Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual Fund · Banking & PSU · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.2% | 0.1% |
| 3 months | 0.4% | 0.3% |
| 6 months | 2.8% | 2.9% |
| Year to date | 2.9% | 3.1% |
| 1 year | 4.2% | 4.4% |
| 3 years (CAGR) | n/a | 6.7% |
| 5 years (CAGR) | n/a | 5.8% |
| 7 years (CAGR) | n/a | 6.4% |
| 10 years (CAGR) | n/a | 6.7% |
| Since first NAV (CAGR) | 6.6% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.5% | 7.5% |
| 3Y rolling median | n/a | 7.3% |
| 3Y rolling worst | n/a | 4.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 6.9% |
| 5Y rolling worst | n/a | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 1.5% |
| Sharpe ratio | n/a | 0.04 |
| Sortino ratio | n/a | 0.07 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.8% | −3.1% |
| Maximum drawdown, last 10Y | n/a | −3.1% |
| Maximum drawdown, last 5Y | n/a | −1.1% |
| Current drawdown | −0.1% | −0.3% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.89% a year and the Direct plan's 0.35%, a gap of 0.54%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹13,85,044.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Siddharth Chaudhary | Primary | n/a |
| Nimesh Chandan | Primary | n/a |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.89% | 0.71% |
| AUM, whole scheme (₹ crore) | 315 | 2,863 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.3% | 4.4% TRI |
Official benchmark: NIFTY Banking & PSU Debt Index A-II (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Banking & PSU Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.9% | n/a | – |
| 2025 | 7.4% | n/a | – |
| 2024 | 7.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,700 | 4.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India Corporate Bond Fund | Corporate Bond | 0.99 | 7.1% |
| Nippon India Banking and PSU Debt Fund | Banking & PSU | 0.99 | 6.6% |
| HSBC Corporate Bond Fund | Corporate Bond | 0.99 | 7.0% |
| Aditya Birla Sun Life Banking & PSU Debt Fund | Banking & PSU | 0.99 | 6.6% |
| Sundaram Corporate Bond Fund | Corporate Bond | 0.99 | 6.8% |
| LIC MF Banking & PSU Debt Fund | Banking & PSU | 0.99 | 6.8% |
- What is the latest NAV of Bajaj Finserv Banking and PSU Debt Fund?
- The NAV of the Regular plan (growth option) was ₹12.0470 on 1 Oct 2026, as published by AMFI.
- Which category is Bajaj Finserv Banking and PSU Debt Fund in?
- It is classified as Banking & PSU in AMFI's daily NAV file. MFIC compares it with 20 Banking & PSU schemes (Regular plans).
- What was the largest fall in Bajaj Finserv Banking and PSU Debt Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.8%.
- What is the expense ratio (TER) of Bajaj Finserv Banking and PSU Debt Fund?
- The total expense ratio of the Regular plan is 0.89% a year, as disclosed to AMFI (median of Banking & PSU Regular plans: 0.71%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Bajaj Finserv Banking and PSU Debt Fund?
- Assets under management of the whole scheme were ₹315 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Bajaj Finserv Banking and PSU Debt Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Bajaj Finserv Banking and PSU Debt Fund?
- According to its Scheme Summary Document, Bajaj Finserv Banking and PSU Debt Fund is managed by Siddharth Chaudhary, Nimesh Chandan.
- What is the exit load of Bajaj Finserv Banking and PSU Debt Fund?
- As stated in its scheme documents: Entry load – not applicable Exit load – Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Bajaj Finserv Banking and PSU Debt Fund?
- The minimum application amount is Rs.1000. SIP details: SIP - Rs. 1000 & SWP - Rs. 1000, STP - Rs. 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.7% and the Regular plan's by 4.2%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.