Union Children's Fund
Union Mutual Fund · Children's · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.9% | -4.7% |
| 3 months | -4.0% | -2.6% |
| 6 months | 8.9% | 5.2% |
| Year to date | -3.1% | -4.2% |
| 1 year | -0.6% | -1.6% |
| 3 years (CAGR) | n/a | 8.0% |
| 5 years (CAGR) | n/a | 7.5% |
| 7 years (CAGR) | n/a | 11.8% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | 8.9% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.1% | 10.2% |
| 3Y rolling median | n/a | 13.5% |
| 3Y rolling worst | n/a | -1.6% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 12.9% |
| 5Y rolling worst | n/a | 2.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 14.9% |
| Sharpe ratio | n/a | 0.19 |
| Sortino ratio | n/a | 0.26 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.4% | −27.1% |
| Maximum drawdown, last 10Y | n/a | −28.9% |
| Maximum drawdown, last 5Y | n/a | −18.1% |
| Current drawdown | −6.8% | −5.7% |
| Recovery time of worst fall | 197 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
The Regular plan's expense ratio is 2.61% a year and the Direct plan's 1.45%, a gap of 1.16%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹24,81,937.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER reduced from 1.47% to 1.45% (AMFI TER disclosure)
- 11 Sep 2026: TER reduced from 1.48% to 1.47% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Gaurav Chopra | Co-manage | 1 Nov 2024 |
| Vinod Malviya | Co-manage | 1 Nov 2024 |
| Parijat Agrawal | Co-manage | 19 Dec 2023 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.45% | 1.45% |
| AUM, whole scheme (₹ crore) | n/a | 755 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Category consistency: last 10 years of month-ends, Children's Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.1% | n/a | – |
| 2025 | 6.5% | n/a | – |
| 2024 | 21.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,363 | -2.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Union Retirement Fund | Retirement | 0.99 | 11.6% |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.98 | n/a |
| Axis Retirement Fund - Dynamic Plan | Retirement | 0.98 | 10.8% |
| PGIM India Retirement Fund | Retirement | 0.98 | n/a |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | Retirement | 0.97 | 15.1% |
| Aditya Birla Sun Life Retirement Fund-The 40s Plan | Retirement | 0.97 | 9.9% |
- What is the latest NAV of Union Children's Fund?
- The NAV of the Direct plan (growth option) was ₹12.6500 on 1 Oct 2026, as published by AMFI.
- Which category is Union Children's Fund in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Direct plans).
- What was the largest fall in Union Children's Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.4%.
- What is the expense ratio (TER) of Union Children's Fund?
- The total expense ratio of the Direct plan is 1.45% a year, as disclosed to AMFI (median of Children's Direct plans: 1.45%). It is already deducted from the NAV, so every return shown is after expenses.
- Who manages Union Children's Fund?
- According to its Scheme Summary Document, Union Children's Fund is managed by Gaurav Chopra (since 1 Nov 2024), Vinod Malviya (since 1 Nov 2024), Parijat Agrawal (since 19 Dec 2023).
- What is the minimum investment in Union Children's Fund?
- The minimum application amount is ₹1,000. SIP details: SIP - Rs. 100 for daily SIP, Rs. 500 for weekly SIP, Rs. 500 for fortnightly SIP, Rs. 500 for monthly SIP, SWP - Rs.500 , STP - Rs. 100.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.6% and the Regular plan's by -1.6%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.