Question 1

What is the latest NAV of JM Aggressive Hybrid Fund?

Accepted Answer

The NAV of the Regular plan (growth option) was ₹115.8634 on 2 Oct 2026, as published by AMFI.

Question 2

Which category is JM Aggressive Hybrid Fund in?

Accepted Answer

It is classified as Aggressive Hybrid in AMFI's daily NAV file; a Aggressive Hybrid scheme holds 65% to 80% in equities and the rest mainly in debt. MFIC compares it with 31 Aggressive Hybrid schemes (Regular plans).

Question 3

What returns has JM Aggressive Hybrid Fund delivered?

Accepted Answer

Over one year the NAV changed by -3.1%. The 3-year CAGR is 9.8% (category median 8.7%) and the 5-year CAGR is 10.6% (category median 7.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.

Question 4

How consistent have its 3-year returns been?

Accepted Answer

Measuring a 3-year CAGR from every business day in its history, the median was 11.0%, the lowest was -12.0%, and 86% of 3-year periods ended with a gain.

Question 5

What was the largest fall in JM Aggressive Hybrid Fund's NAV?

Accepted Answer

The largest peak-to-trough fall in its available history was 64.9%; within the last five years it was 19.0% (category median 15.1%).

Question 6

How volatile is JM Aggressive Hybrid Fund?

Accepted Answer

Its annualised standard deviation of monthly returns over the last 36 months is 14.1%, which is above the Aggressive Hybrid category median of 11.7%.

Question 7

What would a monthly SIP in JM Aggressive Hybrid Fund have grown to?

Accepted Answer

A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,59,940 on 2 Oct 2026, an annualised return (XIRR) of 9.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.

Question 8

What is the expense ratio (TER) of JM Aggressive Hybrid Fund?

Accepted Answer

The total expense ratio of the Regular plan is 2.68% a year, as disclosed to AMFI (median of Aggressive Hybrid Regular plans: 2.40%). It is already deducted from the NAV, so every return shown is after expenses.

Question 9

How large is JM Aggressive Hybrid Fund?

Accepted Answer

Assets under management of the whole scheme were ₹654 crore on 30 Sep 2026, as published by AMFI.

Question 10

What is the riskometer level of JM Aggressive Hybrid Fund?

Accepted Answer

AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.

Question 11

What is the benchmark of JM Aggressive Hybrid Fund and how has it compared?

Accepted Answer

Its official benchmark is the CRISIL Hybrid 35+65 - Aggressive Index. Over 3 years AMFI reports a return of 10.2% for this plan against 8.1% for the benchmark total return index; over 5 years 10.8% against 7.6%. Past performance does not indicate future results.

Question 12

How often has JM Aggressive Hybrid Fund beaten its category?

Accepted Answer

At 48% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Aggressive Hybrid schemes (Regular plans); it was in the top quarter at 42% of them. A typical scheme would show about 50%.

Question 13

What is the difference between the Direct and Regular plans?

Accepted Answer

Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -1.6% and the Regular plan's by -3.1%. The Regular plan includes the services of a distributor.

Period	Scheme	Category median
1 month	-4.8%	-4.5%
3 months	-0.4%	-3.3%
6 months	7.9%	4.3%
Year to date	-3.3%	-4.8%
1 year	-3.1%	-2.3%
3 years (CAGR)	9.8%	8.7%
5 years (CAGR)	10.6%	7.9%
7 years (CAGR)	16.5%	11.7%
10 years (CAGR)	11.5%	10.8%
Since first NAV (CAGR)	8.8%	–

Measure	Scheme	Category median
1Y rolling median	8.6%	9.5%
3Y rolling median	11.0%	12.7%
3Y rolling worst	-12.0%	-4.1%
3Y periods positive	86%	98%
3Y periods ahead of benchmark	n/a	n/a
5Y rolling median	11.2%	12.5%
5Y rolling worst	-6.2%	1.4%
5Y periods ahead of benchmark	n/a	n/a

Measure	Scheme	Category median
Standard deviation (ann.)	14.1%	11.7%
Sharpe ratio	0.26	0.25
Sortino ratio	0.39	0.35
Beta	n/a	n/a
Alpha (ann.)	n/a	n/a
Upside capture	n/a	n/a
Downside capture	n/a	n/a

Measure	Scheme	Category median
Maximum drawdown, full history	−64.9%	−31.6%
Maximum drawdown, last 10Y	−37.0%	−29.1%
Maximum drawdown, last 5Y	−19.0%	−15.1%
Current drawdown	−11.2%	−6.4%
Recovery time of worst fall	1944 days	–

Measure	Scheme	Category median
Expense ratio (TER), Regular plan	2.68%	2.40%
AUM, whole scheme (₹ crore)	654	2,798
Riskometer	Very High	–

Measure	Scheme	Benchmark / category
Return, 1 year (AMFI)	-1.3%	-0.9% TRI
Return, 3 years (AMFI)	10.2%	8.1% TRI
Return, 5 years (AMFI)	10.8%	7.6% TRI
Month-ends above category median (3Y CAGR)	48%	52% median
Month-ends in category top quartile (3Y)	42%	16% median
7Y rolling CAGR, median (monthly windows)	10.5%	11.4% median

Year	Scheme	Benchmark	Difference
2026 YTD	-3.3%	n/a	–
2025	-3.1%	n/a	–
2024	27.0%	n/a	–
2023	33.8%	n/a	–
2022	8.1%	n/a	–
2021	22.9%	n/a	–
2020	30.5%	n/a	–
2019	-8.1%	n/a	–
2018	1.7%	n/a	–
2017	18.5%	n/a	–

Period	Invested	Value	XIRR
1 year	₹1,20,000	₹1,18,485	-2.3%
3 years	₹3,60,000	₹3,66,087	1.1%
5 years	₹6,00,000	₹7,59,940	9.4%
10 years	₹12,00,000	₹23,23,069	12.7%

Scheme	Category	Correlation	3Y CAGR
Canara Robeco Balanced Advantage Fund	Balanced Advantage	0.94	n/a
Mahindra Manulife Balanced Advantage Fund	Balanced Advantage	0.94	8.2%
Helios Balanced Advantage Fund	Balanced Advantage	0.93	n/a
Franklin India Balanced Advantage Fund	Balanced Advantage	0.92	7.1%
Franklin India Aggressive Hybrid Fund	Aggressive Hybrid	0.92	7.4%
Mahindra Manulife Aggressive Hybrid Fund	Aggressive Hybrid	0.91	8.9%