BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND
Bandhan Mutual Fund · Debt Index Fund · Regular plan, growth option
NAV (₹), 2 Oct 2026
13.8169
1-day change
-0.09%
1Y return
4.9%
3Y CAGR
7.1%
5Y CAGR
5.8%
Max drawdown, 5Y
−3.0%
NAV history month-end NAV, ₹ · 24 Mar 2021 to 1 Oct 2026
Returns vs Debt Index Fund median (106 schemes) and “Target maturity 2028” median (18)
| Period | Scheme | Category median | Target maturity 2028 median |
|---|---|---|---|
| 1 month | 0.0% | 0.2% | 0.1% |
| 3 months | 0.9% | 1.1% | 0.9% |
| 6 months | 2.6% | 2.8% | 2.8% |
| Year to date | 3.5% | 3.8% | 3.4% |
| 1 year | 4.9% | 5.3% | 5.1% |
| 3 years (CAGR) | 7.1% | 7.1% | 7.2% |
| 5 years (CAGR) | 5.8% | 5.8% | 5.8% |
| 7 years (CAGR) | n/a | n/a | n/a |
| 10 years (CAGR) | n/a | n/a | n/a |
| Since first NAV (CAGR) | 6.0% | – | – |
“Target maturity 2028” is MFIC's grouping of Debt Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.2% | 7.6% |
| 3Y rolling median | 7.1% | 7.3% |
| 3Y rolling worst | 4.9% | 6.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 6.0% | 5.9% |
| 5Y rolling worst | 5.8% | 5.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.2% | 1.3% |
| Sharpe ratio | 0.47 | 0.49 |
| Sortino ratio | 0.72 | 0.78 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −3.0% | −0.8% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | −3.0% | −3.2% |
| Current drawdown | −0.1% | 0.0% |
| Recovery time of worst fall | 100 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | n/a | 0.40% |
| AUM, whole scheme (₹ crore) | n/a | n/a |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 67% | 67% median |
| Month-ends in category top quartile (3Y) | 38% | 29% median |
Category consistency: last 10 years of month-ends, Debt Index Fund Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.5% | n/a | – |
| 2025 | 7.9% | n/a | – |
| 2024 | 7.8% | n/a | – |
| 2023 | 7.5% | n/a | – |
| 2022 | 2.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,986 | 4.6% |
| 3 years | ₹3,60,000 | ₹3,96,549 | 6.4% |
| 5 years | ₹6,00,000 | ₹7,08,218 | 6.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Bandhan Mutual Fund
Category: Debt Index Fund
Plan / option: Regular · Growth
AMFI scheme code: 148790
ISIN: INF194KB1BS7
First NAV in MFIC data: 24 Mar 2021
History: 5.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt Apr 2028 Index Fund | Debt Index Fund | 1.00 | 6.7% |
| PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund | Debt Index Fund | 1.00 | 7.0% |
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund | Debt Index Fund | 0.98 | 7.3% |
| BANDHAN CRISIL IBX GILT JUNE 2027 INDEX FUND | Debt Index Fund | 0.98 | 7.0% |
| Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund | Debt Index Fund | 0.97 | 7.1% |
| Nippon India Nifty G-Sec Sep 2027 Maturity Index Fund | Debt Index Fund | 0.97 | 7.1% |
Questions about BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND
- What is the latest NAV of BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND?
- The NAV of the Regular plan (growth option) was ₹13.8169 on 2 Oct 2026, as published by AMFI.
- Which category is BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND in?
- It is classified as Debt Index Fund in AMFI's daily NAV file. MFIC compares it with 106 Debt Index Fund schemes (Regular plans).
- What returns has BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND delivered?
- Over one year the NAV changed by 4.9%. The 3-year CAGR is 7.1% (category median 7.1%) and the 5-year CAGR is 5.8% (category median 5.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.1%, the lowest was 4.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND's NAV?
- The largest peak-to-trough fall in its available history was 3.0%; within the last five years it was 3.0% (category median 3.2%).
- How volatile is BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.2%, which is below the Debt Index Fund category median of 1.3%.
- What would a monthly SIP in BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,08,218 on 2 Oct 2026, an annualised return (XIRR) of 6.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How often has BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND beaten its category?
- At 67% of the 24 month-ends compared over the last 10 years, its 3-year return was above the median of Debt Index Fund schemes (Regular plans); it was in the top quarter at 38% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.2% and the Regular plan's by 4.9%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.