BANK OF INDIA AGGRESSIVE HYBRID FUND
Bank of India Mutual Fund · Aggressive Hybrid · Regular plan, growth option
NAV (₹), 1 Oct 2026
42.3100
1-day change
-0.61%
1Y return
12.0%
3Y CAGR
14.6%
5Y CAGR
13.2%
Max drawdown, 5Y
−21.8%
NAV history month-end NAV, ₹ · 27 Jul 2016 to 1 Oct 2026
Returns vs Aggressive Hybrid median (31 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.7% | -4.5% |
| 3 months | 1.5% | -3.3% |
| 6 months | 16.2% | 4.3% |
| Year to date | 9.6% | -4.8% |
| 1 year | 12.0% | -2.3% |
| 3 years (CAGR) | 14.6% | 8.7% |
| 5 years (CAGR) | 13.2% | 7.9% |
| 7 years (CAGR) | 20.4% | 11.7% |
| 10 years (CAGR) | 14.9% | 10.8% |
| Since first NAV (CAGR) | 15.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.7% | 9.5% |
| 3Y rolling median | 19.0% | 12.7% |
| 3Y rolling worst | -4.6% | -4.1% |
| 3Y periods positive | 95% | 98% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 17.8% | 12.5% |
| 5Y rolling worst | 8.6% | 1.4% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.7% | 11.7% |
| Sharpe ratio | 0.57 | 0.25 |
| Sortino ratio | 0.93 | 0.35 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −37.8% | −31.6% |
| Maximum drawdown, last 10Y | −37.8% | −29.1% |
| Maximum drawdown, last 5Y | −21.8% | −15.1% |
| Current drawdown | −3.2% | −6.4% |
| Recovery time of worst fall | 268 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.25% a year and the Direct plan's 0.86%, a gap of 1.39%; over the last 3 years the Direct plan returned 1.46 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹31,63,349.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 18 Sep 2026: TER reduced from 2.26% to 2.25% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 2.27% to 2.26% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Alok Singh | Primary Fund Manager having around 20 years of experience, including 16 years in mutual fund industry. | 16 Feb 2017 |
Objective: The scheme's objective is to provide capital appreciation to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved.
Stated asset allocation: Mid Cap & Small Cap Equity& Equity Related Securities - 65% to 80% Debt & Money Market Instruments - 20% to 35% Residual Portion: Units issued by INVITs - 00% to 10% ETCDs, Gold ETFs and Silver ETFs and mutual fund units - 00% to 15%
Benchmark (tier 1): NIFTY MidSmallcap 400 TRI: 70%; CRISIL Short Term Bond Fund Index: 30%
Exit load: • If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Minimum application: ₹5,000
Allotment date: 20 Jul 2016
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.25% | 2.19% |
| AUM, whole scheme (₹ crore) | 2,196 | 2,798 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 13.7% | 5.6% TRI |
| Return, 3 years (AMFI) | 14.8% | 12.0% TRI |
| Return, 5 years (AMFI) | 13.4% | 12.4% TRI |
| Month-ends above category median (3Y CAGR) | 74% | 52% median |
| Month-ends in category top quartile (3Y) | 72% | 16% median |
| 7Y rolling CAGR, median (monthly windows) | 16.8% | 11.4% median |
Official benchmark: 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Aggressive Hybrid Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 9.6% | n/a | – |
| 2025 | -0.9% | n/a | – |
| 2024 | 25.8% | n/a | – |
| 2023 | 33.7% | n/a | – |
| 2022 | -4.8% | n/a | – |
| 2021 | 54.5% | n/a | – |
| 2020 | 31.1% | n/a | – |
| 2019 | -4.7% | n/a | – |
| 2018 | -14.2% | n/a | – |
| 2017 | 47.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,29,390 | 14.8% |
| 3 years | ₹3,60,000 | ₹4,20,548 | 10.4% |
| 5 years | ₹6,00,000 | ₹8,60,830 | 14.4% |
| 10 years | ₹12,00,000 | ₹28,19,535 | 16.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Aggressive Hybrid
Plan / option: Regular · Growth
AMFI scheme code: 139529
ISIN: INF761K01DP9
First NAV in MFIC data: 27 Jul 2016
History: 10.2 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HSBC Aggressive Hybrid Fund | Aggressive Hybrid | 0.92 | 11.2% |
| Helios Balanced Advantage Fund | Balanced Advantage | 0.90 | n/a |
| LIC MF Aggressive Hybrid Fund | Aggressive Hybrid | 0.88 | 10.0% |
| 360 ONE Balanced Hybrid Fund | Balanced Hybrid | 0.88 | 8.8% |
| HSBC Balanced Advantage Fund | Balanced Advantage | 0.88 | 7.5% |
| Union Aggressive Hybrid Fund | Aggressive Hybrid | 0.88 | 8.4% |
Questions about BANK OF INDIA AGGRESSIVE HYBRID FUND
- What is the latest NAV of BANK OF INDIA AGGRESSIVE HYBRID FUND?
- The NAV of the Regular plan (growth option) was ₹42.3100 on 1 Oct 2026, as published by AMFI.
- Which category is BANK OF INDIA AGGRESSIVE HYBRID FUND in?
- It is classified as Aggressive Hybrid in AMFI's daily NAV file; a Aggressive Hybrid scheme holds 65% to 80% in equities and the rest mainly in debt. MFIC compares it with 31 Aggressive Hybrid schemes (Regular plans).
- What returns has BANK OF INDIA AGGRESSIVE HYBRID FUND delivered?
- Over one year the NAV changed by 12.0%. The 3-year CAGR is 14.6% (category median 8.7%) and the 5-year CAGR is 13.2% (category median 7.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 19.0%, the lowest was -4.6%, and 95% of 3-year periods ended with a gain.
- What was the largest fall in BANK OF INDIA AGGRESSIVE HYBRID FUND's NAV?
- The largest peak-to-trough fall in its available history was 37.8%; within the last five years it was 21.8% (category median 15.1%).
- How volatile is BANK OF INDIA AGGRESSIVE HYBRID FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.7%, which is above the Aggressive Hybrid category median of 11.7%.
- What would a monthly SIP in BANK OF INDIA AGGRESSIVE HYBRID FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,60,830 on 1 Oct 2026, an annualised return (XIRR) of 14.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of BANK OF INDIA AGGRESSIVE HYBRID FUND?
- The total expense ratio of the Regular plan is 2.25% a year, as disclosed to AMFI (median of Aggressive Hybrid Regular plans: 2.19%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is BANK OF INDIA AGGRESSIVE HYBRID FUND?
- Assets under management of the whole scheme were ₹2,196 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of BANK OF INDIA AGGRESSIVE HYBRID FUND?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of BANK OF INDIA AGGRESSIVE HYBRID FUND and how has it compared?
- Its official benchmark is the 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index. Over 3 years AMFI reports a return of 14.8% for this plan against 12.0% for the benchmark total return index; over 5 years 13.4% against 12.4%. Past performance does not indicate future results.
- How often has BANK OF INDIA AGGRESSIVE HYBRID FUND beaten its category?
- At 74% of the 87 month-ends compared over the last 10 years, its 3-year return was above the median of Aggressive Hybrid schemes (Regular plans); it was in the top quarter at 72% of them. A typical scheme would show about 50%.
- Who manages BANK OF INDIA AGGRESSIVE HYBRID FUND?
- According to its Scheme Summary Document, BANK OF INDIA AGGRESSIVE HYBRID FUND is managed by Alok Singh (since 16 Feb 2017).
- What is the exit load of BANK OF INDIA AGGRESSIVE HYBRID FUND?
- As stated in its scheme documents: • If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in BANK OF INDIA AGGRESSIVE HYBRID FUND?
- The minimum application amount is ₹5,000. SIP details: SIP - 1000, SWP - 1000 & STP - 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 13.6% and the Regular plan's by 12.0%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow BANK OF INDIA AGGRESSIVE HYBRID FUND by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.