Kotak BSE Housing Index Fund
Kotak Mahindra Mutual Fund · Index Fund · Direct plan, growth option
| Period | Scheme | Category median | Sector: Realty & housing median |
|---|---|---|---|
| 1 month | -7.6% | -6.5% | -6.4% |
| 3 months | -6.5% | -5.1% | -2.6% |
| 6 months | 8.0% | 5.5% | 25.6% |
| Year to date | -7.9% | -6.8% | -4.9% |
| 1 year | -10.1% | -3.0% | -5.0% |
| 3 years (CAGR) | 5.7% | 8.7% | 5.8% |
| 5 years (CAGR) | n/a | 7.6% | n/a |
| 7 years (CAGR) | n/a | 11.1% | n/a |
| 10 years (CAGR) | n/a | 10.9% | n/a |
| Since first NAV (CAGR) | 5.6% | – | – |
“Sector: Realty & housing” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | -1.6% | 7.2% |
| 3Y rolling median | n/a | 16.3% |
| 3Y rolling worst | n/a | 8.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.7% |
| 5Y rolling worst | n/a | 6.4% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 20.0% | 17.3% |
| Sharpe ratio | -0.01 | 0.21 |
| Sortino ratio | -0.01 | 0.30 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −26.6% | −18.8% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | n/a | −17.6% |
| Current drawdown | −19.4% | −11.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme aim to track the market below, so its level, valuation and recent path are the main drivers of returns.
- P/E 35.4: higher than 6% of days since 2022 (median 44.4)
- 1Y −4.8% · 3Y +13.2% p.a. · 5Y n/a p.a. (index fund NAV, after costs)
- −13.8% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.80% a year and the Direct plan's 0.31%, a gap of 0.49%; over the last 3 years the Direct plan returned 0.56 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹12,67,826.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Satish Dondapati | n/a | |
| Abhishek Bisen | n/a | |
| Jeetu Valechha Sonar | n/a |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.31% | 0.46% |
| AUM, whole scheme (₹ crore) | 12 | 175 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -8.5% | -8.3% TRI |
| Return, 3 years (AMFI) | 6.2% | 6.8% TRI |
Official benchmark: BSE Housing TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -7.9% | n/a | – |
| 2025 | -6.7% | n/a | – |
| 2024 | 20.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,13,036 | -10.6% |
| 3 years | ₹3,60,000 | ₹3,40,339 | -3.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI BSE Housing Index Fund | Index Fund | 1.00 | 5.8% |
| Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund | Index Fund | 0.94 | n/a |
| Navi Nifty 500 Multicap 50:25:25 Index Fund | Index Fund | 0.94 | n/a |
| HDFC NIFTY500 Multicap 50:25:25 Index Fund | Index Fund | 0.94 | n/a |
| Bandhan Nifty Midcap 150 Index Fund | Index Fund | 0.94 | n/a |
| Mirae Asset Nifty LargeMidcap 250 Index Fund | Index Fund | 0.94 | n/a |
- What is the latest NAV of Kotak BSE Housing Index Fund?
- The NAV of the Direct plan (growth option) was ₹12.1950 on 1 Oct 2026, as published by AMFI.
- Which category is Kotak BSE Housing Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 265 Index Fund schemes (Direct plans).
- What returns has Kotak BSE Housing Index Fund delivered?
- Over one year the NAV changed by -10.1%. The 3-year CAGR is 5.7% (category median 8.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- What was the largest fall in Kotak BSE Housing Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 26.6%.
- How volatile is Kotak BSE Housing Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 20.0%, which is above the Index Fund category median of 17.3%.
- What would a monthly SIP in Kotak BSE Housing Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,40,339 on 1 Oct 2026, an annualised return (XIRR) of -3.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Kotak BSE Housing Index Fund?
- The total expense ratio of the Direct plan is 0.31% a year, as disclosed to AMFI (median of Index Fund Direct plans: 0.46%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Kotak BSE Housing Index Fund?
- Assets under management of the whole scheme were ₹12 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Kotak BSE Housing Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Kotak BSE Housing Index Fund and how has it compared?
- Its official benchmark is the BSE Housing TRI. Over 3 years AMFI reports a return of 6.2% for this plan against 6.8% for the benchmark total return index. Past performance does not indicate future results.
- Who manages Kotak BSE Housing Index Fund?
- According to its Scheme Summary Document, Kotak BSE Housing Index Fund is managed by Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar.
- What is the minimum investment in Kotak BSE Housing Index Fund?
- The minimum application amount is Rs. 100/-. SIP details: SIP - Rs. 100/- and any amount thereafter,SWP - Rs. 1000 STP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -10.1% and the Regular plan's by -10.6%. The Regular plan includes the services of a distributor.
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