Banking & PSU mutual funds
At least 80% in debt of banks, public sector undertakings and public financial institutions. This page lists every Banking & PSU scheme (Regular plan, growth option) with its returns, rolling-return consistency and risk, calculated from AMFI NAVs as of 2 Oct 2026.
Category AUM and net inflow cover all plans and options of the 20 Banking and PSU Debt Fund schemes in AMFI's monthly report for August 2026 (source); net inflow is money invested minus money redeemed during the month.
| Scheme | NAV (₹) | 1Y | 3Y CAGR | 5Y CAGR | 3Y rolling median | 3Y rolling worst | 3Y beat-rate | Std dev | Max DD 5Y | History |
|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking & PSU Debt Fund Aditya Birla Sun Life Mutual Fund | 387.45 | 4.2% | 6.6% | 5.8% | 8.1% | 4.5% | n/a | 1.6% | −0.9% | 18.4 y |
| Axis Banking and PSU Debt Fund Axis Mutual Fund | 2,796.76 | 4.5% | 6.6% | 5.8% | 7.8% | 4.4% | n/a | 1.4% | −0.6% | 14.3 y |
| Bajaj Finserv Banking and PSU Debt Fund Bajaj Finserv Mutual Fund | 12.05 | 4.2% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2.9 y |
| Bandhan Banking and PSU Debt Fund Bandhan Mutual Fund | 26.30 | 5.3% | 6.8% | 6.0% | 7.3% | 4.4% | n/a | 1.3% | −0.7% | 13.6 y |
| Canara Robeco Banking and PSU Debt Fund Canara Robeco Mutual Fund | 12.72 | 4.1% | 6.2% | n/a | 6.6% | 5.9% | n/a | 1.5% | n/a | 4.1 y |
| DSP Banking and PSU Debt Fund DSP Mutual Fund | 25.29 | 3.7% | 6.5% | 5.7% | 7.4% | 4.1% | n/a | 2.2% | −1.1% | 13.0 y |
| Edelweiss Banking and PSU Debt Fund Edelweiss Mutual Fund | 26.07 | 4.3% | 6.7% | 5.7% | 7.1% | 4.2% | n/a | 1.6% | −2.9% | 9.8 y |
| Franklin India Banking & PSU Debt Fund Franklin Templeton Mutual Fund | 24.16 | 5.9% | 7.2% | 6.1% | 7.4% | 4.3% | n/a | 1.1% | −1.1% | 12.4 y |
| HDFC Banking and PSU Debt Fund HDFC Mutual Fund | 24.33 | 4.3% | 6.6% | 5.8% | 7.5% | 4.5% | n/a | 1.8% | −0.9% | 12.5 y |
| HSBC Banking and PSU Debt Fund HSBC Mutual Fund | 25.72 | 4.4% | 6.5% | n/a | 6.8% | 6.2% | n/a | 1.5% | n/a | 3.8 y |
| ICICI Prudential Banking and PSU Debt Fund ICICI Prudential Mutual Fund | 34.85 | 4.9% | 6.8% | 6.2% | 8.0% | 5.1% | n/a | 1.5% | −0.8% | 16.7 y |
| Invesco India Banking and PSU Debt Fund Invesco Mutual Fund | 2,397.44 | 4.3% | 6.7% | 5.2% | 7.0% | 3.1% | n/a | 1.8% | −3.0% | 13.7 y |
| ITI Banking & PSU Debt Fund ITI Mutual Fund | 13.78 | 4.2% | 6.4% | 5.7% | 6.4% | 4.5% | n/a | 1.1% | −0.4% | 5.9 y |
| Kotak Banking and PSU Debt Fund Kotak Mahindra Mutual Fund | 69.51 | 4.8% | 6.9% | 6.0% | 7.7% | 4.6% | n/a | 1.7% | −1.1% | 13.1 y |
| LIC MF Banking & PSU Debt Fund LIC Mutual Fund | 36.97 | 4.6% | 6.8% | 5.7% | 7.2% | 3.8% | n/a | 1.6% | −0.6% | 19.3 y |
| Mirae Asset Banking and PSU Debt Fund Mirae Asset Mutual Fund | 13.64 | 3.9% | 6.3% | 5.4% | 5.9% | 3.9% | n/a | 1.6% | −1.2% | 6.2 y |
| Nippon India Banking and PSU Debt Fund Nippon India Mutual Fund | 21.96 | 4.3% | 6.6% | 5.8% | 7.3% | 4.4% | n/a | 1.8% | −1.2% | 11.4 y |
| SBI BANKING & PSU DEBT FUND SBI Mutual Fund | 3,310.04 | 4.6% | 6.7% | 5.7% | 7.4% | 3.8% | n/a | 1.5% | −1.2% | 12.9 y |
| Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) Sundaram Mutual Fund | 45.75 | 4.6% | 6.9% | 5.8% | 7.6% | 3.9% | n/a | 1.4% | −1.5% | 20.5 y |
| UTI Banking & PSU Debt Fund UTI Mutual Fund | 23.61 | 5.8% | 7.2% | 7.5% | 7.2% | 3.4% | n/a | 1.0% | −1.2% | 12.6 y |
Returns are from NAVs (after expenses, before tax); 3Y and 5Y are annualised. Rolling figures use every business-day start date in the scheme's history; beat-rate is the share of 3-year windows ahead of a benchmark — not available for this category in MFIC's free data. Std dev is annualised over 36 months. "n/a" means the scheme's history is too short or the data is still loading. Listed alphabetically; no order of preference is implied. Full definitions: MFIC methodology.
Every Monday: index benchmarks and the median 1-month and 1-year return of every equity category, plus broad equity, hybrid and debt figures. Calculated from AMFI NAVs. Free; unsubscribe from any email.