Axis Retirement Fund - Dynamic Plan
Axis Mutual Fund · Retirement · Regular plan, growth option
NAV (₹), 2 Oct 2026
18.7500
1-day change
-0.74%
1Y return
-3.7%
3Y CAGR
9.4%
5Y CAGR
5.9%
Max drawdown, 5Y
−18.1%
NAV history month-end NAV, ₹ · 27 Dec 2019 to 1 Oct 2026
Returns vs Retirement median (29 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.0% | -4.5% |
| 3 months | -3.1% | -2.7% |
| 6 months | 6.1% | 4.9% |
| Year to date | -5.7% | -2.5% |
| 1 year | -3.7% | -0.1% |
| 3 years (CAGR) | 9.4% | 7.2% |
| 5 years (CAGR) | 5.9% | 7.0% |
| 7 years (CAGR) | n/a | 9.9% |
| 10 years (CAGR) | n/a | 9.0% |
| Since first NAV (CAGR) | 9.7% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.1% | 8.1% |
| 3Y rolling median | 12.4% | 11.3% |
| 3Y rolling worst | 6.8% | 4.3% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 12.0% | 10.5% |
| 5Y rolling worst | 5.9% | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 13.7% | 10.9% |
| Sharpe ratio | 0.26 | 0.10 |
| Sortino ratio | 0.36 | 0.13 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −18.1% | −18.1% |
| Maximum drawdown, last 10Y | n/a | −23.5% |
| Maximum drawdown, last 5Y | −18.1% | −12.7% |
| Current drawdown | −9.4% | −5.8% |
| Recovery time of worst fall | 517 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -5.7% | n/a | – |
| 2025 | 1.5% | n/a | – |
| 2024 | 24.3% | n/a | – |
| 2023 | 20.1% | n/a | – |
| 2022 | -6.5% | n/a | – |
| 2021 | 19.1% | n/a | – |
| 2020 | 17.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,598 | -5.2% |
| 3 years | ₹3,60,000 | ₹3,68,912 | 1.6% |
| 5 years | ₹6,00,000 | ₹7,04,960 | 6.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Axis Mutual Fund
Category: Retirement
Plan / option: Regular · Growth
AMFI scheme code: 147828
ISIN: INF846K01T44
First NAV in MFIC data: 27 Dec 2019
History: 6.8 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Axis Retirement Fund - Aggressive Plan | Retirement | 0.99 | 8.5% |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.98 | n/a |
| Union Children's Fund | Children's | 0.98 | n/a |
| PGIM India Retirement Fund | Retirement | 0.97 | n/a |
| BANDHAN RETIREMENT FUND | Retirement | 0.97 | n/a |
| Union Retirement Fund | Retirement | 0.95 | 10.2% |
Questions about Axis Retirement Fund - Dynamic Plan
- What is the latest NAV of Axis Retirement Fund - Dynamic Plan?
- The NAV of the Regular plan (growth option) was ₹18.7500 on 2 Oct 2026, as published by AMFI.
- Which category is Axis Retirement Fund - Dynamic Plan in?
- It is classified as Retirement in AMFI's daily NAV file. MFIC compares it with 29 Retirement schemes (Regular plans).
- What returns has Axis Retirement Fund - Dynamic Plan delivered?
- Over one year the NAV changed by -3.7%. The 3-year CAGR is 9.4% (category median 7.2%) and the 5-year CAGR is 5.9% (category median 7.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.4%, the lowest was 6.8%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Axis Retirement Fund - Dynamic Plan's NAV?
- The largest peak-to-trough fall in its available history was 18.1%; within the last five years it was 18.1% (category median 12.7%).
- How volatile is Axis Retirement Fund - Dynamic Plan?
- Its annualised standard deviation of monthly returns over the last 36 months is 13.7%, which is above the Retirement category median of 10.9%.
- What would a monthly SIP in Axis Retirement Fund - Dynamic Plan have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,04,960 on 2 Oct 2026, an annualised return (XIRR) of 6.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -2.6% and the Regular plan's by -3.7%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.