WhiteOak Capital Multi Cap Fund
WhiteOak Capital Mutual Fund · Multi Cap · Regular plan, growth option
NAV (₹), 1 Oct 2026
15.4500
1-day change
-0.73%
1Y return
3.1%
3Y CAGR
15.4%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 25 Sep 2023 to 1 Oct 2026
Returns vs Multi Cap median (34 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.8% | -5.0% |
| 3 months | -1.7% | -2.0% |
| 6 months | 12.7% | 12.8% |
| Year to date | 0.1% | 0.2% |
| 1 year | 3.1% | 3.3% |
| 3 years (CAGR) | 15.4% | 12.1% |
| 5 years (CAGR) | n/a | 11.2% |
| 7 years (CAGR) | n/a | 16.7% |
| 10 years (CAGR) | n/a | 13.2% |
| Since first NAV (CAGR) | 15.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.7% | 9.6% |
| 3Y rolling median | n/a | 16.6% |
| 3Y rolling worst | n/a | 10.0% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 100% |
| 5Y rolling median | n/a | 16.2% |
| 5Y rolling worst | n/a | -1.4% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.6% | 16.3% |
| Sharpe ratio | 0.61 | 0.41 |
| Sortino ratio | 0.93 | 0.59 |
| Beta | 0.96 | 1.00 |
| Alpha (ann.) | 6.2% | 3.3% |
| Upside capture | 117.82 | 109.62 |
| Downside capture | 91.15 | 98.29 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.2% | −20.3% |
| Maximum drawdown, last 10Y | n/a | −39.0% |
| Maximum drawdown, last 5Y | n/a | −21.6% |
| Current drawdown | −6.3% | −6.4% |
| Recovery time of worst fall | 139 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.21% a year and the Direct plan's 0.88%, a gap of 1.33%; over the last 3 years the Direct plan returned 1.79 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹30,30,366.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 2.22% to 2.21% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 22 Sep 2023 |
| Piyush Baranwal | Comanage/Debt | 22 Sep 2023 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 22 Sep 2023 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 1 Apr 2024 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 6 Jan 2025 |
Objective: The primary objective of the Scheme is to provide long-term capital appreciation / income by investing across market capitalisations and managing a diversified portfolio of Large Cap, Mid Cap and Small Cap Stock. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity & Equity related Instruments of Large, Mid and Small Cap Companies (including REITs) of which:75% - 100% Large Cap Companies: 25% - 50% Mid Cap Companies: 25% - 50% Small Cap Companies: 25% - 50% Money Market Instruments#, Other Liquid Instruments^, Gold and Silver ETFs and units of Domestic Mutual Fund Schemes@: 0% - 25% Units issued by InvITs: 0% - 10% #Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^Other liquid instruments shall include cas…
Benchmark (tier 1): NIFTY 500 Multicap 50:25:25 TRI
Minimum application: Rs.500
Allotment date: 22 Sep 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.21% | 2.23% |
| AUM, whole scheme (₹ crore) | 4,308 | 3,856 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.7% | 0.4% TRI |
| Return, 3 years (AMFI) | 15.7% | 10.9% TRI |
Official benchmark: NIFTY 500 Multicap 50:25:25 Total Return Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Cap Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 0.1% | -7.8% | +7.9% |
| 2025 | 5.6% | 7.7% | −2.1% |
| 2024 | 28.6% | 15.6% | +13.0% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,510 | 2.3% |
| 3 years | ₹3,60,000 | ₹4,07,502 | 8.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Multi Cap
Plan / option: Regular · Growth
AMFI scheme code: 152072
ISIN: INF03VN01795
First NAV in MFIC data: 25 Sep 2023
History: 3.0 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| WhiteOak Capital ELSS Tax Saver Fund | ELSS | 0.99 | 13.1% |
| WhiteOak Capital Flexi Cap Fund | Flexi Cap | 0.99 | 11.9% |
| Invesco India ELSS Tax Saver Fund | ELSS | 0.99 | 10.0% |
| WhiteOak Capital Mid Cap Fund | Mid Cap | 0.99 | 18.4% |
| WhiteOak Capital Special Opportunities Fund | Sectoral/Thematic | 0.99 | n/a |
| WhiteOak Capital Large & Mid Cap Fund | Large & Mid Cap | 0.98 | n/a |
Questions about WhiteOak Capital Multi Cap Fund
- What is the latest NAV of WhiteOak Capital Multi Cap Fund?
- The NAV of the Regular plan (growth option) was ₹15.4500 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Multi Cap Fund in?
- It is classified as Multi Cap in AMFI's daily NAV file; a Multi Cap scheme invests at least 25% each in large-, mid- and small-cap stocks. MFIC compares it with 34 Multi Cap schemes (Regular plans).
- What returns has WhiteOak Capital Multi Cap Fund delivered?
- Over one year the NAV changed by 3.1%. The 3-year CAGR is 15.4% (category median 12.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- What was the largest fall in WhiteOak Capital Multi Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.2%.
- How volatile is WhiteOak Capital Multi Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.6%, which is below the Multi Cap category median of 16.3%.
- What would a monthly SIP in WhiteOak Capital Multi Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,07,502 on 1 Oct 2026, an annualised return (XIRR) of 8.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of WhiteOak Capital Multi Cap Fund?
- The total expense ratio of the Regular plan is 2.21% a year, as disclosed to AMFI (median of Multi Cap Regular plans: 2.23%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Multi Cap Fund?
- Assets under management of the whole scheme were ₹4,308 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Multi Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of WhiteOak Capital Multi Cap Fund and how has it compared?
- Its official benchmark is the NIFTY 500 Multicap 50:25:25 Total Return Index. Over 3 years AMFI reports a return of 15.7% for this plan against 10.9% for the benchmark total return index. Past performance does not indicate future results.
- Who manages WhiteOak Capital Multi Cap Fund?
- According to its Scheme Summary Document, WhiteOak Capital Multi Cap Fund is managed by Ramesh Mantri (since 22 Sep 2023), Piyush Baranwal (since 22 Sep 2023), Trupti Agrawal (since 22 Sep 2023), Dheeresh Pathak (since 1 Apr 2024), Ashish Agrawal (since 6 Jan 2025).
- What is the minimum investment in WhiteOak Capital Multi Cap Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.5% and the Regular plan's by 3.1%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.