Top 5 funds in each equity category by 5-year SIP returns
A monthly SIP started five years ago in each Regular-plan equity scheme, valued at the latest NAV. XIRR is the annualised return on those instalments. This describes the past; it is not a projection.
Ranked among 314 Regular-plan equity schemes, ranked within each SEBI category with enough history (277 newer schemes left out) · Growth option · data as of 28 Oct 2026.
Flexi Cap · top 5 of 27
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | BANK OF INDIA FLEXI CAP FUND Bank of India | 13.5% | 0.7% | 16.5% | 13.3% | 18.8% | −24.0% | 0.53 | Very High | ₹3,117 Cr |
| 2 | Motilal Oswal Flexi Cap Fund Motilal Oswal | 12.6% | −4.2% | 15.7% | 11.1% | 18.1% | −22.4% | 0.50 | Very High | ₹13,135 Cr |
| 3 | HDFC Flexi Cap Fund HDFC | 12.5% | −5.6% | 14.8% | 14.4% | 13.4% | −13.5% | 0.61 | Very High | ₹108,597 Cr |
| 4 | ICICI Prudential Flexi Cap fund ICICI Prudential | 12.2% | −2.1% | 14.2% | 12.6% | 16.0% | −20.0% | 0.49 | Very High | ₹25,139 Cr |
| 5 | Aditya Birla Sun Life Flexi Cap Fund Aditya Birla Sun Life | 11.2% | −0.3% | 14.1% | 9.7% | 14.9% | −19.8% | 0.52 | Very High | ₹28,110 Cr |
| Flexi Cap median | 7.7% | −5.6% | 10.4% | 7.8% | 15.7% | −20.2% | 0.27 |
Large Cap · top 5 of 29
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Taurus Large Cap Fund Taurus | 10.6% | 2.1% | 13.7% | 9.7% | 14.8% | −18.1% | 0.49 | Very High | ₹64 Cr |
| 2 | Invesco India Large Cap Fund Invesco | 9.0% | −5.0% | 12.1% | 8.3% | 16.2% | −20.2% | 0.35 | Very High | ₹1,962 Cr |
| 3 | Nippon India Large Cap Fund Nippon India | 8.2% | −10.4% | 9.8% | 10.6% | 14.3% | −15.7% | 0.23 | Very High | ₹51,398 Cr |
| 4 | BANDHAN LARGE CAP FUND Bandhan | 7.8% | −7.6% | 11.4% | 7.8% | 15.3% | −19.8% | 0.32 | Very High | ₹2,097 Cr |
| 5 | BANK OF INDIA LARGE CAP FUND Bank of India | 7.4% | −4.5% | 10.2% | 6.9% | 16.3% | −21.6% | 0.22 | Very High | ₹224 Cr |
| Large Cap median | 6.2% | −8.5% | 8.7% | 6.9% | 14.3% | −18.1% | 0.15 |
Large & Mid Cap · top 5 of 26
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Motilal Oswal Large and Midcap Fund Motilal Oswal | 16.9% | −0.5% | 19.4% | 16.1% | 21.9% | −26.3% | 0.59 | Very High | ₹19,653 Cr |
| 2 | Invesco India Large & Mid Cap Fund Invesco | 15.7% | −1.0% | 19.6% | 14.1% | 18.9% | −20.3% | 0.69 | Very High | ₹12,191 Cr |
| 3 | HSBC Large & Mid Cap Fund HSBC | 13.1% | 2.2% | 15.7% | 11.9% | 18.7% | −25.2% | 0.50 | Very High | ₹5,781 Cr |
| 4 | Bandhan Large & Mid Cap Fund Bandhan | 12.8% | −5.1% | 15.3% | 13.6% | 16.1% | −18.7% | 0.54 | Very High | ₹20,650 Cr |
| 5 | UTI Large & Mid Cap Fund UTI | 10.7% | −5.8% | 13.0% | 11.4% | 15.5% | −18.4% | 0.42 | Very High | ₹6,153 Cr |
| Large & Mid Cap median | 9.0% | −5.4% | 11.6% | 9.5% | 16.3% | −19.7% | 0.32 |
Mid Cap · top 5 of 22
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Invesco India Mid Cap Fund Invesco | 16.9% | −1.9% | 20.3% | 15.8% | 20.2% | −20.6% | 0.68 | Very High | ₹15,608 Cr |
| 2 | HDFC Mid Cap Fund HDFC | 14.5% | −3.1% | 15.0% | 16.3% | 16.1% | −16.9% | 0.52 | Very High | ₹100,696 Cr |
| 3 | ICICI Prudential Mid Cap Fund ICICI Prudential | 14.5% | 1.0% | 18.6% | 13.9% | 19.4% | −21.6% | 0.63 | Very High | ₹7,682 Cr |
| 4 | Nippon India Growth Mid Cap Fund Nippon India | 14.4% | −1.9% | 15.6% | 15.2% | 18.3% | −20.1% | 0.49 | Very High | ₹48,806 Cr |
| 5 | Edelweiss Mid Cap Fund Edelweiss | 14.3% | −2.9% | 17.4% | 14.6% | 18.4% | −20.3% | 0.59 | Very High | ₹18,663 Cr |
| Mid Cap median | 11.9% | −2.7% | 14.0% | 12.1% | 18.3% | −21.6% | 0.42 |
Small Cap · top 5 of 21
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | ITI Small Cap Fund ITI | 19.0% | 9.9% | 20.3% | 15.3% | 20.3% | −30.1% | 0.67 | Very High | ₹3,585 Cr |
| 2 | BANDHAN Small Cap Fund Bandhan | 18.7% | 1.4% | 20.8% | 16.7% | 20.8% | −23.8% | 0.68 | Very High | ₹35,176 Cr |
| 3 | BANK OF INDIA SMALL CAP FUND Bank of India | 18.0% | 17.0% | 17.5% | 16.8% | 22.3% | −27.3% | 0.48 | Very High | ₹3,692 Cr |
| 4 | Invesco India Small Cap Fund Invesco | 17.6% | 5.1% | 18.8% | 16.5% | 20.0% | −23.6% | 0.61 | Very High | ₹16,156 Cr |
| 5 | Union Small Cap Fund Union | 15.7% | 11.7% | 13.8% | 15.0% | 19.8% | −26.4% | 0.36 | Very High | ₹2,658 Cr |
| Small Cap median | 12.2% | 2.7% | 12.6% | 13.4% | 20.0% | −24.3% | 0.34 |
Multi Cap · top 5 of 9
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | ITI Multi Cap Fund ITI | 12.8% | 4.7% | 14.3% | 11.2% | 17.7% | −23.6% | 0.44 | Very High | ₹1,470 Cr |
| 2 | Kotak Multi Cap Fund Kotak Mahindra | 12.5% | −6.0% | 14.0% | 13.8% | 17.6% | −21.4% | 0.43 | Very High | ₹29,283 Cr |
| 3 | Mahindra Manulife Multi Cap Fund Mahindra Manulife | 12.5% | 1.4% | 14.2% | 11.9% | 17.0% | −21.2% | 0.46 | Very High | ₹7,309 Cr |
| 4 | ICICI Prudential Multi Cap Fund ICICI Prudential | 10.9% | −3.0% | 12.8% | 11.6% | 16.5% | −17.5% | 0.39 | Very High | ₹17,948 Cr |
| 5 | Nippon India Multi Cap Fund Nippon India | 10.6% | −8.5% | 11.1% | 13.9% | 15.8% | −18.9% | 0.28 | Very High | ₹52,268 Cr |
| Multi Cap median | 10.6% | −2.4% | 12.5% | 11.2% | 16.5% | −21.2% | 0.38 |
ELSS · top 5 of 30
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Motilal Oswal ELSS Tax Saver Fund Motilal Oswal | 15.1% | −0.2% | 18.3% | 14.4% | 22.2% | −27.9% | 0.53 | Very High | ₹4,675 Cr |
| 2 | JM ELSS - Tax Saver Fund JM Financial | 11.4% | −3.0% | 14.2% | 10.9% | 17.1% | −21.4% | 0.44 | Very High | ₹229 Cr |
| 3 | Quant ELSS Tax Saver Fund quant | 10.8% | 2.0% | 13.2% | 12.5% | 18.3% | −26.2% | 0.36 | Very High | ₹12,500 Cr |
| 4 | SBI ELSS Tax Saver Fund SBI | 10.0% | −10.1% | 12.2% | 12.2% | 15.6% | −17.0% | 0.37 | Very High | ₹29,621 Cr |
| 5 | ITI ELSS Tax Saver Fund ITI | 9.6% | −7.4% | 12.3% | 9.4% | 20.6% | −23.2% | 0.27 | Very High | ₹417 Cr |
| ELSS median | 7.2% | −7.9% | 9.5% | 8.7% | 15.4% | −18.9% | 0.21 |
Focused · top 5 of 22
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Invesco India Focused Fund Invesco | 14.4% | 1.2% | 19.3% | 12.4% | 18.2% | −23.0% | 0.70 | Very High | ₹6,350 Cr |
| 2 | Motilal Oswal Focused Fund Motilal Oswal | 12.5% | 18.2% | 13.3% | 9.0% | 19.7% | −31.6% | 0.34 | Very High | ₹1,826 Cr |
| 3 | HDFC Focused Fund HDFC | 11.9% | −6.9% | 13.9% | 14.1% | 13.3% | −14.1% | 0.55 | Very High | ₹26,555 Cr |
| 4 | ICICI Prudential Focused Fund ICICI Prudential | 11.8% | −6.6% | 15.1% | 12.1% | 15.4% | −17.2% | 0.56 | Very High | ₹17,063 Cr |
| 5 | SBI FOCUSED FUND SBI | 11.7% | 3.4% | 14.1% | 9.3% | 14.2% | −23.0% | 0.52 | Very High | ₹50,066 Cr |
| Focused median | 8.7% | −6.3% | 10.6% | 8.9% | 15.4% | −20.4% | 0.27 |
Value · top 5 of 17
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Axis Value Fund Axis | 13.5% | −0.6% | 15.9% | 13.0% | 15.4% | −20.8% | 0.61 | Very High | ₹1,834 Cr |
| 2 | DSP Value Fund DSP | 11.8% | 0.3% | 15.2% | 11.0% | 11.4% | −16.7% | 0.75 | — | — |
| 3 | Aditya Birla Sun Life Value Fund Aditya Birla Sun Life | 11.4% | 1.1% | 11.7% | 11.5% | 18.2% | −22.9% | 0.28 | Very High | ₹6,370 Cr |
| 4 | HDFC Value Fund HDFC | 11.3% | −2.3% | 14.1% | 11.2% | 15.8% | −18.7% | 0.48 | Very High | ₹7,980 Cr |
| 5 | JM Value Fund JM Financial | 9.0% | −9.5% | 9.1% | 11.5% | 19.5% | −27.5% | 0.12 | Very High | ₹721 Cr |
| Value median | 8.2% | −8.0% | 10.3% | 10.3% | 15.4% | −18.4% | 0.24 |
Contra · top 5 of 3
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Invesco India Contra Fund Invesco | 9.5% | −7.8% | 12.8% | 10.3% | 16.4% | −19.0% | 0.39 | Very High | ₹19,096 Cr |
| 2 | Kotak Contra Fund Kotak Mahindra | 9.3% | −9.0% | 12.1% | 11.0% | 16.2% | −19.4% | 0.34 | Very High | ₹5,030 Cr |
| 3 | SBI CONTRA FUND SBI | 8.3% | −9.9% | 9.1% | 12.4% | 14.3% | −16.2% | 0.19 | Very High | ₹44,230 Cr |
| Contra median | 9.3% | −9.0% | 12.1% | 11.0% | 16.2% | −19.0% | 0.34 |
Dividend Yield · top 5 of 6
| # | Scheme | SIP XIRR 5Y | 1Y | 3Y CAGR | 5Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | ICICI Prudential Dividend Yield Fund ICICI Prudential | 9.9% | −11.0% | 12.0% | 13.0% | 14.6% | −16.3% | 0.38 | Very High | ₹6,229 Cr |
| 2 | Tata Dividend Yield Fund Tata | 9.7% | −2.2% | 11.0% | 10.4% | 16.8% | −21.0% | 0.26 | Very High | ₹1,064 Cr |
| 3 | UTI - Dividend Yield Fund UTI | 8.7% | −7.6% | 12.0% | 9.2% | 14.8% | −18.8% | 0.37 | Very High | ₹3,559 Cr |
| 4 | Aditya Birla Sun Life Dividend Yield Fund Aditya Birla Sun Life | 8.3% | −6.2% | 9.8% | 10.8% | 16.5% | −21.1% | 0.19 | Very High | ₹1,330 Cr |
| 5 | HDFC DIVIDEND YIELD FUND HDFC | 8.2% | −7.7% | 9.5% | 10.8% | 15.7% | −20.4% | 0.18 | Very High | ₹5,178 Cr |
| Dividend Yield median | 8.5% | −7.0% | 9.8% | 10.6% | 14.8% | −19.6% | 0.22 |
Sectoral and thematic funds are not ranked here: each bets on a different part of the market, so comparing them with each other or with diversified funds says little. See them in Categories.
Regular plans, Growth option. Returns are after expenses (TER is deducted from NAV). MFIC calculates returns, volatility, drawdown and Sharpe from AMFI NAVs; benchmark excess, riskometer and AUM are as published by AMFI. Schemes without enough history for the measure are left out, not estimated.
How to read this list
Is #1 the best fund to buy?
No. A “Top 5” or “Top 10” place means highest or lowest on this one historical measure. Past performance is not indicative of future performance, and a ranking does not consider your goals, time horizon, taxes or existing portfolio.
Why compare several columns?
A high return with a deep fall or high volatility is a different experience from a steadier path to a similar return. Use the dashboard to rank by consistency, risk-adjusted return, SIP returns or your own weights.
Where does the data come from?
Daily NAVs and published returns from AMFI; scheme details from Scheme Summary Documents. Full methodology is on the MFIC Intelligence methodology section.
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Past performance is not indicative of future performance. MFIC rankings are based on historical data and selected criteria and should not be interpreted as a guarantee of future performance. Integrato Financial Services Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-173155), not a SEBI-registered Investment Adviser; this page is analytical and educational and is not investment advice.