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📊 Wealth Management

Portfolio Advisory & Wealth Management

Customised portfolio construction with risk profiling, strategic asset allocation, and ongoing performance monitoring.

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Professional Portfolio Management for the Modern Investor

A well-constructed investment portfolio is the foundation of lasting wealth. At Integrato, our portfolio advisory service provides institutional-quality portfolio management to individual investors — combining rigorous analysis, strategic asset allocation, and continuous monitoring to keep your wealth on track.

💡 Asset Allocation Insight: Studies show that asset allocation decisions account for over 90% of a portfolio's long-term performance. Getting this right is more important than individual stock selection.

Our Portfolio Advisory Services

1. Risk Profiling & Investor Assessment

Every portfolio starts with understanding you. Our comprehensive risk profiling process assesses:

  • Risk tolerance — how much volatility you can psychologically handle
  • Risk capacity — how much risk your financial situation can absorb
  • Time horizon — when you will need the money
  • Return expectations — realistic goals aligned with risk
  • Liquidity needs — emergency fund requirements

2. Strategic Asset Allocation

Based on your risk profile, we design a strategic asset allocation across:

  • Equity: Large Cap, Mid Cap, Small Cap, International
  • Debt: Government Securities, Corporate Bonds, Liquid Funds
  • Gold: Sovereign Gold Bonds, Gold ETFs
  • Alternatives: REITs, InvITs (where appropriate)

3. Portfolio Construction

We build your portfolio using a core-satellite approach:

  • Core (70-75%): Stable, diversified holdings in quality large-caps and index funds
  • Satellite (25-30%): Tactical positions in mid-caps, sectoral themes, and high-conviction ideas

4. Ongoing Monitoring & Review

  • Quarterly portfolio review meetings
  • Monthly performance reports
  • Rebalancing when asset allocation drifts beyond thresholds
  • Tax harvesting opportunities identification
  • Portfolio stress testing against market scenarios

What Makes Our Portfolio Advisory Different?

  • Transparency: You always know what you own and why
  • No Conflicts: Recommendations in your best interest, not ours
  • Research-Driven: Every holding backed by thorough analysis
  • Disciplined Process: Emotion-free, systematic approach
  • Accountability: Regular performance reporting with full attribution
Investments in securities markets are subject to market risks. Please read all documents carefully before investing. Past performance is not indicative of future returns. NISM Reg. No.: NISM-201400033574