💼 ALL SESSIONS BY APPOINTMENT ONLY
Expert Financial Guidance
You Can Afford & Trust
Clear, structured, and jargon-free financial planning consultations — backed by 25+ years of capital market expertise and multiple NISM certifications. Every session is personalised, every rupee you pay is focused entirely on your goals.
⚖️ Important: Integrato Financial Services is an AMFI-registered Mutual Fund Distributor (ARN holder) and IRDAI-licensed Insurance Advisor — not a SEBI Registered Investment Adviser (RIA). All consultation fees are charged for financial planning guidance, education, insurance advisory, and document assistance — not for investment advice on securities. Investments in mutual funds are facilitated through AMFI-regulated channels.
✅ AMFI Registered MF Distributor
✅ IRDAI Licensed Insurance Advisor
✅ NISM Certified — 6 Modules
✅ 25+ Years Capital Market Expertise
✅ 500+ Families Served
✅ All Sessions by Appointment
1
Book Online
Choose service & pay booking fee via Razorpay
2
Get Confirmed
Receive confirmation + Zoom/meet link within 2 hrs
3
Session
30–90 min focused consultation with Sanjeev sir
4
Action Plan
Written summary + roadmap delivered post-session
5
Follow Through
Ongoing access via subscription or re-booking
🏥
Financial Health Check
A comprehensive 30-minute assessment of your current financial situation — insurance gaps, SIP sufficiency, emergency fund, tax exposure, and goal readiness.
⏱ 30 Minutes
📹 Video Call
📋 Written Summary
You Receive
- Financial health score report (PDF)
- Top 3 gaps identified with priority actions
- Personalised next-step roadmap
₹1,499 / session
📅 Book This Session
🎯
Goal-Based Financial Planning
Deep-dive 90-minute session to map all your life goals — retirement, child education, home, and wealth creation — into a structured, achievable financial plan.
⏱ 90 Minutes
📹 Video/In-person
📄 Full Plan PDF
You Receive
- Written goal-based financial plan document
- SIP calculation per goal with timelines
- Asset allocation recommendation by goal
- 3-month action roadmap
₹4,999 / session
📅 Book This Session
🌅
Retirement Planning Session
A focused 60-minute retirement planning consultation — corpus calculation, SIP strategy, NPS analysis, and timeline planning based on your current age and lifestyle.
⏱ 60 Minutes
📹 Video Call
📊 Corpus Report
You Receive
- Personalised retirement corpus calculation
- Monthly SIP needed (current vs. step-up)
- NPS vs EPF vs MF comparison for your profile
- Inflation-adjusted retirement budget estimate
₹3,999 / session
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🛡️
Insurance Portfolio Audit
Complete review of your existing insurance policies — life, health, and investment-linked. We identify overlaps, gaps, and products that may not serve your best interest.
⏱ 60 Minutes
📄 Audit Report
IRDAI Licensed
You Receive
- Policy-by-policy review with evaluation score
- Coverage gap analysis report
- Restructuring recommendations (term + health)
- Annual premium optimisation summary
₹2,499 / session
📅 Book This Session
💰
Tax Planning Consultation
A 60-minute session on tax-saving strategies under the old and new regime — 80C, NPS, HRA, home loan, and optimal regime selection for your income level.
⏱ 60 Minutes
FY 2025–26
📊 Tax Report
You Receive
- Old vs. New regime comparison for your income
- 80C, 80D, NPS, HRA optimisation checklist
- ELSS SIP recommendation to maximise 80C
- Estimated annual tax saving amount
₹2,999 / session
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✈️
NRI Financial Planning Session
Tailored for NRIs returning to India or managing Indian investments from abroad. Covers FCNR, NRE/NRO accounts, DTAA, repatriation, and India MF/insurance onboarding.
⏱ 90 Minutes
📹 Video Call
NRI Specialist
You Receive
- NRI account structure guidance (NRE/NRO/FCNR)
- India MF investment onboarding checklist
- DTAA and tax implication summary
- Return-to-India financial transition plan
₹4,999 / session
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🏢
Business Owner Financial Planning
For entrepreneurs, self-employed, and business owners. Covers business income planning, GST-linked investments, personal wealth separation, and succession basics.
⏱ 2 Hours
In-person / Video
📄 Full Report
You Receive
- Personal vs. business wealth separation strategy
- Income regularisation and SIP plan
- Key person insurance assessment
- Succession & nomination documentation guidance
₹9,999 / session
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👨👩👧
Child's Education Funding Plan
Build a robust funding plan for your child's higher education — IIT, MBA, MBBS, or study abroad — accounting for education inflation, timelines, and goal-based SIPs.
⏱ 60 Minutes
📊 Education Plan
Goal-Based
You Receive
- Future cost calculation with education inflation
- Monthly SIP needed to meet education goal
- Fund category recommendation (equity vs. hybrid)
- Milestone review schedule
₹2,999 / session
📅 Book This Session
What's Included
✓
1 planning session/year (30 min Financial Health Check)
✓
Monthly market insight email — what's happening & what it means for you
✓
SIP monitoring alerts — if action needed on your SIPs
✓
Tax saving reminders — 80C, ELSS, NPS deadline alerts
✓
Email helpdesk — 2 questions/month answered in writing
✓
Priority booking for additional sessions
Everything in Essentials, Plus
✓
4 advisory sessions/year (quarterly) — video call or in-person
✓
Written financial plan — comprehensive goal-based document
✓
Insurance portfolio review — annual audit of all policies
✓
Tax planning session — one 60-min tax consultation per year
✓
Goal tracker updates — email progress report every quarter
✓
MF portfolio review — performance summary (not advice on specific funds)
✓
Email + call support — respond within 24 hours
Everything in Wealth Builder, Plus
✓
Monthly advisory session — 12 sessions/year (60 min each)
✓
Comprehensive insurance planning — life + health + ULIP analysis
✓
Annual financial health document — full written year-end report
✓
Family financial planning — cover spouse + children goals together
✓
Succession & nomination review — ensure assets pass smoothly
✓
Priority access — dedicated direct phone line + same-day response
✓
Corporate plan option available for teams of 5+
* All plans are for financial guidance, planning education, and insurance advisory — consistent with AMFI and IRDAI norms. Mutual fund transactions are facilitated separately through AMFI-regulated channels. All sessions by confirmed appointment only.
How is this different from free MF advice at other distributors? ▼
Most MF distributors earn commissions and give "free advice" that may be biased toward products with higher commissions. Here, the consultation fee you pay covers unbiased financial planning guidance — separate from any MF transactions. You get structured planning, not just product selling.
Will you sell me mutual funds during the session? ▼
The advisory session is purely for financial planning and education. If after the session you choose to invest in mutual funds through Integrato's AMFI-registered platform (FundzBazar), that is a separate process. You are never under obligation to invest through us after a consultation.
Can I get a refund if I'm not satisfied? ▼
We offer a satisfaction guarantee on all first-time sessions. If you feel the session did not add value, contact us within 24 hours at
[email protected] and we will offer a full re-session at no charge. Refund requests are evaluated case by case.
How do I pay? What payment methods are accepted? ▼
All payments are processed securely through Razorpay. We accept UPI, net banking, debit/credit cards, and EMI options. For annual plan subscriptions, Razorpay AutoPay (recurring mandate) can be set up for monthly billing convenience. You receive an instant confirmation and invoice.
How do I book and when will I get my appointment? ▼
Click any "Book Session" button — you'll be taken to our booking page where you select a date/time slot. After payment, a confirmation email with your Zoom/Google Meet link is sent within 2 hours. Office hours: Monday to Saturday, 9 AM – 6 PM IST.
Is the annual plan worth it vs. booking individual sessions? ▼
The Wealth Builder plan (₹24,999/year) includes 4 sessions + a full financial plan + insurance audit + tax consultation + quarterly goal tracking. If you book each separately, it would cost ₹4,999 + ₹3,999 + ₹2,499 + ₹2,999 + ₹2,999 = ₹17,495 for just the sessions, without the plan document or ongoing support. The annual plan provides 40%+ more value.
Can I attend in person at your Greater Noida office? ▼
Yes! Our office is at 95-F, 2nd Floor, Galaxy Blue Sapphire Plaza, Near Hira Sweets, Greater Noida West — 201306. In-person sessions are available by appointment (Mon–Sat, 9 AM – 6 PM). Outstation clients can choose video call.
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