Top 10 Credit Risk funds by 5-year CAGR
All 14 Regular-plan Credit Risk schemes in AMFI’s data with a current NAV, ranked by 5-year CAGR. The table also shows shorter and longer returns, volatility, the deepest fall in five years and the Sharpe ratio, so one number is not read in isolation.
Ranked among 13 Regular-plan Credit Risk schemes with enough history (1 newer schemes left out) · Growth option · data as of 27 Oct 2026.
| # | Scheme | Category | 5Y CAGR | 1Y | 3Y CAGR | Volatility | Max fall 5Y | Sharpe | Riskometer | AUM |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | BANK OF INDIA CREDIT RISK FUND Bank of India | Credit Risk | 27.4% | 16.5% | 9.6% | 4.1% | −0.5% | 0.74 | Moderately High | ₹77 Cr |
| 2 | DSP Credit Risk Fund DSP | Credit Risk | 12.4% | 9.4% | 12.8% | 6.2% | −1.8% | 1.01 | Moderately High | ₹334 Cr |
| 3 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life | Credit Risk | 9.8% | 10.0% | 11.9% | 3.1% | −0.8% | 1.73 | High | ₹1,717 Cr |
| 4 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India | Credit Risk | 7.3% | 7.1% | 8.2% | 1.1% | −1.2% | 1.59 | Moderately High | ₹1,704 Cr |
| 5 | ICICI Prudential Credit Risk Fund ICICI Prudential | Credit Risk | 7.1% | 5.8% | 8.1% | 1.4% | −0.8% | 1.10 | High | ₹6,278 Cr |
| 6 | Invesco India Credit Risk Fund Invesco | Credit Risk | 7.1% | 5.7% | 7.5% | 1.9% | −1.2% | 0.51 | Moderately High | ₹168 Cr |
| 7 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India | Credit Risk | 7.0% | 6.1% | 7.9% | 1.1% | −1.2% | 1.19 | Moderately High | ₹1,704 Cr |
| 8 | SBI CREDIT RISK FUND SBI | Credit Risk | 6.9% | 6.3% | 7.6% | 1.3% | −0.7% | 0.82 | High | ₹2,175 Cr |
| 9 | Axis Credit Risk Fund Axis | Credit Risk | 6.7% | 6.3% | 7.8% | 1.2% | −1.0% | 0.98 | High | ₹369 Cr |
| 10 | HDFC Credit Risk Fund HDFC | Credit Risk | 6.4% | 5.4% | 7.3% | 1.4% | −1.6% | 0.60 | High | ₹7,565 Cr |
| Category median | 7.0% | 6.0% | 7.8% | 1.4% | −1.1% | 0.78 | ||||
Regular plans, Growth option. Returns are after expenses (TER is deducted from NAV). MFIC calculates returns, volatility, drawdown and Sharpe from AMFI NAVs; benchmark excess, riskometer and AUM are as published by AMFI. Schemes without enough history for the measure are left out, not estimated.
How to read this list
Is #1 the best fund to buy?
No. A “Top 5” or “Top 10” place means highest or lowest on this one historical measure. Past performance is not indicative of future performance, and a ranking does not consider your goals, time horizon, taxes or existing portfolio.
Why compare several columns?
A high return with a deep fall or high volatility is a different experience from a steadier path to a similar return. Use the dashboard to rank by consistency, risk-adjusted return, SIP returns or your own weights.
Where does the data come from?
Daily NAVs and published returns from AMFI; scheme details from Scheme Summary Documents. Full methodology is on the MFIC Intelligence methodology section.
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Past performance is not indicative of future performance. MFIC rankings are based on historical data and selected criteria and should not be interpreted as a guarantee of future performance. Integrato Financial Services Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-173155), not a SEBI-registered Investment Adviser; this page is analytical and educational and is not investment advice.