Baroda BNP Paribas Retirement Fund
Baroda BNP Paribas Mutual Fund · Retirement · Regular plan, growth option
NAV (₹), 2 Oct 2026
11.1700
1-day change
-0.46%
1Y return
0.7%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 31 May 2024 to 1 Oct 2026
Returns vs Retirement median (29 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.6% | -4.5% |
| 3 months | -2.7% | -2.7% |
| 6 months | 6.7% | 4.9% |
| Year to date | -3.4% | -2.5% |
| 1 year | 0.7% | -0.1% |
| 3 years (CAGR) | n/a | 7.2% |
| 5 years (CAGR) | n/a | 7.0% |
| 7 years (CAGR) | n/a | 9.9% |
| 10 years (CAGR) | n/a | 9.0% |
| Since first NAV (CAGR) | 4.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 5.2% | 8.1% |
| 3Y rolling median | n/a | 11.3% |
| 3Y rolling worst | n/a | 4.3% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 10.5% |
| 5Y rolling worst | n/a | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 10.9% |
| Sharpe ratio | n/a | 0.10 |
| Sortino ratio | n/a | 0.13 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.1% | −18.1% |
| Maximum drawdown, last 10Y | n/a | −23.5% |
| Maximum drawdown, last 5Y | n/a | −12.7% |
| Current drawdown | −5.7% | −5.8% |
| Recovery time of worst fall | 227 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Silky Jain | Equity portion | 1 Jul 2026 |
| Yash Mehta | Equity portion | 16 Sep 2026 |
| Vikram Pamnani | Fixed Income portion | n/a |
Objective: The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors.
Stated asset allocation: Equity & Equity related securities 65% - 80%Debt and Money Market instruments 20% - 35% Units issued by InvITs 0% - 10%
Benchmark (tier 1): CRISIL Hybrid 35+65-Aggressive Index
Minimum application: ₹1,000
Allotment date: 28 May 2024
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.55% | 2.53% |
| AUM, whole scheme (₹ crore) | 387 | 269 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 1.9% | -0.9% TRI |
Official benchmark: CRISIL Hybrid 35+65 - Aggressive Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Retirement Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.4% | n/a | – |
| 2025 | 5.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,491 | -2.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Retirement
Plan / option: Regular · Growth
AMFI scheme code: 152625
ISIN: INF251K01TH4
First NAV in MFIC data: 31 May 2024
History: 2.3 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Union Retirement Fund | Retirement | 0.99 | 10.2% |
| Union Children's Fund | Children's | 0.98 | n/a |
| Axis Retirement Fund - Dynamic Plan | Retirement | 0.98 | 9.4% |
| Tata Retirement Savings Fund-Conservative Plan | Retirement | 0.98 | 6.0% |
| Axis Retirement Fund - Aggressive Plan | Retirement | 0.98 | 8.5% |
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | Children's | 0.98 | 8.1% |
Questions about Baroda BNP Paribas Retirement Fund
- What is the latest NAV of Baroda BNP Paribas Retirement Fund?
- The NAV of the Regular plan (growth option) was ₹11.1700 on 2 Oct 2026, as published by AMFI.
- Which category is Baroda BNP Paribas Retirement Fund in?
- It is classified as Retirement in AMFI's daily NAV file. MFIC compares it with 29 Retirement schemes (Regular plans).
- What was the largest fall in Baroda BNP Paribas Retirement Fund's NAV?
- The largest peak-to-trough fall in its available history was 13.1%.
- What is the expense ratio (TER) of Baroda BNP Paribas Retirement Fund?
- The total expense ratio of the Regular plan is 2.55% a year, as disclosed to AMFI (median of Retirement Regular plans: 2.53%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Baroda BNP Paribas Retirement Fund?
- Assets under management of the whole scheme were ₹387 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Baroda BNP Paribas Retirement Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Baroda BNP Paribas Retirement Fund?
- According to its Scheme Summary Document, Baroda BNP Paribas Retirement Fund is managed by Silky Jain (since 1 Jul 2026), Yash Mehta (since 16 Sep 2026), Vikram Pamnani.
- What is the minimum investment in Baroda BNP Paribas Retirement Fund?
- The minimum application amount is ₹1,000. SIP details: SIP - 500 for daily, weekly & monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly / Monthly and 1500 for quarterly, STP - Rs. 1000 for Daily / Weekly/ Fortnightly/Monthly and Rs. 1500 for quarterly.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.1% and the Regular plan's by 0.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.