Motilal Oswal Balanced Advantage Fund
Motilal Oswal Mutual Fund · Balanced Advantage · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.3% | -3.9% |
| 3 months | 3.2% | -2.7% |
| 6 months | 12.8% | 4.0% |
| Year to date | -0.6% | -3.2% |
| 1 year | -1.0% | -0.8% |
| 3 years (CAGR) | 0.9% | 7.5% |
| 5 years (CAGR) | 4.2% | 7.1% |
| 7 years (CAGR) | 5.9% | 9.3% |
| 10 years (CAGR) | 6.8% | 8.3% |
| Since first NAV (CAGR) | 6.7% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.0% | 7.5% |
| 3Y rolling median | 7.9% | 11.0% |
| 3Y rolling worst | -0.5% | 5.1% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.7% | 10.5% |
| 5Y rolling worst | 2.7% | 2.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.8% | 9.2% |
| Sharpe ratio | -0.35 | 0.17 |
| Sortino ratio | -0.45 | 0.25 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −28.1% | −16.4% |
| Maximum drawdown, last 10Y | −28.1% | −26.0% |
| Maximum drawdown, last 5Y | −28.1% | −10.3% |
| Current drawdown | −18.0% | −5.5% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.2: higher than 0% of days since 2023 (median 22.2)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.81% a year and the Direct plan's 1.55%, a gap of 1.26%; over the last 3 years the Direct plan returned 1.32 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹26,44,679.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER reduced from 2.84% to 2.81% (AMFI TER disclosure)
- 28 Sep 2026: TER increased from 2.83% to 2.84% (AMFI TER disclosure)
- 25 Sep 2026: TER reduced from 2.84% to 2.83% (AMFI TER disclosure)
- 17 Sep 2026: TER reduced from 2.85% to 2.84% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 2.84% to 2.85% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 2.88% to 2.84% (AMFI TER disclosure)
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.81% | 2.31% |
| AUM, whole scheme (₹ crore) | n/a | 2,109 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 24% | 48% median |
| Month-ends in category top quartile (3Y) | 8% | 11% median |
| 7Y rolling CAGR, median (monthly windows) | 7.2% | 10.0% median |
Category consistency: last 10 years of month-ends, Balanced Advantage Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -0.6% | n/a | – |
| 2025 | -7.2% | n/a | – |
| 2024 | 9.4% | n/a | – |
| 2023 | 24.1% | n/a | – |
| 2022 | -1.1% | n/a | – |
| 2021 | 7.4% | n/a | – |
| 2020 | 8.8% | n/a | – |
| 2019 | 10.9% | n/a | – |
| 2018 | -0.8% | n/a | – |
| 2017 | 24.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,689 | 4.2% |
| 3 years | ₹3,60,000 | ₹3,55,108 | -0.9% |
| 5 years | ₹6,00,000 | ₹6,52,172 | 3.3% |
| 10 years | ₹12,00,000 | ₹15,89,374 | 5.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| SBI EQUITY SAVINGS FUND | Equity Savings | 0.81 | 7.0% |
| JM Aggressive Hybrid Fund | Aggressive Hybrid | 0.81 | 9.8% |
| BANK OF INDIA AGGRESSIVE HYBRID FUND | Aggressive Hybrid | 0.81 | 14.6% |
| LIC MF Aggressive Hybrid Fund | Aggressive Hybrid | 0.80 | 10.0% |
| Invesco India Equity Savings Fund | Equity Savings | 0.80 | 6.7% |
| Bandhan Aggressive Hybrid Fund | Aggressive Hybrid | 0.80 | 11.9% |
- What is the latest NAV of Motilal Oswal Balanced Advantage Fund?
- The NAV of the Regular plan (growth option) was ₹19.1228 on 1 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Regular plans).
- What returns has Motilal Oswal Balanced Advantage Fund delivered?
- Over one year the NAV changed by -1.0%. The 3-year CAGR is 0.9% (category median 7.5%) and the 5-year CAGR is 4.2% (category median 7.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.9%, the lowest was -0.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Motilal Oswal Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 28.1%; within the last five years it was 28.1% (category median 10.3%).
- How volatile is Motilal Oswal Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.8%, which is above the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in Motilal Oswal Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,52,172 on 1 Oct 2026, an annualised return (XIRR) of 3.3%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Motilal Oswal Balanced Advantage Fund?
- The total expense ratio of the Regular plan is 2.81% a year, as disclosed to AMFI (median of Balanced Advantage Regular plans: 2.31%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has Motilal Oswal Balanced Advantage Fund beaten its category?
- At 24% of the 85 month-ends compared over the last 10 years, its 3-year return was above the median of Balanced Advantage schemes (Regular plans); it was in the top quarter at 8% of them. A typical scheme would show about 50%.
- What is the exit load of Motilal Oswal Balanced Advantage Fund?
- As stated in its scheme documents: Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Motilal Oswal Balanced Advantage Fund?
- The minimum application amount is Rs. 500 and in multiples of Re. 1 thereafter.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.3% and the Regular plan's by -1.0%. The Regular plan includes the services of a distributor.
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