WhiteOak Capital Mid Cap Fund
WhiteOak Capital Mutual Fund · Mid Cap · Regular plan, growth option
NAV (₹), 1 Oct 2026
20.9890
1-day change
-0.58%
1Y return
9.3%
3Y CAGR
18.4%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 8 Sep 2022 to 1 Oct 2026
Returns vs Mid Cap median (34 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.9% | -6.3% |
| 3 months | -1.3% | -3.5% |
| 6 months | 16.0% | 11.2% |
| Year to date | 4.6% | 0.4% |
| 1 year | 9.3% | 3.6% |
| 3 years (CAGR) | 18.4% | 13.9% |
| 5 years (CAGR) | n/a | 13.0% |
| 7 years (CAGR) | n/a | 20.1% |
| 10 years (CAGR) | n/a | 14.6% |
| Since first NAV (CAGR) | 19.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 17.5% | 12.5% |
| 3Y rolling median | 24.6% | 19.0% |
| 3Y rolling worst | 18.4% | -7.3% |
| 3Y periods positive | 100% | 96% |
| 3Y periods ahead of benchmark | 100% | 22% |
| 5Y rolling median | n/a | 17.6% |
| 5Y rolling worst | n/a | -1.0% |
| 5Y periods ahead of benchmark | n/a | 3% |
Benchmark: Nifty Midcap 150 (proxy: Motilal Oswal Nifty Midcap 150 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 17.4% | 18.1% |
| Sharpe ratio | 0.73 | 0.48 |
| Sortino ratio | 1.15 | 0.73 |
| Beta | 0.91 | 0.95 |
| Alpha (ann.) | 5.4% | 1.1% |
| Upside capture | 106.32 | 96.30 |
| Downside capture | 89.63 | 93.90 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −19.7% | −37.4% |
| Maximum drawdown, last 10Y | n/a | −37.3% |
| Maximum drawdown, last 5Y | n/a | −21.6% |
| Current drawdown | −6.8% | −7.7% |
| Recovery time of worst fall | 162 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
21,643.85 −1.02%
NSE close, 1 Oct 2026
- P/E 28.1: higher than 16% of days since 2023 (median 33.7)
- 1Y +2.5% · 3Y +13.0% p.a. · 5Y +14.3% p.a. (index fund NAV, after costs)
- −8.1% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.24% a year and the Direct plan's 0.93%, a gap of 1.31%; over the last 3 years the Direct plan returned 1.73 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹29,69,316.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 2.26% to 2.24% (AMFI TER disclosure)
- 28 Sep 2026: TER increased from 2.25% to 2.26% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 2.26% to 2.25% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 2.25% to 2.26% (AMFI TER disclosure)
- 12 Sep 2026: TER reduced from 2.26% to 2.25% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 7 Sep 2022 |
| Piyush Baranwal | Comanage/Debt | 7 Sep 2022 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 7 Sep 2022 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 1 Apr 2024 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 6 Jan 2025 |
Objective: To seek to generate capital appreciation by actively investing in and managing a diversified portfolio primarily composed of mid-cap stocks. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity and Equity Related Instruments of Mid - Cap Companies (including REITs): 65% - 100% Equity and Equity Related Instruments other than above (including REITs): 0% - 35% Money Market Instruments#, Other Liquid Instruments^, Gold and Silver ETFs and units of Domestic Mutual Fund Schemes@: 0% - 35% Units issued by InvITs: 0% - 10% #Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^Other liquid instruments shall include cash, bank deposits with Scheduled C…
Benchmark (tier 1): BSE MidCap 150 TRI
Minimum application: Rs.500
Allotment date: 7 Sep 2022
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.24% | 2.03% |
| AUM, whole scheme (₹ crore) | 7,540 | 7,604 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 10.9% | 3.4% TRI |
| Return, 3 years (AMFI) | 18.6% | 13.6% TRI |
| Month-ends above category median (3Y CAGR) | 100% | 43% median |
| Month-ends in category top quartile (3Y) | 100% | 29% median |
Official benchmark: BSE Midcap 150 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Mid Cap Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty Midcap 150 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 4.6% | -2.5% | +7.1% |
| 2025 | 5.2% | 5.8% | −0.6% |
| 2024 | 33.4% | 24.2% | +9.2% |
| 2023 | 41.5% | 44.3% | −2.8% |
Benchmark proxy: Motilal Oswal Nifty Midcap 150 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,897 | 7.6% |
| 3 years | ₹3,60,000 | ₹4,30,538 | 12.0% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Mid Cap
Plan / option: Regular · Growth
AMFI scheme code: 150583
ISIN: INF03VN01563
First NAV in MFIC data: 8 Sep 2022
History: 4.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| WhiteOak Capital Multi Cap Fund | Multi Cap | 0.99 | 15.4% |
| Baroda BNP Paribas Innovation Fund | Sectoral/Thematic | 0.98 | n/a |
| Franklin India Mid Cap Fund | Mid Cap | 0.97 | 12.8% |
| Edelweiss Mid Cap Fund | Mid Cap | 0.97 | 17.4% |
| WhiteOak Capital Special Opportunities Fund | Sectoral/Thematic | 0.97 | n/a |
| UTI - Mid Cap Fund | Mid Cap | 0.97 | 9.3% |
Questions about WhiteOak Capital Mid Cap Fund
- What is the latest NAV of WhiteOak Capital Mid Cap Fund?
- The NAV of the Regular plan (growth option) was ₹20.9890 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Mid Cap Fund in?
- It is classified as Mid Cap in AMFI's daily NAV file; a Mid Cap scheme invests at least 65% in mid-cap stocks. MFIC compares it with 34 Mid Cap schemes (Regular plans).
- What returns has WhiteOak Capital Mid Cap Fund delivered?
- Over one year the NAV changed by 9.3%. The 3-year CAGR is 18.4% (category median 13.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 24.6%, the lowest was 18.4%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty Midcap 150 (index-fund proxy) in 100% of those periods.
- What was the largest fall in WhiteOak Capital Mid Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 19.7%.
- How volatile is WhiteOak Capital Mid Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 17.4%, which is below the Mid Cap category median of 18.1%.
- What would a monthly SIP in WhiteOak Capital Mid Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,30,538 on 1 Oct 2026, an annualised return (XIRR) of 12.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of WhiteOak Capital Mid Cap Fund?
- The total expense ratio of the Regular plan is 2.24% a year, as disclosed to AMFI (median of Mid Cap Regular plans: 2.03%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Mid Cap Fund?
- Assets under management of the whole scheme were ₹7,540 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Mid Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of WhiteOak Capital Mid Cap Fund and how has it compared?
- Its official benchmark is the BSE Midcap 150 TRI. Over 3 years AMFI reports a return of 18.6% for this plan against 13.6% for the benchmark total return index. Past performance does not indicate future results.
- How often has WhiteOak Capital Mid Cap Fund beaten its category?
- At 100% of the 13 month-ends compared over the last 10 years, its 3-year return was above the median of Mid Cap schemes (Regular plans); it was in the top quarter at 100% of them. A typical scheme would show about 50%.
- Who manages WhiteOak Capital Mid Cap Fund?
- According to its Scheme Summary Document, WhiteOak Capital Mid Cap Fund is managed by Ramesh Mantri (since 7 Sep 2022), Piyush Baranwal (since 7 Sep 2022), Trupti Agrawal (since 7 Sep 2022), Dheeresh Pathak (since 1 Apr 2024), Ashish Agrawal (since 6 Jan 2025).
- What is the minimum investment in WhiteOak Capital Mid Cap Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 10.7% and the Regular plan's by 9.3%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.