on SIPs and irregular cash flows)The annualised return that accounts for the exact dates and amounts of every instalment.Alpha (Jensen's alpha)Return above what the scheme's market sensitivity (beta) would have predicted.BetaHow strongly a scheme's monthly returns have moved with its benchmark.Standard deviation (volatility)How widely monthly returns have swung around their average, annualised.Information ratioActive return over the benchmark per unit of tracking error.Tracking errorHow much a scheme's returns have wandered from its benchmark's, month to month.Tracking difference and excess returnThe gap between a scheme's return and its benchmark's over the same period.Upside and downside captureHow much of the benchmark's rises and falls a scheme has participated in.Calmar ratioReturn per unit of the worst fall.Treynor ratioExcess return per unit of market sensitivity (beta).Expense ratio (TER)The annual cost of running a scheme, already deducted from its NAV.Category consistencyHow often a scheme's 3-year return beat the middle of its own category.Official benchmark (TRI)The index each scheme is measured against, in its total-return form.RiskometerSEBI's six-level label of a scheme's potential risk.Assets under management (AUM)How much money a scheme manages, in ₹ crore.Exit loadA charge on units redeemed within a set period after purchase.Fund manager tenureHow long the longest-serving current manager has run the scheme.Direct vs Regular plansSame portfolio, different expense ratio.MethodologyData sources, update frequency, formulas, assumptions and missing-data rules.
Disclosure. Educational content. Figures are historical calculations from AMFI NAV data and may differ from other sources because of methodology. Past performance does not guarantee future results. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155); this page is not investment advice. Questions? Book a consultation.