Kotak Services Fund
Kotak Mahindra Mutual Fund · Sectoral/Thematic · Regular plan, growth option
| Period | Scheme | Category median | Services & exports median |
|---|---|---|---|
| 1 month | -5.9% | -5.4% | -5.9% |
| 3 months | -4.3% | -3.1% | -2.0% |
| 6 months | 2.4% | 8.5% | 9.9% |
| Year to date | n/a | -2.6% | -3.8% |
| 1 year | n/a | 0.0% | 0.1% |
| 3 years (CAGR) | n/a | 11.7% | 12.1% |
| 5 years (CAGR) | n/a | 10.6% | 11.6% |
| 7 years (CAGR) | n/a | 15.7% | 17.2% |
| 10 years (CAGR) | n/a | 13.3% | 13.1% |
| Since first NAV (CAGR) | -1.1% | – | – |
“Services & exports” is MFIC's grouping of Sectoral/Thematic schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 9.8% |
| 3Y rolling median | n/a | 15.6% |
| 3Y rolling worst | n/a | 0.6% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 71% |
| 5Y rolling median | n/a | 14.2% |
| 5Y rolling worst | n/a | 0.3% |
| 5Y periods ahead of benchmark | n/a | 70% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 16.7% |
| Sharpe ratio | n/a | 0.34 |
| Sortino ratio | n/a | 0.51 |
| Beta | n/a | 0.96 |
| Alpha (ann.) | n/a | 2.3% |
| Upside capture | n/a | 103.56 |
| Downside capture | n/a | 96.87 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −7.2% | −23.7% |
| Maximum drawdown, last 10Y | n/a | −39.3% |
| Maximum drawdown, last 5Y | n/a | −22.8% |
| Current drawdown | −7.0% | −8.8% |
| Recovery time of worst fall | 82 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 21.6: higher than 1% of days since 2024 (median 24.2)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.62% a year and the Direct plan's 1.26%, a gap of 1.36%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹29,46,135.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 24 Sep 2026: TER increased from 2.61% to 2.62% (AMFI TER disclosure)
- 23 Sep 2026: TER reduced from 2.62% to 2.61% (AMFI TER disclosure)
- 22 Sep 2026: TER increased from 2.61% to 2.62% (AMFI TER disclosure)
- 19 Sep 2026: TER reduced from 2.62% to 2.61% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 2.61% to 2.62% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Rohit Tandon | 25 Feb 2026 | |
| Abhishek Bisen | 25 Feb 2026 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.62% | 2.38% |
| AUM, whole scheme (₹ crore) | n/a | 1,245 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Category consistency: last 10 years of month-ends, Sectoral/Thematic Regular plans; how it is calculated.
- What is the latest NAV of Kotak Services Fund?
- The NAV of the Regular plan (growth option) was ₹9.9070 on 1 Oct 2026, as published by AMFI.
- Which category is Kotak Services Fund in?
- It is classified as Sectoral/Thematic in AMFI's daily NAV file; a Sectoral/Thematic scheme invests at least 80% in one sector or theme. MFIC compares it with 259 Sectoral/Thematic schemes (Regular plans).
- What was the largest fall in Kotak Services Fund's NAV?
- The largest peak-to-trough fall in its available history was 7.2%.
- What is the expense ratio (TER) of Kotak Services Fund?
- The total expense ratio of the Regular plan is 2.62% a year, as disclosed to AMFI (median of Sectoral/Thematic Regular plans: 2.38%). It is already deducted from the NAV, so every return shown is after expenses.
- Who manages Kotak Services Fund?
- According to its Scheme Summary Document, Kotak Services Fund is managed by Rohit Tandon (since 25 Feb 2026), Abhishek Bisen (since 25 Feb 2026).
- What is the exit load of Kotak Services Fund?
- As stated in its scheme documents: For redemption / switch out within 90 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 90 days from the date of allotment -Nil Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCWs shall not be subject to entry and exit load No exit load will be chargeable in case of switches made between different plans/options of the scheme The AMC reserves the right to change / modify the Load structure of the Scheme, subject to maximum limits as prescribed under the SEBI (MF) Regulat… Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Kotak Services Fund?
- The minimum application amount is Rs. 1000/-. SIP details: SIP - Daily, Weekly, Monthly, Quarterly, Half-yearly and Anually SWP -Daily, Weekly, Monthly,Quarterly, Half-Yearly and Anually STP - Daily, Weekly, Monthly & Quarterly SSIP - Monthly/Quarterly SSTP - Monthly/Quarterly SSWP - Monthly/ Quarterly.
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