WhiteOak Capital Multi Cap Fund
WhiteOak Capital Mutual Fund · Multi Cap · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.7% | -5.0% |
| 3 months | -1.4% | -1.7% |
| 6 months | 13.5% | 13.5% |
| Year to date | 1.1% | 1.1% |
| 1 year | 4.5% | 4.1% |
| 3 years (CAGR) | 17.2% | 13.3% |
| 5 years (CAGR) | n/a | 12.9% |
| 7 years (CAGR) | n/a | 17.8% |
| 10 years (CAGR) | n/a | 14.3% |
| Since first NAV (CAGR) | 17.2% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.4% | 11.2% |
| 3Y rolling median | n/a | 18.1% |
| 3Y rolling worst | n/a | 11.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 100% |
| 5Y rolling median | n/a | 16.5% |
| 5Y rolling worst | n/a | 0.3% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.7% | 16.3% |
| Sharpe ratio | 0.72 | 0.50 |
| Sortino ratio | 1.12 | 0.73 |
| Beta | 0.96 | 1.00 |
| Alpha (ann.) | 7.9% | 4.7% |
| Upside capture | 123.10 | 113.66 |
| Downside capture | 88.74 | 96.40 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −16.9% | −20.0% |
| Maximum drawdown, last 10Y | n/a | −38.0% |
| Maximum drawdown, last 5Y | n/a | −21.0% |
| Current drawdown | −6.2% | −6.3% |
| Recovery time of worst fall | 119 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 21.6: higher than 8% of days since 2021 (median 24.0)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.21% a year and the Direct plan's 0.88%, a gap of 1.33%; over the last 3 years the Direct plan returned 1.79 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹30,30,366.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER reduced from 0.89% to 0.88% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 22 Sep 2023 |
| Piyush Baranwal | Comanage/Debt | 22 Sep 2023 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 22 Sep 2023 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 1 Apr 2024 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 6 Jan 2025 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.88% | 0.96% |
| AUM, whole scheme (₹ crore) | 4,308 | 3,377 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 6.2% | 0.4% TRI |
| Return, 3 years (AMFI) | 17.5% | 10.9% TRI |
Official benchmark: NIFTY 500 Multicap 50:25:25 Total Return Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Cap Direct plans; how it is calculated.
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 1.1% | -7.8% | +8.9% |
| 2025 | 7.2% | 7.7% | −0.5% |
| 2024 | 30.8% | 15.6% | +15.1% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,410 | 3.7% |
| 3 years | ₹3,60,000 | ₹4,17,467 | 9.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| WhiteOak Capital ELSS Tax Saver Fund | ELSS | 0.99 | 15.0% |
| WhiteOak Capital Flexi Cap Fund | Flexi Cap | 0.99 | 13.4% |
| Invesco India ELSS Tax Saver Fund | ELSS | 0.99 | 11.3% |
| WhiteOak Capital Mid Cap Fund | Mid Cap | 0.99 | 20.1% |
| WhiteOak Capital Special Opportunities Fund | Sectoral/Thematic | 0.99 | n/a |
| WhiteOak Capital Large & Mid Cap Fund | Large & Mid Cap | 0.98 | n/a |
- What is the latest NAV of WhiteOak Capital Multi Cap Fund?
- The NAV of the Direct plan (growth option) was ₹16.1880 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Multi Cap Fund in?
- It is classified as Multi Cap in AMFI's daily NAV file; a Multi Cap scheme invests at least 25% each in large-, mid- and small-cap stocks. MFIC compares it with 32 Multi Cap schemes (Direct plans).
- What returns has WhiteOak Capital Multi Cap Fund delivered?
- Over one year the NAV changed by 4.5%. The 3-year CAGR is 17.2% (category median 13.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- What was the largest fall in WhiteOak Capital Multi Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 16.9%.
- How volatile is WhiteOak Capital Multi Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.7%, which is below the Multi Cap category median of 16.3%.
- What would a monthly SIP in WhiteOak Capital Multi Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,17,467 on 1 Oct 2026, an annualised return (XIRR) of 9.9%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of WhiteOak Capital Multi Cap Fund?
- The total expense ratio of the Direct plan is 0.88% a year, as disclosed to AMFI (median of Multi Cap Direct plans: 0.96%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Multi Cap Fund?
- Assets under management of the whole scheme were ₹4,308 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Multi Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of WhiteOak Capital Multi Cap Fund and how has it compared?
- Its official benchmark is the NIFTY 500 Multicap 50:25:25 Total Return Index. Over 3 years AMFI reports a return of 17.5% for this plan against 10.9% for the benchmark total return index. Past performance does not indicate future results.
- Who manages WhiteOak Capital Multi Cap Fund?
- According to its Scheme Summary Document, WhiteOak Capital Multi Cap Fund is managed by Ramesh Mantri (since 22 Sep 2023), Piyush Baranwal (since 22 Sep 2023), Trupti Agrawal (since 22 Sep 2023), Dheeresh Pathak (since 1 Apr 2024), Ashish Agrawal (since 6 Jan 2025).
- What is the minimum investment in WhiteOak Capital Multi Cap Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.5% and the Regular plan's by 3.1%. The Regular plan includes the services of a distributor.
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