Realty & housing mutual funds
3 actively managed sector schemes and 11 index funds or ETFs whose names point to Realty & housing, with the market index they follow. Returns from AMFI NAVs as of 27 Oct 2026.
Schemes on this page invest mainly in this part of the market. Where the NSE sector index stands today:
- P/E 34.7: higher than 4% of days since 2021 (median 48.2)
- 1Y −15.7% · 3Y +11.4% p.a. · 5Y +9.3% p.a. (index fund NAV, after costs)
- −16.9% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
| Scheme | 1Y return | 3Y CAGR | 5Y CAGR | Volatility | Max drawdown | 3Y vs own benchmark TRI | TER | AUM (₹ cr) |
|---|---|---|---|---|---|---|---|---|
| HDFC Housing Opportunities Fund HDFC Mutual Fund · Sectoral/Thematic · Regular | −13.7% | 6.5% | 7.9% | 18.4% | −43.7% | −3.2 pp | 2.27% | 1,056 |
| ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND ICICI Prudential Mutual Fund · Sectoral/Thematic · Regular | −10.1% | 9.3% | n/a | 15.2% | −17.1% | −0.4 pp | 2.07% | 2,557 |
| TATA HOUSING OPPORTUNITIES FUND Tata Mutual Fund · Sectoral/Thematic · Regular | −10.9% | 4.6% | n/a | 19.1% | −25.9% | −5.1 pp | 2.61% | 435 |
"3Y vs own benchmark TRI" is the scheme's 3-year CAGR minus that of the total return index it is benchmarked to, as published by AMFI. Alphabetical order, not a ranking. Rolling returns and risk for this group
| Scheme | 1Y return | 3Y CAGR | 5Y CAGR | Volatility | Max drawdown | Tracking error | TER | AUM (₹ cr) |
|---|---|---|---|---|---|---|---|---|
| Edelweiss Nifty REITs & Realty Index Fund Edelweiss Mutual Fund · Index Fund · Regular | n/a | n/a | n/a | n/a | −9.3% | n/a | 2.77% | 168 |
| Groww Nifty Realty ETF Groww Mutual Fund · Equity ETF | −15.6% | n/a | n/a | n/a | −32.8% | n/a | 0.48% | 25 |
| HDFC BSE REITS and Commercial Real Estate Index Fund HDFC Mutual Fund · Index Fund · Regular | n/a | n/a | n/a | n/a | n/a | n/a | 6.08% | 35 |
| HDFC NIFTY Realty Index Fund HDFC Mutual Fund · Index Fund · Regular | −16.1% | n/a | n/a | n/a | −43.9% | n/a | 1.00% | 166 |
| Kotak BSE Housing Index Fund Kotak Mahindra Mutual Fund · Index Fund · Regular | −16.4% | 5.2% | n/a | 20.2% | −27.1% | n/a | 0.93% | 11 |
| Motilal Oswal Nifty Realty ETF Motilal Oswal Mutual Fund · Equity ETF | −15.3% | n/a | n/a | n/a | −43.4% | n/a | 0.89% | 221 |
| Motilal Oswal Nifty REITs & Realty Index Fund Motilal Oswal Mutual Fund · Index Fund · Regular | n/a | n/a | n/a | n/a | n/a | n/a | 1.06% | n/a |
| Navi Nifty Reits & Realty Index fund Navi Mutual Fund · Index Fund · Regular | n/a | n/a | n/a | n/a | n/a | n/a | 5.19% | 13 |
| Nippon India Nifty Realty Index Fund Nippon India Mutual Fund · Index Fund · Regular | −16.1% | n/a | n/a | n/a | −42.3% | n/a | 1.16% | 52 |
| Tata Nifty Realty Index Fund Tata Mutual Fund · Index Fund · Regular | −16.3% | n/a | n/a | n/a | −44.2% | n/a | 1.11% | 66 |
| UTI BSE Housing Index Fund UTI Mutual Fund · Index Fund · Regular | −16.3% | 5.3% | n/a | 20.1% | −27.1% | n/a | 1.08% | 21 |
Index funds and ETFs aim to match their index, so the useful comparison between them is cost (TER) and tracking error, not return rank. ETFs are bought and sold on the stock exchange through a demat account.
- How many mutual funds invest in Realty & housing in India?
- MFIC finds 3 actively managed sectoral or thematic schemes and 11 index funds or ETFs whose names point to Realty & housing (Regular plans; ETFs have a single plan), from AMFI's daily NAV file dated 27 Oct 2026.
- Does every scheme on this page hold only Realty & housing stocks?
- Not necessarily. MFIC groups schemes by the sector or theme in the scheme name. SEBI requires sectoral and thematic schemes to keep at least 80% in their stated sector or theme, but the exact holdings come from each fund house's monthly portfolio, which MFIC does not yet read. Check the latest factsheet before relying on a scheme's exposure.
- Are sector funds riskier than diversified equity funds?
- A sector fund depends on one part of the economy, so its returns usually swing more than a diversified fund's and can lag for long periods. The volatility and maximum drawdown columns on this page show how much each scheme has moved in the past; past movements do not predict future ones.
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