Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund
Nippon India Mutual Fund · Debt Index Fund · Regular plan, growth option
NAV (₹), 1 Oct 2026
12.8766
1-day change
-0.10%
1Y return
4.3%
3Y CAGR
7.1%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 8 Mar 2023 to 1 Oct 2026
Returns vs Debt Index Fund median (105 schemes) and “Target maturity 2028” median (18)
| Period | Scheme | Category median | Target maturity 2028 median |
|---|---|---|---|
| 1 month | -0.2% | 0.2% | 0.1% |
| 3 months | 0.4% | 1.1% | 0.9% |
| 6 months | 2.5% | 2.8% | 2.8% |
| Year to date | 2.8% | 3.7% | 3.4% |
| 1 year | 4.3% | 5.3% | 5.1% |
| 3 years (CAGR) | 7.1% | 7.2% | 7.2% |
| 5 years (CAGR) | n/a | 5.8% | 5.8% |
| 7 years (CAGR) | n/a | n/a | n/a |
| 10 years (CAGR) | n/a | n/a | n/a |
| Since first NAV (CAGR) | 7.3% | – | – |
“Target maturity 2028” is MFIC's grouping of Debt Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.2% | 7.6% |
| 3Y rolling median | 7.3% | 7.3% |
| 3Y rolling worst | 6.8% | 6.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 5.9% |
| 5Y rolling worst | n/a | 5.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.6% | 1.3% |
| Sharpe ratio | 0.37 | 0.49 |
| Sortino ratio | 0.53 | 0.78 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −1.1% | −0.8% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | n/a | −3.2% |
| Current drawdown | −0.4% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.39% a year and the Direct plan's 0.20%, a gap of 0.19%; over the last 3 years the Direct plan returned 0.18 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹5,08,135.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Vivek Sharma | FM 1 Primary | 6 Mar 2023 |
Objective: The investment objective of the scheme is to provide investment returns corresponding to the total returns of the securities as represented by the Nifty G-Sec Oct 2028 Index before expenses, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Stated asset allocation: #Government Securities representing the G-Sec portion of Nifty G-Sec Oct 2028 Index 95% 100%, **Money Market instruments & Cash and Cash Equivalents 0% 5%
Benchmark (tier 1): Nifty G-Sec Oct 2028 Index
Minimum application: Rs.1000
Allotment date: 6 Mar 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.39% | 0.38% |
| AUM, whole scheme (₹ crore) | 126 | 266 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: Nifty G-Sec Oct 2028 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Debt Index Fund Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.8% | n/a | – |
| 2025 | 8.5% | n/a | – |
| 2024 | 7.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,442 | 3.8% |
| 3 years | ₹3,60,000 | ₹3,95,615 | 6.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Debt Index Fund
Plan / option: Regular · Growth
AMFI scheme code: 151439
ISIN: INF204KC1AL1
First NAV in MFIC data: 8 Mar 2023
History: 3.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| SBI CRISIL IBX Gilt Index - April 2029 Fund | Debt Index Fund | 0.98 | 7.2% |
| Aditya Birla Sun Life Crisil IBX Gilt -Apr 2029 Index Fund | Debt Index Fund | 0.98 | 7.3% |
| HDFC Nifty G-Sec Apr 2029 Index Fund | Debt Index Fund | 0.98 | 7.3% |
| Tata Nifty G-Sec Dec 2029 Index Fund | Debt Index Fund | 0.98 | 7.2% |
| Aditya Birla Sun Life Crisil IBX Gilt Apr 2028 Index Fund | Debt Index Fund | 0.97 | 6.7% |
| BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND | Debt Index Fund | 0.97 | 7.1% |
Questions about Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund
- What is the latest NAV of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- The NAV of the Regular plan (growth option) was ₹12.8766 on 1 Oct 2026, as published by AMFI.
- Which category is Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund in?
- It is classified as Debt Index Fund in AMFI's daily NAV file. MFIC compares it with 105 Debt Index Fund schemes (Regular plans).
- What returns has Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund delivered?
- Over one year the NAV changed by 4.3%. The 3-year CAGR is 7.1% (category median 7.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.3%, the lowest was 6.8%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 1.1%.
- How volatile is Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.6%, which is above the Debt Index Fund category median of 1.3%.
- What would a monthly SIP in Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,95,615 on 1 Oct 2026, an annualised return (XIRR) of 6.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- The total expense ratio of the Regular plan is 0.39% a year, as disclosed to AMFI (median of Debt Index Fund Regular plans: 0.38%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- Assets under management of the whole scheme were ₹126 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- According to its Scheme Summary Document, Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund is managed by Vivek Sharma (since 6 Mar 2023).
- What is the minimum investment in Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund?
- The minimum application amount is Rs.1000. SIP details: SIP: 100/500|100/500|100/500/1000|1500| 5000; STP: Daily Frequency (Min 100 and Multiples of 100 ) Weekly/Fortnightly/Monthly Frequency ( Min amount 1000 and Multiples of 100 Quarterly Frequency (Min amount is 3000 and multiples of 100 ); SWP: 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.5% and the Regular plan's by 4.3%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.