Sundaram Mid Cap Fund
Sundaram Mutual Fund · Mid Cap · Direct plan, growth option
NAV (₹), 1 Oct 2026
1,544.3285
1-day change
-1.03%
1Y return
2.7%
3Y CAGR
16.1%
5Y CAGR
15.7%
Max drawdown, 5Y
−20.7%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Mid Cap median (33 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -7.2% | -6.3% |
| 3 months | -4.4% | -3.3% |
| 6 months | 8.5% | 11.6% |
| Year to date | -1.9% | 1.6% |
| 1 year | 2.7% | 4.6% |
| 3 years (CAGR) | 16.1% | 15.3% |
| 5 years (CAGR) | 15.7% | 14.3% |
| 7 years (CAGR) | 19.2% | 21.0% |
| 10 years (CAGR) | 14.0% | 15.8% |
| Since first NAV (CAGR) | 17.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 14.8% | 15.5% |
| 3Y rolling median | 21.0% | 21.4% |
| 3Y rolling worst | -10.5% | -3.9% |
| 3Y periods positive | 92% | 99% |
| 3Y periods ahead of benchmark | 55% | 34% |
| 5Y rolling median | 16.1% | 18.6% |
| 5Y rolling worst | -0.9% | 0.8% |
| 5Y periods ahead of benchmark | 49% | 23% |
Benchmark: Nifty Midcap 150 (proxy: Motilal Oswal Nifty Midcap 150 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 17.8% | 18.1% |
| Sharpe ratio | 0.60 | 0.57 |
| Sortino ratio | 0.89 | 0.88 |
| Beta | 0.95 | 0.95 |
| Alpha (ann.) | 3.1% | 2.6% |
| Upside capture | 100.75 | 99.19 |
| Downside capture | 90.91 | 92.19 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −44.3% | −32.8% |
| Maximum drawdown, last 10Y | −44.3% | −36.2% |
| Maximum drawdown, last 5Y | −20.7% | −21.2% |
| Current drawdown | −8.6% | −7.5% |
| Recovery time of worst fall | 291 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
21,643.85 −1.02%
NSE close, 1 Oct 2026
- P/E 28.1: higher than 16% of days since 2023 (median 33.7)
- 1Y +2.5% · 3Y +13.0% p.a. · 5Y +14.3% p.a. (index fund NAV, after costs)
- −8.1% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.86% a year and the Direct plan's 1.05%, a gap of 0.81%; over the last 3 years the Direct plan returned 0.97 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹18,65,676.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 30 Sep 2026: TER reduced from 1.06% to 1.05% (AMFI TER disclosure)
- 24 Sep 2026: TER increased from 1.05% to 1.06% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 1.06% to 1.05% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 1.05% to 1.06% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| S Bharath | 1 Feb 2024 | |
| Shalav Saket | 2 Feb 2024 |
Objective: The objective of the scheme is to achieve capital appreciation by investing predominantly in stocks that are termed as mid-cap. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or Trustees by the Asset management Company.
Stated asset allocation: Equity and equity-related instruments of mid instruments of mid cap companies@@ 65-100% high Other equities* 0-5% Fixed Income, Money Market instruments and Cash & Cash equivalents 0-35% Low to Medium Investment in ReITs & InvITs 0-10% Medium to high
Benchmark (tier 1): Nifty Mid Cap 150 TRI
Exit load: Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 %, if the units are redeemed within 365 days from the date of allotment of units. Further, exit load will be waived on Intra-scheme and Inter scheme Switch-outs/STP.
Minimum application: Rs. 100
Allotment date: 1 Jul 2002
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.05% | 0.94% |
| AUM, whole scheme (₹ crore) | 13,854 | 7,540 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.4% | 4.6% TRI |
| Return, 3 years (AMFI) | 16.5% | 13.7% TRI |
| Return, 5 years (AMFI) | 15.9% | 14.8% TRI |
| Month-ends above category median (3Y CAGR) | 47% | 44% median |
| Month-ends in category top quartile (3Y) | 23% | 27% median |
| 7Y rolling CAGR, median (monthly windows) | 15.2% | 18.1% median |
Official benchmark: Nifty Midcap 150 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Mid Cap Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty Midcap 150 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -1.9% | -2.5% | +0.6% |
| 2025 | 5.0% | 5.8% | −0.8% |
| 2024 | 33.1% | 24.2% | +8.9% |
| 2023 | 41.5% | 44.3% | −2.8% |
| 2022 | 5.8% | 3.6% | +2.2% |
| 2021 | 38.6% | 46.9% | −8.3% |
| 2020 | 12.7% | 26.1% | −13.4% |
| 2019 | 0.5% | n/a | – |
| 2018 | -14.8% | n/a | – |
| 2017 | 41.8% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty Midcap 150 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,353 | -2.5% |
| 3 years | ₹3,60,000 | ₹4,02,190 | 7.3% |
| 5 years | ₹6,00,000 | ₹8,77,922 | 15.2% |
| 10 years | ₹12,00,000 | ₹27,94,451 | 16.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Sundaram Mutual Fund
Category: Mid Cap
Plan / option: Direct · Growth
AMFI scheme code: 119581
ISIN: INF903J01MJ3
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Franklin India Mid Cap Fund | Mid Cap | 0.98 | 13.7% |
| WhiteOak Capital Large & Mid Cap Fund | Large & Mid Cap | 0.98 | n/a |
| WhiteOak Capital Multi Cap Fund | Multi Cap | 0.98 | 17.2% |
| Canara Robeco Multi Cap Fund | Multi Cap | 0.98 | 12.9% |
| Nippon India Growth Mid Cap Fund | Mid Cap | 0.98 | 16.5% |
| Sundaram Multi Cap Fund (Formerly Known as Principal Multi Cap Growth Fund) | Multi Cap | 0.98 | 11.2% |
Questions about Sundaram Mid Cap Fund
- What is the latest NAV of Sundaram Mid Cap Fund?
- The NAV of the Direct plan (growth option) was ₹1,544.3285 on 1 Oct 2026, as published by AMFI.
- Which category is Sundaram Mid Cap Fund in?
- It is classified as Mid Cap in AMFI's daily NAV file; a Mid Cap scheme invests at least 65% in mid-cap stocks. MFIC compares it with 33 Mid Cap schemes (Direct plans).
- What returns has Sundaram Mid Cap Fund delivered?
- Over one year the NAV changed by 2.7%. The 3-year CAGR is 16.1% (category median 15.3%) and the 5-year CAGR is 15.7% (category median 14.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 21.0%, the lowest was -10.5%, and 92% of 3-year periods ended with a gain. It was ahead of Nifty Midcap 150 (index-fund proxy) in 55% of those periods.
- What was the largest fall in Sundaram Mid Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 44.3%; within the last five years it was 20.7% (category median 21.2%).
- How volatile is Sundaram Mid Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 17.8%, which is below the Mid Cap category median of 18.1%.
- What would a monthly SIP in Sundaram Mid Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,77,922 on 1 Oct 2026, an annualised return (XIRR) of 15.2%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Sundaram Mid Cap Fund?
- The total expense ratio of the Direct plan is 1.05% a year, as disclosed to AMFI (median of Mid Cap Direct plans: 0.94%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Sundaram Mid Cap Fund?
- Assets under management of the whole scheme were ₹13,854 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Sundaram Mid Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Sundaram Mid Cap Fund and how has it compared?
- Its official benchmark is the Nifty Midcap 150 TRI. Over 3 years AMFI reports a return of 16.5% for this plan against 13.7% for the benchmark total return index; over 5 years 15.9% against 14.8%. Past performance does not indicate future results.
- How often has Sundaram Mid Cap Fund beaten its category?
- At 47% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Mid Cap schemes (Direct plans); it was in the top quarter at 23% of them. A typical scheme would show about 50%.
- Who manages Sundaram Mid Cap Fund?
- According to its Scheme Summary Document, Sundaram Mid Cap Fund is managed by S Bharath (since 1 Feb 2024), Shalav Saket (since 2 Feb 2024).
- What is the exit load of Sundaram Mid Cap Fund?
- As stated in its scheme documents: Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 %, if the units are redeemed within 365 days from the date of allotment of units. Further, exit load will be waived on Intra-scheme and Inter scheme Switch-outs/STP. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Sundaram Mid Cap Fund?
- The minimum application amount is Rs. 100. SIP details: "SIP: Weekly: Rs. 1000, Daily, Monthly: Rs.100, Quarterly: Rs. 750. STP: Daily, Weekly : Rs. 1000, Monthly: Rs. 100, Quarterly: Rs. 750 SWP: Monthly and Quarterly: Rs.100/-".
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.7% and the Regular plan's by 1.9%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.