Credit Risk mutual funds
At least 65% in corporate bonds rated below the highest grades (below AA+). This page lists every Credit Risk scheme (Regular plan, growth option) with its returns, rolling-return consistency and risk, calculated from AMFI NAVs as of 2 Oct 2026.
Category AUM and net inflow cover all plans and options of the 13 Credit Risk Fund schemes in AMFI's monthly report for August 2026 (source); net inflow is money invested minus money redeemed during the month.
| Scheme | NAV (₹) | AUM (₹ cr) | TER | 1Y | 3Y CAGR | 5Y CAGR | 3Y rolling median | 3Y rolling worst | 3Y beat-rate | Std dev | Max DD 5Y | History |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | 25.43 | 1,657 | n/a | 11.0% | 12.1% | 9.9% | 7.3% | 4.2% | n/a | 3.0% | −0.8% | 11.4 y |
| Axis Credit Risk Fund Axis Mutual Fund | 23.41 | 378 | 1.61% | 7.0% | 7.9% | 6.8% | 6.4% | 5.1% | n/a | 1.2% | −1.0% | 12.2 y |
| BANDHAN CREDIT RISK FUND Bandhan Mutual Fund | 17.35 | 221 | n/a | 4.5% | 6.2% | 5.3% | 6.2% | 4.2% | n/a | 1.3% | −1.1% | 9.6 y |
| BANK OF INDIA CREDIT RISK FUND Bank of India Mutual Fund | 14.49 | 74 | 1.36% | 16.7% | 9.7% | 27.4% | 6.6% | -33.5% | n/a | 4.1% | −0.5% | 11.6 y |
| DSP Credit Risk Fund DSP Mutual Fund | 55.22 | 326 | n/a | 10.0% | 15.8% | 12.4% | 7.3% | 1.5% | n/a | 6.2% | −1.8% | 20.5 y |
| HDFC Credit Risk Fund HDFC Mutual Fund | 26.05 | 7,631 | n/a | 6.3% | 7.5% | 6.4% | 7.5% | 5.7% | n/a | 1.3% | −1.6% | 12.5 y |
| HSBC Credit Risk Fund HSBC Mutual Fund | 34.59 | 441 | 1.66% | 5.6% | 10.9% | n/a | 11.0% | 10.6% | n/a | 6.9% | n/a | 3.8 y |
| ICICI Prudential Credit Risk Fund ICICI Prudential Mutual Fund | 34.82 | 6,320 | n/a | 6.9% | 8.3% | 7.2% | 8.2% | 6.0% | n/a | 1.3% | −0.8% | 15.8 y |
| Invesco India Credit Risk Fund Invesco Mutual Fund | 2,079.07 | 168 | 1.46% | 6.3% | 8.2% | 7.1% | 5.2% | 1.5% | n/a | 1.9% | −1.1% | 12.1 y |
| Kotak Credit Risk Fund Kotak Mahindra Mutual Fund | 31.88 | 774 | n/a | 5.6% | 7.5% | 5.7% | 7.3% | 3.6% | n/a | 1.6% | −3.2% | 14.2 y |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | 38.16 | 1,708 | n/a | 6.8% | 8.0% | 7.1% | 8.2% | -0.5% | n/a | 1.1% | −1.2% | 16.4 y |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | 40.21 | 1,708 | n/a | 7.8% | 8.4% | 7.3% | 8.4% | -0.2% | n/a | 1.0% | −1.2% | 16.4 y |
| SBI CREDIT RISK FUND SBI Mutual Fund | 49.74 | 2,182 | n/a | 7.1% | 7.8% | 7.0% | 7.4% | 5.8% | n/a | 1.2% | −0.7% | 20.5 y |
| UTI - Credit Risk Fund. UTI Mutual Fund | 18.32 | 241 | 1.43% | 5.6% | 7.0% | 6.3% | 7.2% | -10.7% | n/a | 1.1% | −0.8% | 13.8 y |
Returns are from NAVs (after expenses, before tax); 3Y and 5Y are annualised. Rolling figures use every business-day start date in the scheme's history; beat-rate is the share of 3-year windows ahead of a benchmark — not available for this category in MFIC's free data. Std dev is annualised over 36 months. AUM is the whole scheme (all plans) and TER is for the plan shown, both as disclosed to AMFI. "n/a" means the scheme's history is too short or the data is still loading. Listed alphabetically; no order of preference is implied. Full definitions: MFIC methodology.
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