UTI - Gold Exchange Traded Fund
UTI Mutual Fund · Gold ETF · exchange-traded fund
NAV (₹), 1 Oct 2026
123.7157
1-day change
0.10%
1Y return
25.6%
3Y CAGR
36.0%
5Y CAGR
25.1%
Max drawdown, 5Y
−21.2%
NAV history month-end NAV, ₹ · 13 Apr 2007 to 1 Oct 2026
Returns vs Gold ETF median (26 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.3% | -3.3% |
| 3 months | 5.1% | 5.1% |
| 6 months | -1.8% | -1.8% |
| Year to date | 11.7% | 10.7% |
| 1 year | 25.6% | 25.2% |
| 3 years (CAGR) | 36.0% | 35.5% |
| 5 years (CAGR) | 25.1% | 25.0% |
| 7 years (CAGR) | 20.4% | 20.4% |
| 10 years (CAGR) | 15.6% | 15.6% |
| Since first NAV (CAGR) | 14.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 14.1% | 33.8% |
| 3Y rolling median | 12.3% | 12.2% |
| 3Y rolling worst | -9.0% | -8.9% |
| 3Y periods positive | 88% | 87% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 11.1% | 10.5% |
| 5Y rolling worst | -3.6% | -3.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 20.4% | 20.0% |
| Sharpe ratio | 1.31 | 1.31 |
| Sortino ratio | 2.81 | 2.86 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −29.8% | −22.2% |
| Maximum drawdown, last 10Y | −21.5% | −22.2% |
| Maximum drawdown, last 5Y | −21.2% | −22.2% |
| Current drawdown | −15.0% | −15.7% |
| Recovery time of worst fall | 1466 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Sharwan Kumar Goyal | 1 May 2025 | |
| Ayush Jain | 1 May 2025 | |
| Lokesh Kulthia | 19 Jun 2026 |
Objective: The investment objective of the fund is to endeavour to provide returns that, before expenses, closely track the performance and yield of Gold. However, the performance of the scheme may differ from that of the underlying asset due to tracking error. There can be no assurance or guarantee that the investment objective of the UTI Gold ETF will be achieved.
Stated asset allocation: Gold bullion and Gold Related Instruments #: 95-100% Money Market instruments and other debt securities: 0-5%
Benchmark (tier 1): Price of Gold
Minimum application: On Exchange: Minimum 1 unit from the exchange. Directly with AMC: In multiples of unit creation size
Allotment date: 5 Mar 2007
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), ETF | 0.59% | 0.45% |
| AUM, whole scheme (₹ crore) | 4,406 | 1,927 |
| Riskometer | High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| 7Y rolling CAGR, median (monthly windows) | 8.0% | 8.0% median |
Official benchmark: Gold Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Gold ETF ETFs; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 11.7% | n/a | – |
| 2025 | 71.5% | n/a | – |
| 2024 | 19.6% | n/a | – |
| 2023 | 13.5% | n/a | – |
| 2022 | 13.8% | n/a | – |
| 2021 | -5.1% | n/a | – |
| 2020 | 26.0% | n/a | – |
| 2019 | 22.8% | n/a | – |
| 2018 | 7.2% | n/a | – |
| 2017 | 3.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,25,089 | 7.9% |
| 3 years | ₹3,60,000 | ₹5,92,671 | 35.2% |
| 5 years | ₹6,00,000 | ₹12,44,243 | 29.7% |
| 10 years | ₹12,00,000 | ₹35,92,166 | 20.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
About ETF figures. All figures use the ETF's NAV as published by AMFI. Investors buy and sell ETFs on the stock exchange at the traded price, which can be above or below NAV and adds brokerage and bid-ask costs. Liquidity varies between ETFs.
Scheme facts
AMC: UTI Mutual Fund
Category: Gold ETF
Plan / option: ETF · Growth
AMFI scheme code: 105463
ISIN: INF789F1AUX7
First NAV in MFIC data: 13 Apr 2007
History: 19.5 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Groww Gold ETF | Gold ETF | 1.00 | n/a |
| Aditya Birla Sun Life Gold ETF | Gold ETF | 1.00 | 35.5% |
| DSP Gold ETF | Gold ETF | 1.00 | 35.4% |
| KOTAK GOLD ETF | Gold ETF | 1.00 | 35.5% |
| HDFC Gold ETF | Gold ETF | 1.00 | 35.5% |
| SBI Gold ETF | Gold ETF | 0.99 | 35.3% |
Questions about UTI - Gold Exchange Traded Fund
- What is the latest NAV of UTI - Gold Exchange Traded Fund?
- The NAV of the ETF was ₹123.7157 on 1 Oct 2026, as published by AMFI.
- Which category is UTI - Gold Exchange Traded Fund in?
- It is classified as Gold ETF in AMFI's daily NAV file; a Gold ETF scheme is backed by physical gold and trades on the stock exchange. MFIC compares it with 26 Gold ETF schemes (ETFs).
- What returns has UTI - Gold Exchange Traded Fund delivered?
- Over one year the NAV changed by 25.6%. The 3-year CAGR is 36.0% (category median 35.5%) and the 5-year CAGR is 25.1% (category median 25.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.3%, the lowest was -9.0%, and 88% of 3-year periods ended with a gain.
- What was the largest fall in UTI - Gold Exchange Traded Fund's NAV?
- The largest peak-to-trough fall in its available history was 29.8%; within the last five years it was 21.2% (category median 22.2%).
- How volatile is UTI - Gold Exchange Traded Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 20.4%, which is above the Gold ETF category median of 20.0%.
- What would a monthly SIP in UTI - Gold Exchange Traded Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹12,44,243 on 1 Oct 2026, an annualised return (XIRR) of 29.7%. This uses the ETF plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI - Gold Exchange Traded Fund?
- The total expense ratio of the ETF is 0.59% a year, as disclosed to AMFI (median of Gold ETF ETFs: 0.45%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI - Gold Exchange Traded Fund?
- Assets under management of the whole scheme were ₹4,406 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI - Gold Exchange Traded Fund?
- AMFI lists the scheme's riskometer as “High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages UTI - Gold Exchange Traded Fund?
- According to its Scheme Summary Document, UTI - Gold Exchange Traded Fund is managed by Sharwan Kumar Goyal (since 1 May 2025), Ayush Jain (since 1 May 2025), Lokesh Kulthia (since 19 Jun 2026).
- What is the minimum investment in UTI - Gold Exchange Traded Fund?
- The minimum application amount is On Exchange: Minimum 1 unit from the exchange. Directly with AMC: In multiples of unit creation size.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use ETFs in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.