Samco Overnight Fund
Samco Mutual Fund · Overnight · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.4% | 0.4% |
| 3 months | 1.1% | 1.3% |
| 6 months | 2.3% | 2.5% |
| Year to date | 3.5% | 3.9% |
| 1 year | 4.8% | 5.2% |
| 3 years (CAGR) | 5.6% | 6.0% |
| 5 years (CAGR) | n/a | 5.6% |
| 7 years (CAGR) | n/a | 5.0% |
| 10 years (CAGR) | n/a | 5.2% |
| Since first NAV (CAGR) | 5.7% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.1% | 5.4% |
| 3Y rolling median | 5.9% | 5.7% |
| 3Y rolling worst | 5.6% | 3.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 5.1% |
| 5Y rolling worst | n/a | 4.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 0.3% | 0.3% |
| Sharpe ratio | -3.41 | -2.26 |
| Sortino ratio | -2.52 | -1.96 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | 0.0% | 0.0% |
| Maximum drawdown, last 10Y | n/a | 0.0% |
| Maximum drawdown, last 5Y | n/a | 0.0% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the markets below, which are also close to how many of them are benchmarked. Where those markets stand today:
- 1Y +6.4% · 3Y +6.8% p.a. · 5Y +6.3% p.a. (index fund NAV, after costs)
- At its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.43% a year and the Direct plan's 0.23%, a gap of 0.20%; over the last 3 years the Direct plan returned 0.21 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹5,32,468.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.43% | 0.18% |
| AUM, whole scheme (₹ crore) | 32 | 623 |
| Riskometer | Low | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.8% | 5.2% TRI |
| Return, 3 years (AMFI) | 5.6% | 6.1% TRI |
| Month-ends above category median (3Y CAGR) | 0% | 40% median |
| Month-ends in category top quartile (3Y) | 0% | 6% median |
Official benchmark: CRISIL Liquid Overnight Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Overnight Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.5% | n/a | – |
| 2025 | 5.4% | n/a | – |
| 2024 | 6.3% | n/a | – |
| 2023 | 6.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,065 | 4.7% |
| 3 years | ₹3,60,000 | ₹3,89,821 | 5.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| JM Overnight Fund | Overnight | 1.00 | 5.9% |
| BANDHAN Overnight Fund | Overnight | 1.00 | 5.9% |
| NJ Overnight Fund | Overnight | 1.00 | 5.9% |
| DSP Overnight Fund | Overnight | 1.00 | 6.0% |
| ITI Overnight Fund | Overnight | 1.00 | 5.7% |
| Sundaram Overnight Fund | Overnight | 1.00 | 5.9% |
- What is the latest NAV of Samco Overnight Fund?
- The NAV of the Regular plan (growth option) was ₹1,250.0141 on 1 Oct 2026, as published by AMFI.
- Which category is Samco Overnight Fund in?
- It is classified as Overnight in AMFI's daily NAV file. MFIC compares it with 43 Overnight schemes (Regular plans).
- What returns has Samco Overnight Fund delivered?
- Over one year the NAV changed by 4.8%. The 3-year CAGR is 5.6% (category median 6.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 5.9%, the lowest was 5.6%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Samco Overnight Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.0%.
- How volatile is Samco Overnight Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 0.3%, which is below the Overnight category median of 0.3%.
- What would a monthly SIP in Samco Overnight Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,89,821 on 1 Oct 2026, an annualised return (XIRR) of 5.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Samco Overnight Fund?
- The total expense ratio of the Regular plan is 0.43% a year, as disclosed to AMFI (median of Overnight Regular plans: 0.18%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Samco Overnight Fund?
- Assets under management of the whole scheme were ₹32 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Samco Overnight Fund?
- AMFI lists the scheme's riskometer as “Low”, and its benchmark's as “Low”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Samco Overnight Fund and how has it compared?
- Its official benchmark is the CRISIL Liquid Overnight Index. Over 3 years AMFI reports a return of 5.6% for this plan against 6.1% for the benchmark total return index. Past performance does not indicate future results.
- How often has Samco Overnight Fund beaten its category?
- At 0% of the 12 month-ends compared over the last 10 years, its 3-year return was above the median of Overnight schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- What is the exit load of Samco Overnight Fund?
- As stated in its scheme documents: Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Samco Overnight Fund?
- The minimum application amount is Rs. 5,000 and in multiples of Re. 1/- thereafter.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.0% and the Regular plan's by 4.8%. The Regular plan includes the services of a distributor.
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