Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund
Kotak Mahindra Mutual Fund · Debt Index Fund · Regular plan, growth option
| Period | Scheme | Category median | Target maturity 2028 median |
|---|---|---|---|
| 1 month | 0.3% | 0.2% | 0.1% |
| 3 months | 0.9% | 1.1% | 0.9% |
| 6 months | 2.9% | 2.8% | 2.8% |
| Year to date | 3.5% | 3.8% | 3.4% |
| 1 year | 5.2% | 5.3% | 5.1% |
| 3 years (CAGR) | 7.2% | 7.1% | 7.2% |
| 5 years (CAGR) | n/a | 5.8% | 5.8% |
| 7 years (CAGR) | n/a | n/a | n/a |
| 10 years (CAGR) | n/a | n/a | n/a |
| Since first NAV (CAGR) | 7.2% | – | – |
“Target maturity 2028” is MFIC's grouping of Debt Index Fund schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.8% | 7.6% |
| 3Y rolling median | 7.4% | 7.3% |
| 3Y rolling worst | 6.7% | 6.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 5.9% |
| 5Y rolling worst | n/a | 5.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.5% | 1.3% |
| Sharpe ratio | 0.48 | 0.49 |
| Sortino ratio | 0.77 | 0.78 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.6% | −0.8% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | n/a | −3.2% |
| Current drawdown | −0.1% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme aim to track the market below, so its level, valuation and recent path are the main drivers of returns.
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.40% a year and the Direct plan's 0.21%, a gap of 0.19%; over the last 3 years the Direct plan returned 0.21 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹5,07,453.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Abhishek Bisen | Primary | 13 Oct 2022 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.40% | 0.38% |
| AUM, whole scheme (₹ crore) | 488 | 266 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.3% | 5.4% TRI |
| Month-ends above category median (3Y CAGR) | 42% | 67% median |
| Month-ends in category top quartile (3Y) | 0% | 29% median |
Official benchmark: Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Debt Index Fund Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.5% | n/a | – |
| 2025 | 8.2% | n/a | – |
| 2024 | 8.1% | n/a | – |
| 2023 | 6.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,282 | 5.1% |
| 3 years | ₹3,60,000 | ₹3,97,721 | 6.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI NIFTY SDL Plus AAA PSU Bond Apr 2028- 75:25 Index Fund | Debt Index Fund | 0.99 | 7.3% |
| Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund | Debt Index Fund | 0.98 | 7.3% |
| Mirae Asset Nifty SDL June 2028 Index Fund | Debt Index Fund | 0.98 | 7.2% |
| Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund | Debt Index Fund | 0.98 | 7.2% |
| Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund | Debt Index Fund | 0.98 | 7.2% |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund | Debt Index Fund | 0.97 | 7.2% |
- What is the latest NAV of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- The NAV of the Regular plan (growth option) was ₹13.2031 on 1 Oct 2026, as published by AMFI.
- Which category is Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund in?
- It is classified as Debt Index Fund in AMFI's daily NAV file. MFIC compares it with 106 Debt Index Fund schemes (Regular plans).
- What returns has Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund delivered?
- Over one year the NAV changed by 5.2%. The 3-year CAGR is 7.2% (category median 7.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.4%, the lowest was 6.7%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.6%.
- How volatile is Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.5%, which is above the Debt Index Fund category median of 1.3%.
- What would a monthly SIP in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,97,721 on 1 Oct 2026, an annualised return (XIRR) of 6.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- The total expense ratio of the Regular plan is 0.40% a year, as disclosed to AMFI (median of Debt Index Fund Regular plans: 0.38%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- Assets under management of the whole scheme were ₹488 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund beaten its category?
- At 42% of the 12 month-ends compared over the last 10 years, its 3-year return was above the median of Debt Index Fund schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- According to its Scheme Summary Document, Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund is managed by Abhishek Bisen (since 13 Oct 2022).
- What is the minimum investment in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
- The minimum application amount is Rs. 100/-. SIP details: SIP - Rs. 100/- and any amount thereafter, SWP - Rs. 1000 STP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.4% and the Regular plan's by 5.2%. The Regular plan includes the services of a distributor.
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