Mutual Funds › MFIC › Credit Risk › Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Nippon India Mutual Fund · Credit Risk · Regular plan, growth option
NAV (₹), 2 Oct 2026
40.2108
1-day change
-0.02%
1Y return
7.8%
3Y CAGR
8.4%
5Y CAGR
7.3%
Max drawdown, 5Y
−1.2%
NAV history month-end NAV, ₹ · 21 May 2010 to 1 Oct 2026
Returns vs Credit Risk median (14 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.4% | 0.1% |
| 3 months | 1.3% | 1.1% |
| 6 months | 4.2% | 4.1% |
| Year to date | 6.1% | 5.0% |
| 1 year | 7.8% | 6.8% |
| 3 years (CAGR) | 8.4% | 8.1% |
| 5 years (CAGR) | 7.3% | 7.1% |
| 7 years (CAGR) | 6.1% | 7.1% |
| 10 years (CAGR) | 6.0% | 6.5% |
| Since first NAV (CAGR) | 7.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.3% | 7.6% |
| 3Y rolling median | 8.4% | 7.3% |
| 3Y rolling worst | -0.2% | 3.9% |
| 3Y periods positive | 99% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.5% | 6.8% |
| 5Y rolling worst | 3.6% | 5.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.0% | 1.3% |
| Sharpe ratio | 1.62 | 0.84 |
| Sortino ratio | 4.00 | 2.18 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.9% | −4.0% |
| Maximum drawdown, last 10Y | −13.9% | −5.1% |
| Maximum drawdown, last 5Y | −1.2% | −1.1% |
| Current drawdown | −0.1% | −0.2% |
| Recovery time of worst fall | 471 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | n/a | 1.46% |
| AUM, whole scheme (₹ crore) | 1,708 | 608 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 6.8% | 6.8% TRI |
| Return, 3 years (AMFI) | 8.0% | 7.8% TRI |
| Return, 5 years (AMFI) | 7.1% | 7.2% TRI |
| Month-ends above category median (3Y CAGR) | 56% | 46% median |
| Month-ends in category top quartile (3Y) | 29% | 29% median |
| 7Y rolling CAGR, median (monthly windows) | 5.6% | 6.4% median |
Official benchmark: CRISIL Credit Risk Debt B-II Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Credit Risk Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 6.1% | n/a | – |
| 2025 | 9.0% | n/a | – |
| 2024 | 8.2% | n/a | – |
| 2023 | 8.0% | n/a | – |
| 2022 | 4.1% | n/a | – |
| 2021 | 13.6% | n/a | – |
| 2020 | -5.6% | n/a | – |
| 2019 | 2.2% | n/a | – |
| 2018 | 6.3% | n/a | – |
| 2017 | 7.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,25,031 | 7.9% |
| 3 years | ₹3,60,000 | ₹4,08,496 | 8.4% |
| 5 years | ₹6,00,000 | ₹7,36,007 | 8.1% |
| 10 years | ₹12,00,000 | ₹17,01,625 | 6.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Credit Risk
Plan / option: Regular · Growth
AMFI scheme code: 112939
ISIN: INF204K01FT7
First NAV in MFIC data: 21 May 2010
History: 16.4 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) | Credit Risk | 0.97 | 8.0% |
| BANDHAN Corporate Bond Fund | Corporate Bond | 0.92 | 6.9% |
| BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND | Ultra Short to Short Term | 0.92 | 6.5% |
| BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND | Ultra Short to Short Term | 0.92 | 6.6% |
| Axis Credit Risk Fund | Credit Risk | 0.91 | 7.9% |
| BANDHAN ULTRA SHORT TO SHORT TERM FUND | Ultra Short to Short Term | 0.91 | 6.8% |
Questions about Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
- What is the latest NAV of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
- The NAV of the Regular plan (growth option) was ₹40.2108 on 2 Oct 2026, as published by AMFI.
- Which category is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) in?
- It is classified as Credit Risk in AMFI's daily NAV file. MFIC compares it with 14 Credit Risk schemes (Regular plans).
- What returns has Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) delivered?
- Over one year the NAV changed by 7.8%. The 3-year CAGR is 8.4% (category median 8.1%) and the 5-year CAGR is 7.3% (category median 7.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.4%, the lowest was -0.2%, and 99% of 3-year periods ended with a gain.
- What was the largest fall in Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)'s NAV?
- The largest peak-to-trough fall in its available history was 13.9%; within the last five years it was 1.2% (category median 1.1%).
- How volatile is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.0%, which is below the Credit Risk category median of 1.3%.
- What would a monthly SIP in Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,36,007 on 2 Oct 2026, an annualised return (XIRR) of 8.1%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
- Assets under management of the whole scheme were ₹1,708 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) and how has it compared?
- Its official benchmark is the CRISIL Credit Risk Debt B-II Index. Over 3 years AMFI reports a return of 8.0% for this plan against 7.8% for the benchmark total return index; over 5 years 7.1% against 7.2%. Past performance does not indicate future results.
- How often has Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) beaten its category?
- At 56% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Credit Risk schemes (Regular plans); it was in the top quarter at 29% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 7.6% and the Regular plan's by 7.8%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.