Banking & PSU mutual funds
At least 80% in debt of banks, public sector undertakings and public financial institutions. This page lists every Banking & PSU scheme (Direct plan, growth option) with its returns, rolling-return consistency and risk, calculated from AMFI NAVs as of 2 Oct 2026.
Category AUM and net inflow cover all plans and options of the 20 Banking and PSU Debt Fund schemes in AMFI's monthly report for August 2026 (source); net inflow is money invested minus money redeemed during the month.
| Scheme | NAV (₹) | AUM (₹ cr) | TER | 1Y | 3Y CAGR | 5Y CAGR | 3Y rolling median | 3Y rolling worst | 3Y beat-rate | Std dev | Max DD 5Y | History |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking & PSU Debt Fund Aditya Birla Sun Life Mutual Fund | 403.83 | 8,439 | n/a | 4.5% | 7.0% | 6.2% | 8.2% | 4.9% | n/a | 1.7% | −0.8% | 13.7 y |
| Axis Banking and PSU Debt Fund Axis Mutual Fund | 2,894.17 | 11,954 | 0.36% | 4.8% | 6.9% | 6.1% | 7.9% | 4.7% | n/a | 1.4% | −0.5% | 13.7 y |
| Bajaj Finserv Banking and PSU Debt Fund Bajaj Finserv Mutual Fund | 12.24 | 315 | 0.35% | 4.7% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2.9 y |
| Bandhan Banking and PSU Debt Fund Bandhan Mutual Fund | 27.16 | 11,891 | n/a | 5.6% | 7.1% | 6.3% | 7.5% | 4.7% | n/a | 1.4% | −0.7% | 13.6 y |
| Canara Robeco Banking and PSU Debt Fund Canara Robeco Mutual Fund | 12.88 | 164 | 0.42% | 4.4% | 6.5% | n/a | 7.0% | 6.3% | n/a | 1.5% | n/a | 4.1 y |
| DSP Banking and PSU Debt Fund DSP Mutual Fund | 26.28 | 2,590 | n/a | 4.0% | 6.8% | 6.0% | 7.7% | 4.4% | n/a | 2.2% | −1.1% | 13.0 y |
| Edelweiss Banking and PSU Debt Fund Edelweiss Mutual Fund | 27.12 | 3,137 | n/a | 4.7% | 7.1% | 6.0% | 7.5% | 4.6% | n/a | 1.6% | −2.9% | 9.8 y |
| Franklin India Banking & PSU Debt Fund Franklin Templeton Mutual Fund | 25.34 | 565 | 0.23% | 6.2% | 7.5% | 6.5% | 7.8% | 4.7% | n/a | 1.1% | −1.0% | 12.4 y |
| HDFC Banking and PSU Debt Fund HDFC Mutual Fund | 25.45 | 5,055 | n/a | 4.7% | 7.0% | 6.2% | 7.9% | 4.9% | n/a | 1.8% | −0.9% | 12.5 y |
| HSBC Banking and PSU Debt Fund HSBC Mutual Fund | 27.20 | 3,722 | 0.28% | 4.7% | 6.9% | n/a | 7.2% | 6.6% | n/a | 1.5% | n/a | 3.8 y |
| ICICI Prudential Banking and PSU Debt Fund ICICI Prudential Mutual Fund | 36.48 | 8,041 | n/a | 5.3% | 7.2% | 6.6% | 8.0% | 5.6% | n/a | 1.5% | −0.7% | 13.5 y |
| Invesco India Banking and PSU Debt Fund Invesco Mutual Fund | 2,578.88 | 82 | 0.26% | 4.7% | 7.1% | 5.6% | 7.5% | 3.5% | n/a | 1.8% | −2.9% | 13.7 y |
| ITI Banking & PSU Debt Fund ITI Mutual Fund | 14.23 | 34 | 0.23% | 4.8% | 7.0% | 6.3% | 7.0% | 5.1% | n/a | 1.1% | −0.4% | 5.9 y |
| Kotak Banking and PSU Debt Fund Kotak Mahindra Mutual Fund | 72.74 | 4,777 | n/a | 5.2% | 7.3% | 6.4% | 8.1% | 5.1% | n/a | 1.7% | −1.1% | 13.1 y |
| LIC MF Banking & PSU Debt Fund LIC Mutual Fund | 40.09 | 1,598 | 0.28% | 5.1% | 7.3% | 6.3% | 7.7% | 4.4% | n/a | 1.6% | −0.6% | 13.7 y |
| Mirae Asset Banking and PSU Debt Fund Mirae Asset Mutual Fund | 14.03 | 39 | 0.37% | 4.4% | 6.8% | 5.9% | 6.3% | 4.4% | n/a | 1.6% | −1.2% | 6.2 y |
| Nippon India Banking and PSU Debt Fund Nippon India Mutual Fund | 22.90 | 5,057 | n/a | 4.7% | 7.1% | 6.2% | 7.7% | 4.9% | n/a | 1.8% | −1.1% | 11.4 y |
| SBI BANKING & PSU DEBT FUND SBI Mutual Fund | 3,534.66 | 3,512 | n/a | 5.0% | 7.1% | 6.1% | 7.9% | 4.3% | n/a | 1.6% | −1.2% | 12.9 y |
| Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) Sundaram Mutual Fund | 46.49 | 258 | n/a | 4.7% | 7.0% | 6.0% | 7.3% | 4.1% | n/a | 1.4% | −1.5% | 13.7 y |
| UTI Banking & PSU Debt Fund UTI Mutual Fund | 24.09 | 1,448 | 0.24% | 6.1% | 7.5% | 7.8% | 7.4% | 3.5% | n/a | 1.0% | −1.1% | 12.6 y |
Returns are from NAVs (after expenses, before tax); 3Y and 5Y are annualised. Rolling figures use every business-day start date in the scheme's history; beat-rate is the share of 3-year windows ahead of a benchmark — not available for this category in MFIC's free data. Std dev is annualised over 36 months. AUM is the whole scheme (all plans) and TER is for the plan shown, both as disclosed to AMFI. "n/a" means the scheme's history is too short or the data is still loading. Listed alphabetically; no order of preference is implied. Full definitions: MFIC methodology.
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