Top 10 ELSS funds by 5-year CAGR
All 38 Regular-plan ELSS schemes in AMFI’s data with a current NAV, ranked by 5-year CAGR. The table also shows shorter and longer returns, volatility, the deepest fall in five years and the Sharpe ratio, so one number is not read in isolation.
Ranked among 30 Regular-plan ELSS schemes with enough history (8 newer schemes left out) · Growth option · data as of 27 Oct 2026.
| # | Scheme | Category | 5Y CAGR | 1Y | 3Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Motilal Oswal ELSS Tax Saver Fund Motilal Oswal | ELSS | 14.1% | −0.4% | 18.2% | 22.2% | −27.9% | 0.53 | Very High | ₹4,568 Cr |
| 2 | Quant ELSS Tax Saver Fund quant | ELSS | 11.9% | 2.4% | 13.4% | 18.3% | −26.2% | 0.36 | Very High | ₹12,334 Cr |
| 3 | SBI ELSS Tax Saver Fund SBI | ELSS | 11.7% | −10.3% | 12.2% | 15.6% | −17.0% | 0.37 | Very High | ₹29,490 Cr |
| 4 | HDFC ELSS - Tax Saver Fund HDFC | ELSS | 11.6% | −11.2% | 11.8% | 14.1% | −15.0% | 0.37 | Very High | ₹14,904 Cr |
| 5 | JM ELSS - Tax Saver Fund JM Financial | ELSS | 10.7% | −2.5% | 14.2% | 17.1% | −21.4% | 0.44 | Very High | ₹227 Cr |
| 6 | DSP ELSS Tax Saver Fund DSP | ELSS | 9.2% | −8.5% | 11.7% | 15.9% | −17.2% | 0.33 | Very High | ₹15,483 Cr |
| 7 | Nippon India ELSS Tax Saver Fund Nippon India | ELSS | 9.1% | −6.5% | 11.1% | 15.2% | −20.3% | 0.29 | Very High | ₹13,729 Cr |
| 8 | Kotak ELSS Tax Saver Fund Kotak Mahindra | ELSS | 8.9% | −6.6% | 9.2% | 15.5% | −20.0% | 0.17 | Very High | ₹5,823 Cr |
| 9 | ITI ELSS Tax Saver Fund ITI | ELSS | 8.8% | −8.3% | 12.0% | 20.7% | −23.2% | 0.25 | Very High | ₹412 Cr |
| 10 | BANK OF INDIA ELSS TAX SAVER FUND Bank of India | ELSS | 8.8% | −4.0% | 10.7% | 17.7% | −24.1% | 0.23 | Very High | ₹1,310 Cr |
| Category median | 8.2% | −8.3% | 9.6% | 15.4% | −18.9% | 0.21 | ||||
Regular plans, Growth option. Returns are after expenses (TER is deducted from NAV). MFIC calculates returns, volatility, drawdown and Sharpe from AMFI NAVs; benchmark excess, riskometer and AUM are as published by AMFI. Schemes without enough history for the measure are left out, not estimated.
How to read this list
Is #1 the best fund to buy?
No. A “Top 5” or “Top 10” place means highest or lowest on this one historical measure. Past performance is not indicative of future performance, and a ranking does not consider your goals, time horizon, taxes or existing portfolio.
Why compare several columns?
A high return with a deep fall or high volatility is a different experience from a steadier path to a similar return. Use the dashboard to rank by consistency, risk-adjusted return, SIP returns or your own weights.
Where does the data come from?
Daily NAVs and published returns from AMFI; scheme details from Scheme Summary Documents. Full methodology is on the MFIC Intelligence methodology section.
More rankings
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Past performance is not indicative of future performance. MFIC rankings are based on historical data and selected criteria and should not be interpreted as a guarantee of future performance. Integrato Financial Services Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-173155), not a SEBI-registered Investment Adviser; this page is analytical and educational and is not investment advice.