Union Children's Fund
Union Mutual Fund · Children's · Regular plan, growth option
NAV (₹), 2 Oct 2026
12.2100
1-day change
-0.65%
1Y return
-1.6%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 21 Dec 2023 to 1 Oct 2026
Returns vs Children's median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.9% | -4.8% |
| 3 months | -4.2% | -2.8% |
| 6 months | 8.2% | 4.8% |
| Year to date | -3.9% | -4.8% |
| 1 year | -1.6% | -2.1% |
| 3 years (CAGR) | n/a | 7.1% |
| 5 years (CAGR) | n/a | 6.7% |
| 7 years (CAGR) | n/a | 10.6% |
| 10 years (CAGR) | n/a | 8.8% |
| Since first NAV (CAGR) | 7.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 5.8% | 8.2% |
| 3Y rolling median | n/a | 11.5% |
| 3Y rolling worst | n/a | -5.6% |
| 3Y periods positive | n/a | 99% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.4% |
| 5Y rolling worst | n/a | 1.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 14.9% |
| Sharpe ratio | n/a | 0.11 |
| Sortino ratio | n/a | 0.14 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.9% | −28.2% |
| Maximum drawdown, last 10Y | n/a | −29.0% |
| Maximum drawdown, last 5Y | n/a | −18.6% |
| Current drawdown | −6.9% | −6.4% |
| Recovery time of worst fall | 238 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.61% | 2.40% |
| AUM, whole scheme (₹ crore) | n/a | 755 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Category consistency: last 10 years of month-ends, Children's Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.9% | n/a | – |
| 2025 | 5.3% | n/a | – |
| 2024 | 19.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,670 | -3.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Union Mutual Fund
Category: Children's
Plan / option: Regular · Growth
AMFI scheme code: 152217
ISIN: INF582M01JI7
First NAV in MFIC data: 21 Dec 2023
History: 2.8 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Union Retirement Fund | Retirement | 0.99 | 10.2% |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.98 | n/a |
| Axis Retirement Fund - Dynamic Plan | Retirement | 0.98 | 9.4% |
| PGIM India Retirement Fund | Retirement | 0.98 | n/a |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | Retirement | 0.97 | 13.6% |
| Aditya Birla Sun Life Retirement Fund-The 40s Plan | Retirement | 0.97 | 8.4% |
Questions about Union Children's Fund
- What is the latest NAV of Union Children's Fund?
- The NAV of the Regular plan (growth option) was ₹12.2100 on 2 Oct 2026, as published by AMFI.
- Which category is Union Children's Fund in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Regular plans).
- What was the largest fall in Union Children's Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.9%.
- What is the expense ratio (TER) of Union Children's Fund?
- The total expense ratio of the Regular plan is 2.61% a year, as disclosed to AMFI (median of Children's Regular plans: 2.40%). It is already deducted from the NAV, so every return shown is after expenses.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.6% and the Regular plan's by -1.6%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.