Retirement mutual funds
Solution-oriented scheme with a lock-in of five years or until retirement age, whichever is earlier. This page lists every Retirement scheme (Direct plan, growth option) with its returns, rolling-return consistency and risk, calculated from AMFI NAVs as of 2 Oct 2026.
Schemes
29
Category AUM (AMFI, August 2026)
₹33,194 cr
Net inflow in August
₹24 cr
Median 1Y return
0.8%
Median 3Y CAGR
8.2%
Median 5Y CAGR
8.4%
Median 3Y rolling
12.9%
Median max DD 5Y
−12.3%
Category AUM and net inflow cover all plans and options of the 29 Retirement Fund schemes in AMFI's monthly report for August 2026 (source); net inflow is money invested minus money redeemed during the month.
Retirement schemes, Direct plans alphabetical · 29 schemes
| Scheme | NAV (₹) | 1Y | 3Y CAGR | 5Y CAGR | 3Y rolling median | 3Y rolling worst | 3Y beat-rate | Std dev | Max DD 5Y | History |
|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s Plan Aditya Birla Sun Life Mutual Fund | 24.47 | 11.0% | 15.1% | 11.6% | 15.0% | 6.6% | n/a | 15.7% | −19.0% | 7.6 y |
| Aditya Birla Sun Life Retirement Fund-The 40s Plan Aditya Birla Sun Life Mutual Fund | 20.75 | 0.2% | 9.9% | 8.5% | 12.8% | 6.7% | n/a | 11.6% | −14.6% | 7.6 y |
| Aditya Birla Sun Life Retirement Fund-The 50s Plan Aditya Birla Sun Life Mutual Fund | 16.55 | 3.4% | 7.6% | 6.8% | 7.5% | 3.8% | n/a | 4.4% | −5.0% | 7.6 y |
| Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan Aditya Birla Sun Life Mutual Fund | 14.91 | 3.3% | 5.8% | 5.0% | 5.0% | 3.7% | n/a | 1.4% | −2.3% | 7.6 y |
| Axis Retirement Fund - Aggressive Plan Axis Mutual Fund | 19.45 | -2.7% | 9.9% | 6.3% | 13.0% | 7.1% | n/a | 12.5% | −21.0% | 6.8 y |
| Axis Retirement Fund - Conservative Plan Axis Mutual Fund | 17.09 | -1.7% | 6.7% | 5.7% | 9.6% | 6.7% | n/a | 7.1% | −8.5% | 6.8 y |
| Axis Retirement Fund - Dynamic Plan Axis Mutual Fund | 20.84 | -2.6% | 10.8% | 7.5% | 14.2% | 8.7% | n/a | 13.8% | −17.1% | 6.8 y |
| BANDHAN RETIREMENT FUND Bandhan Mutual Fund | 12.68 | -2.3% | n/a | n/a | n/a | n/a | n/a | 9.3% | n/a | 3.0 y |
| Baroda BNP Paribas Retirement Fund Baroda BNP Paribas Mutual Fund | 11.61 | 2.1% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2.3 y |
| Franklin India Retirement Fund Franklin Templeton Mutual Fund | 236.72 | -1.3% | 7.0% | 6.8% | 9.7% | 2.6% | n/a | 6.1% | −7.4% | 13.7 y |
| HDFC Retirement Fund - Equity Plan HDFC Mutual Fund | 52.94 | -7.3% | 8.1% | 11.2% | 19.5% | -4.6% | n/a | 13.6% | −16.1% | 10.6 y |
| HDFC Retirement Fund - Hybrid-Debt Plan HDFC Mutual Fund | 24.44 | -0.1% | 6.3% | 6.8% | 9.3% | 5.0% | n/a | 4.5% | −4.0% | 10.6 y |
| HDFC Retirement Fund - Hybrid-Equity Plan HDFC Mutual Fund | 40.90 | -6.7% | 6.6% | 8.6% | 15.8% | -0.6% | n/a | 10.9% | −12.3% | 10.6 y |
| ICICI Prudential Retirement Fund Hybrid Aggressive Plan ICICI Prudential Mutual Fund | 30.14 | 4.2% | 16.4% | 14.3% | 20.7% | 10.2% | n/a | 14.0% | −14.7% | 7.6 y |
| ICICI Prudential Retirement Fund Hybrid Conservative Plan ICICI Prudential Mutual Fund | 19.91 | 4.1% | 9.4% | 8.5% | 9.8% | 7.1% | n/a | 4.7% | −4.7% | 7.6 y |
| ICICI Prudential Retirement Fund Pure Debt Plan ICICI Prudential Mutual Fund | 17.17 | 3.9% | 6.5% | 5.9% | 6.8% | 5.0% | n/a | 1.7% | −1.3% | 7.6 y |
| ICICI Prudential Retirement Fund Pure Equity Plan ICICI Prudential Mutual Fund | 37.44 | 4.3% | 18.5% | 18.0% | 25.6% | 14.9% | n/a | 16.4% | −16.9% | 7.6 y |
| Nippon India Retirement Fund- Income Generation Scheme Nippon India Mutual Fund | 22.87 | -0.8% | 6.1% | 5.8% | 8.1% | 4.1% | n/a | 5.5% | −7.4% | 11.6 y |
| Nippon India Retirement Fund- Wealth Creation Scheme Nippon India Mutual Fund | 30.87 | -4.6% | 9.3% | 9.9% | 13.0% | -10.7% | n/a | 15.3% | −18.7% | 11.6 y |
| PGIM India Retirement Fund PGIM India Mutual Fund | 12.26 | 0.7% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2.5 y |
| SBI Retirement Benefit Fund - Aggressive Hybrid Plan SBI Mutual Fund | 20.18 | 0.8% | 8.6% | 10.4% | 14.3% | 8.5% | n/a | 12.3% | −14.5% | 5.6 y |
| SBI Retirement Benefit Fund - Aggressive Plan SBI Mutual Fund | 20.85 | -1.7% | 7.6% | 10.4% | 15.2% | 7.4% | n/a | 15.1% | −17.9% | 5.6 y |
| SBI Retirement Benefit Fund - Conservative Hybrid Plan SBI Mutual Fund | 16.11 | 0.8% | 6.5% | 7.5% | 10.4% | 6.4% | n/a | 7.1% | −6.9% | 5.6 y |
| SBI Retirement Benefit Fund - Conservative Plan SBI Mutual Fund | 14.91 | 1.9% | 6.4% | 6.8% | 8.9% | 6.3% | n/a | 4.9% | −4.4% | 5.6 y |
| Tata Retirement Savings Fund-Conservative Plan Tata Mutual Fund | 38.15 | 2.8% | 7.2% | 6.4% | 9.2% | 4.2% | n/a | 5.7% | −6.1% | 13.7 y |
| Tata Retirement Savings Fund-Moderate Plan Tata Mutual Fund | 77.97 | 2.9% | 10.9% | 9.6% | 15.4% | -1.2% | n/a | 14.3% | −16.1% | 13.7 y |
| Tata Retirement Savings Fund-Progressive Plan Tata Mutual Fund | 79.93 | 2.8% | 11.3% | 9.6% | 16.8% | -1.7% | n/a | 16.8% | −19.7% | 13.7 y |
| Union Retirement Fund Union Mutual Fund | 16.59 | 1.9% | 11.6% | n/a | 17.9% | 11.6% | n/a | 14.5% | n/a | 4.0 y |
| UTI Retirement Fund UTI Mutual Fund | 53.58 | 0.2% | 8.2% | 8.4% | 10.5% | -2.4% | n/a | 6.9% | −6.3% | 13.7 y |
Returns are from NAVs (after expenses, before tax); 3Y and 5Y are annualised. Rolling figures use every business-day start date in the scheme's history; beat-rate is the share of 3-year windows ahead of a benchmark — not available for this category in MFIC's free data. Std dev is annualised over 36 months. "n/a" means the scheme's history is too short or the data is still loading. Listed alphabetically; no order of preference is implied. Full definitions: MFIC methodology.
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Data & disclosure. Source: AMFI daily NAV file (portal.amfiindia.com) and historical NAVs via mfapi.in; calculations by MFIC. Data as of 2 Oct 2026. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155).