Nippon India Fixed Maturity Plan - XLIII - Series 5
Nippon India Mutual Fund · Fixed Maturity Plan · Direct plan, growth option
NAV (₹), 1 Oct 2026
13.5888
1-day change
0.03%
1Y return
5.5%
3Y CAGR
7.7%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 7 Mar 2022 to 1 Oct 2026
Returns vs Fixed Maturity Plan median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.2% | 0.3% |
| 3 months | 1.1% | 1.2% |
| 6 months | 2.9% | 2.9% |
| Year to date | 3.7% | 4.2% |
| 1 year | 5.5% | 5.8% |
| 3 years (CAGR) | 7.7% | 7.5% |
| 5 years (CAGR) | n/a | 6.5% |
| 7 years (CAGR) | n/a | 7.1% |
| 10 years (CAGR) | n/a | n/a |
| Since first NAV (CAGR) | 7.0% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.3% | 7.8% |
| 3Y rolling median | 8.2% | 7.6% |
| 3Y rolling worst | 7.1% | 6.0% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 7.0% |
| 5Y rolling worst | n/a | 6.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.7% | 0.9% |
| Sharpe ratio | 0.70 | 1.08 |
| Sortino ratio | 1.14 | 2.01 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −2.6% | −3.6% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | n/a | −3.1% |
| Current drawdown | −0.1% | 0.0% |
| Recovery time of worst fall | 50 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.35% a year and the Direct plan's 0.15%, a gap of 0.20%; over the last 3 years the Direct plan returned 0.22 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹5,37,999.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Vikash Agarwal | Primary | 14 Sep 2024 |
Objective: The primary investment objective of the scheme is to seek to generate returns and growth of capital by investing in a diversified portfolio of the following securities maturing on or before the date of maturity of the scheme with the objective of limiting interest rate volatility: Central and State Government securities and Other fixed income/ debt securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Stated asset allocation: Money Market instruments; Maximum 10%, Minimum 0%. Government securities / State Development Loans (SDLs) & Debt Instruments; Maximum 100%, Minimum 90%.
Benchmark (tier 1): CRISIL Medium to Long Duration Debt A - III Index
Minimum application: ₹5,000
Allotment date: 3 Mar 2022
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.15% | 0.13% |
| AUM, whole scheme (₹ crore) | 191 | 149 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.6% | 1.8% TRI |
| Return, 3 years (AMFI) | 7.6% | 6.0% TRI |
| Month-ends above category median (3Y CAGR) | 100% | 26% median |
| Month-ends in category top quartile (3Y) | 63% | 0% median |
Official benchmark: NIFTY Medium to Long Duration Debt Index A-III (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Fixed Maturity Plan Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.7% | n/a | – |
| 2025 | 8.6% | n/a | – |
| 2024 | 8.7% | n/a | – |
| 2023 | 7.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,480 | 5.4% |
| 3 years | ₹3,60,000 | ₹3,99,817 | 6.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Fixed Maturity Plan
Plan / option: Direct · Growth
AMFI scheme code: 149917
ISIN: INF204KC1477
First NAV in MFIC data: 7 Mar 2022
History: 4.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) | Fixed Maturity Plan | 0.97 | 7.6% |
| SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) | Fixed Maturity Plan | 0.97 | 7.5% |
| BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) | Fixed Maturity Plan | 0.96 | 7.6% |
| Nippon India Fixed Maturity Plan - XLI - Series 8 | Fixed Maturity Plan | 0.96 | 7.6% |
| SBI Fixed Maturity Plan (FMP) - Series 34 (3682 Days) | Fixed Maturity Plan | 0.92 | 7.4% |
| Nippon India Fixed Maturity Plan - XLIV - Series 1 | Fixed Maturity Plan | 0.90 | 7.6% |
Questions about Nippon India Fixed Maturity Plan - XLIII - Series 5
- What is the latest NAV of Nippon India Fixed Maturity Plan - XLIII - Series 5?
- The NAV of the Direct plan (growth option) was ₹13.5888 on 1 Oct 2026, as published by AMFI.
- Which category is Nippon India Fixed Maturity Plan - XLIII - Series 5 in?
- It is classified as Fixed Maturity Plan in AMFI's daily NAV file. MFIC compares it with 24 Fixed Maturity Plan schemes (Direct plans).
- What returns has Nippon India Fixed Maturity Plan - XLIII - Series 5 delivered?
- Over one year the NAV changed by 5.5%. The 3-year CAGR is 7.7% (category median 7.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.2%, the lowest was 7.1%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Nippon India Fixed Maturity Plan - XLIII - Series 5's NAV?
- The largest peak-to-trough fall in its available history was 2.6%.
- How volatile is Nippon India Fixed Maturity Plan - XLIII - Series 5?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.7%, which is above the Fixed Maturity Plan category median of 0.9%.
- What would a monthly SIP in Nippon India Fixed Maturity Plan - XLIII - Series 5 have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,99,817 on 1 Oct 2026, an annualised return (XIRR) of 6.9%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Nippon India Fixed Maturity Plan - XLIII - Series 5?
- The total expense ratio of the Direct plan is 0.15% a year, as disclosed to AMFI (median of Fixed Maturity Plan Direct plans: 0.13%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Nippon India Fixed Maturity Plan - XLIII - Series 5?
- Assets under management of the whole scheme were ₹191 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Nippon India Fixed Maturity Plan - XLIII - Series 5?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Nippon India Fixed Maturity Plan - XLIII - Series 5 and how has it compared?
- Its official benchmark is the NIFTY Medium to Long Duration Debt Index A-III. Over 3 years AMFI reports a return of 7.6% for this plan against 6.0% for the benchmark total return index. Past performance does not indicate future results.
- How often has Nippon India Fixed Maturity Plan - XLIII - Series 5 beaten its category?
- At 100% of the 19 month-ends compared over the last 10 years, its 3-year return was above the median of Fixed Maturity Plan schemes (Direct plans); it was in the top quarter at 63% of them. A typical scheme would show about 50%.
- Who manages Nippon India Fixed Maturity Plan - XLIII - Series 5?
- According to its Scheme Summary Document, Nippon India Fixed Maturity Plan - XLIII - Series 5 is managed by Vikash Agarwal (since 14 Sep 2024).
- What is the minimum investment in Nippon India Fixed Maturity Plan - XLIII - Series 5?
- The minimum application amount is ₹5,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.5% and the Regular plan's by 5.3%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.