Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund
Kotak Mahindra Mutual Fund · Debt Index Fund · Direct plan, growth option
NAV (₹), 1 Oct 2026
11.6269
1-day change
0.02%
1Y return
6.0%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 23 Sep 2024 to 1 Oct 2026
Returns vs Debt Index Fund median (107 schemes) and “Target maturity 2027” median (30)
| Period | Scheme | Category median | Target maturity 2027 median |
|---|---|---|---|
| 1 month | 0.5% | 0.2% | 0.3% |
| 3 months | 1.4% | 1.1% | 1.3% |
| 6 months | 3.6% | 2.9% | 2.9% |
| Year to date | 4.5% | 3.9% | 4.2% |
| 1 year | 6.0% | 5.5% | 5.9% |
| 3 years (CAGR) | n/a | 7.4% | 7.4% |
| 5 years (CAGR) | n/a | 6.0% | 6.0% |
| 7 years (CAGR) | n/a | n/a | n/a |
| 10 years (CAGR) | n/a | n/a | n/a |
| Since first NAV (CAGR) | 7.6% | – | – |
“Target maturity 2027” is MFIC's grouping of Debt Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.0% | 7.8% |
| 3Y rolling median | n/a | 7.6% |
| 3Y rolling worst | n/a | 6.9% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 6.2% |
| 5Y rolling worst | n/a | 6.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 1.3% |
| Sharpe ratio | n/a | 0.67 |
| Sortino ratio | n/a | 1.07 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.4% | −0.8% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | n/a | −3.2% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.39% a year and the Direct plan's 0.20%, a gap of 0.19%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹5,08,004.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 16 Sep 2026: TER increased from 0.18% to 0.20% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Abhishek Bisen | FM 1 Fund Manager for equity investment of the Scheme FM 2 Fund Manager for equity investment of the Scheme FM 3 Fund Manager for debt investment of the Scheme | 13 Sep 2024 |
Objective: The investment objective of the scheme is to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL-IBX AAA Financial Services Index – Sep 2027 which seeks to track the performance of AAA issuers from the financial services sector maturing near target date of the index.
Stated asset allocation: Level of risk not provided
Benchmark (tier 1): CRISIL-IBX AAA Financial Services Index – Sep 2027
Exit load: For redemption / switch-out of units on or before 30 days from the date of allotment: 0.25% of applicable NAV. For redemption / switch-out of units after 30 days from the date of allotment – Nil
Minimum application: Rs. 100/-
Allotment date: 13 Sep 2024
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.20% | 0.20% |
| AUM, whole scheme (₹ crore) | 574 | 260 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 6.1% | 6.1% TRI |
Official benchmark: CRISIL-IBX AAA Financial Services Index – Sep 2027 (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Debt Index Fund Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.5% | n/a | – |
| 2025 | 8.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,036 | 6.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Debt Index Fund
Plan / option: Direct · Growth
AMFI scheme code: 152869
ISIN: INF174KA1TF1
First NAV in MFIC data: 23 Sep 2024
History: 2.0 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund | Debt Index Fund | 1.00 | n/a |
| Axis CRISIL-IBX AAA Bond NBFC - Jun 2027 Index Fund | Debt Index Fund | 0.99 | n/a |
| DSP Corporate Bond Fund | Corporate Bond | 0.97 | 7.4% |
| Aditya Birla Sun Life Floating Interest Rates Fund | Floater | 0.96 | 7.4% |
| Sundaram Ultra Short to Short Term Fund (Formerly Known as Sundaram Low Duration Fund) | Ultra Short to Short Term | 0.96 | 7.3% |
| SBI Ultra Short to Short Term Fund | Ultra Short to Short Term | 0.96 | 7.2% |
Questions about Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund
- What is the latest NAV of Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- The NAV of the Direct plan (growth option) was ₹11.6269 on 1 Oct 2026, as published by AMFI.
- Which category is Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund in?
- It is classified as Debt Index Fund in AMFI's daily NAV file. MFIC compares it with 107 Debt Index Fund schemes (Direct plans).
- What was the largest fall in Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.4%.
- What is the expense ratio (TER) of Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- The total expense ratio of the Direct plan is 0.20% a year, as disclosed to AMFI (median of Debt Index Fund Direct plans: 0.20%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- Assets under management of the whole scheme were ₹574 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- According to its Scheme Summary Document, Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund is managed by Abhishek Bisen (since 13 Sep 2024).
- What is the exit load of Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- As stated in its scheme documents: For redemption / switch-out of units on or before 30 days from the date of allotment: 0.25% of applicable NAV. For redemption / switch-out of units after 30 days from the date of allotment – Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
- The minimum application amount is Rs. 100/-. SIP details: SIP - Rs. 100 and any amount thereafter SWP - Rs. 1000 STP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.0% and the Regular plan's by 5.8%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.