SBI Children's Fund - Investment Plan
SBI Mutual Fund · Children's · Direct plan, growth option
NAV (₹), 2 Oct 2026
53.0802
1-day change
-0.76%
1Y return
13.9%
3Y CAGR
20.7%
5Y CAGR
19.4%
Max drawdown, 5Y
−15.7%
NAV history month-end NAV, ₹ · 7 Oct 2020 to 1 Oct 2026
Returns vs Children's median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.6% | -4.7% |
| 3 months | 0.3% | -2.6% |
| 6 months | 20.3% | 5.2% |
| Year to date | 12.1% | -4.2% |
| 1 year | 13.9% | -1.6% |
| 3 years (CAGR) | 20.7% | 8.0% |
| 5 years (CAGR) | 19.4% | 7.5% |
| 7 years (CAGR) | n/a | 11.8% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | 32.0% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 21.7% | 10.2% |
| 3Y rolling median | 24.4% | 13.5% |
| 3Y rolling worst | 18.1% | -1.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 26.5% | 12.9% |
| 5Y rolling worst | 19.4% | 2.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.9% | 14.9% |
| Sharpe ratio | 0.94 | 0.19 |
| Sortino ratio | 1.73 | 0.26 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −15.7% | −27.1% |
| Maximum drawdown, last 10Y | n/a | −28.9% |
| Maximum drawdown, last 5Y | −15.7% | −18.1% |
| Current drawdown | −2.9% | −5.7% |
| Recovery time of worst fall | 191 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 1.49% |
| AUM, whole scheme (₹ crore) | n/a | 755 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 100% | 46% median |
| Month-ends in category top quartile (3Y) | 100% | 33% median |
Category consistency: last 10 years of month-ends, Children's Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 12.1% | n/a | – |
| 2025 | 4.2% | n/a | – |
| 2024 | 40.2% | n/a | – |
| 2023 | 31.5% | n/a | – |
| 2022 | 6.2% | n/a | – |
| 2021 | 80.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,30,565 | 16.7% |
| 3 years | ₹3,60,000 | ₹4,62,112 | 16.9% |
| 5 years | ₹6,00,000 | ₹9,81,559 | 19.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: SBI Mutual Fund
Category: Children's
Plan / option: Direct · Growth
AMFI scheme code: 148490
ISIN: INF200KA1R07
First NAV in MFIC data: 7 Oct 2020
History: 6.0 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| PGIM India Retirement Fund | Retirement | 0.89 | n/a |
| Union Children's Fund | Children's | 0.86 | n/a |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.86 | n/a |
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | Children's | 0.86 | 9.5% |
| LIC MF Children's Fund | Children's | 0.85 | 8.4% |
| Tata Retirement Savings Fund-Moderate Plan | Retirement | 0.85 | 10.9% |
Questions about SBI Children's Fund - Investment Plan
- What is the latest NAV of SBI Children's Fund - Investment Plan?
- The NAV of the Direct plan (growth option) was ₹53.0802 on 2 Oct 2026, as published by AMFI.
- Which category is SBI Children's Fund - Investment Plan in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Direct plans).
- What returns has SBI Children's Fund - Investment Plan delivered?
- Over one year the NAV changed by 13.9%. The 3-year CAGR is 20.7% (category median 8.0%) and the 5-year CAGR is 19.4% (category median 7.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 24.4%, the lowest was 18.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in SBI Children's Fund - Investment Plan's NAV?
- The largest peak-to-trough fall in its available history was 15.7%; within the last five years it was 15.7% (category median 18.1%).
- How volatile is SBI Children's Fund - Investment Plan?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.9%, which is above the Children's category median of 14.9%.
- What would a monthly SIP in SBI Children's Fund - Investment Plan have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹9,81,559 on 2 Oct 2026, an annualised return (XIRR) of 19.8%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How often has SBI Children's Fund - Investment Plan beaten its category?
- At 100% of the 36 month-ends compared over the last 10 years, its 3-year return was above the median of Children's schemes (Direct plans); it was in the top quarter at 100% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 13.9% and the Regular plan's by 12.8%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.