Integrato Market Intelligence
Explore Indian market history across equities, sectors, gold, silver, bonds, currency, interest rates and inflation. Compare assets, see how deep past falls went and how long recoveries took, and look at what happened around major events.
Historical observations from official and published data. Not a forecast, and not a recommendation.
IBJA gold rate is for 11 Nov 2026.
Market snapshot, 12 Nov 2026
₹1 lakh over 10 years: Gold ₹4.17L, Nifty 50 ₹3.32L, Gilt ₹1.97L
On 12 Nov 2026, Nifty 50 closed at 25,299.35 (+0.18%), gold (IBJA 999) was ₹1,40,603 per 10 g (−1.28%), and the 10-year G-Sec yield was 7.06% in Sep 2026. Over ten years, ₹1 lakh grew to ₹4.17 lakh in gold, ₹3.32 lakh in Nifty 50 and ₹1.97 lakh in the 10-year gilt fund, based on fund NAVs after costs. Past returns do not indicate future returns.
Facts from published data, recalculated whenever the data updates.
25,299.35 +0.18%Index close, NSE, 12 Nov 2026 · P/E 20.62
Past year, fund NAV, weekly
| 1D | 1M | 1Y | 3Ya yr | 5Ya yr | 10Ya yr |
|---|---|---|---|---|---|
| +0.19% | +11.4% | −1.5% | +10.1% | +7.8% | +12.7% |
Index fund NAV: price plus dividends (total return), after costs. 1D–1Y absolute; 3Y–10Y annualised.
₹1,40,603 −1.28%Per 10 g, 999 purity, IBJA PM rate, 11 Nov 2026, excl. GST
Past year, fund NAV, weekly
| 1D | 1M | 1Y | 3Ya yr | 5Ya yr | 10Ya yr |
|---|---|---|---|---|---|
| −1.87% | −6.6% | +10.3% | +30.6% | +22.0% | +15.4% |
Gold ETF NAV: the rupee gold price after fund costs (not jewellery prices). 1D–1Y absolute; 3Y–10Y annualised.
7.06% +22 bp10-year G-Sec yield, Sep 2026 (monthly, OECD via FRED). A yield, not a return.
Past year, fund NAV, weekly
| 1D | 1M | 1Y | 3Ya yr | 5Ya yr | 10Ya yr |
|---|---|---|---|---|---|
| −0.14% | +1.3% | +1.9% | +6.5% | +5.3% | +7.0% |
Total return of a 10-year constant-maturity gilt fund (interest plus price changes), after costs. 1D–1Y absolute; 3Y–10Y annualised.
Same start date, same amount and the same method for all three: fund NAVs after costs, valued on 12 Nov 2026. No taxes or further investments.
| Asset | Value of ₹1 lakh | Absolute return | CAGR | Deepest fall | Volatility |
|---|---|---|---|---|---|
| Nifty 50 | ₹3.32 lakh | +231.7% | +12.7% | −38.4%Jan 2020–Mar 2020 | 16.2% |
| Gold | ₹4.17 lakh | +317.2% | +15.4% | −21.5%Aug 2020–Mar 2021 | 15.6% |
| 10-year gilt fund | ₹1.97 lakh | +96.9% | +7.0% | −4.6%Dec 2021–Jun 2022 | 3.3% |
CAGR: compound annual growth rate. Volatility: standard deviation of monthly returns, annualised. Deepest fall: largest drop from a previous high within the ten years. Equity returns include dividends; gold is after ETF costs, not jewellery prices; the gilt figure is a fund's total return, not the bond yield.
Compared with a year ago, Nifty 50 is little changed (−1.5%), gold is higher (+10.3%) and the 10-year gilt fund is little changed (+1.9%). Over five years, all three grew: Nifty 50 at 7.8% a year, gold at 22.0% and the gilt fund at 5.3%. Returns here are from index-fund and ETF NAVs, so they include dividends and are after fund costs.
Observation Fact
On 12 Nov 2026: Nifty 50 closed at 25,299.35 (+0.18%); gold (IBJA 999, PM) at ₹1,40,603 per 10 g (−1.28%); the 10-year gilt fund NAV −0.14%.
Observation Fact
Nifty 50 is 3.9% below its 52-week high of 26,328.55 and 13.8% above its 52-week low of 22,231.80. Gold (ETF NAV) is 21.0% below its highest stored value.
Observation Fact
Within the same ten years, the deepest fall from a peak was −38.4% for Nifty 50 (Jan 2020 to Mar 2020), −21.5% for gold and −4.6% for the gilt fund.
Investor education Explainer
The 10-year G-Sec yield (7.06% in Sep 2026) is the interest rate the bond pays if held to maturity. A gilt fund's return also includes bond price changes, and prices fall when yields rise. Over the past year the yield moved +48 basis points and the gilt fund returned +1.9%, so the yield and the fund's return are different numbers.
Diversification Fact + interpretation
Over these ten years, the correlation of monthly returns was −0.08 between Nifty 50 and gold and 0.15 between Nifty 50 and the gilt fund (1 means they always moved together, 0 means no link). Assets that do not move together can make a combined portfolio's ride smoother, though such relationships change over time.
Question for you: Did any of these ten-year numbers surprise you?
Images are drawn from the same data as this summary, dated 12 Nov 2026. Instagram and WhatsApp Status do not accept posts from websites: download the image, then add it in the app.
For information and education only; not investment advice or a recommendation. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Integrato Financial Services Pvt. Ltd. distributes mutual funds through Sanjeev Kumar Sharma, AMFI-registered Mutual Fund Distributor (ARN-173155). Index levels are NSE closing values; gold is the IBJA benchmark rate; returns use the NAVs of an index fund, a gold ETF and a 10-year gilt fund that track each market, so they differ from index and price returns by fund costs and tracking difference.
Every market on one board: latest returns, the past year's trend, where each stands in its 52-week range and how far below its high. Prices are the latest published closing values (NSE, BSE, IBJA, FRED); returns use the longer NAV histories of index funds and ETFs that track each market, so they include dividends and fund costs. Daily data, not real-time.
Two ways to put today in context: how far a market is below its high, and how its valuation compares with its own past. For each, what happened next from similar starting points in the past.
How the markets on this page connect to mutual fund categories in MFIC, Integrato's mutual fund research tool: what each market returned, what the typical scheme in the matching category returned, how many active schemes were ahead of their benchmark, and where investors' money went.
Loading fund category data…
For every past start date, did the investment end below where it began? The table and chart show that share for each holding period. Choose markets to compare.
Choose up to five series and a period. The chart, the table and the observations below update together, and the link in your address bar saves the analysis.
Every possible holding period of the chosen length, started at each month-end. The spread shows how much the experience depended on the starting date.
Every fall of the chosen size from a previous peak, found from the data: when it started, how deep it went, and how long it took to regain the old peak. A fall of 10–20% is labelled a correction and 20% or more a bear market.
Performance before and following a date, for the series chosen in the Market Analyzer. This shows what the markets did around the event; it does not show that the event caused it.
Each cell is one calendar year's return. Colour helps scanning; the number is the value. Partial first years and the current year to date are marked.
Average returns of the chosen series in months grouped by the economic environment of that month. Historical observations, not forecasts.
Correlation of monthly returns for the series in the Market Analyzer, over the selected period, and how one pair's correlation changed over time.
Average return in each calendar month and how often it was positive. Past patterns like these are often not repeated.
What the data showed on a date you choose, and what happened over the following 1, 3, 5 and 10 years.
A one-time ₹1,00,000 on the start date, valued on the end date, for each series in the Market Analyzer. Fund-proxy series are after fund costs; taxes are not deducted.
Pick up to four assets and their weights. See how the combination grew, how deep its falls were and its worst year, next to each asset on its own, over the same months.
Ready-made summaries with the key numbers worked out, each with its sources and dates.
Every series, where it comes from, how often it updates, the first and last date available, and how it is used. Nothing is interpolated: a series starts on its first real observation, and gaps stay gaps.
The RBI repo-rate history, FD rates by bank, WPI, MOSPI's Index of Industrial Production and quarterly GDP are not shown because no free, machine-readable and reliable source is connected yet. Index levels, P/E, P/B and dividend yield come from NSE's published daily closing-values files; real-time exchange prices are not shown, as they need a data licence.
Looking for the September 2026 three-year Nifty and Sensex report? Open the archived report.
Integrato's team can walk you through how different asset classes have behaved and answer questions about mutual fund schemes. Integrato distributes mutual funds through Sanjeev Kumar Sharma, AMFI-registered Mutual Fund Distributor (ARN-173155).