BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)
Bandhan Mutual Fund · Fixed Maturity Plan · Direct plan, growth option
NAV (₹), 2 Oct 2026
18.1431
1-day change
-0.03%
1Y return
5.3%
3Y CAGR
7.6%
5Y CAGR
6.6%
Max drawdown, 5Y
−2.8%
NAV history month-end NAV, ₹ · 14 Mar 2019 to 1 Oct 2026
Returns vs Fixed Maturity Plan median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.1% | 0.3% |
| 3 months | 0.7% | 1.2% |
| 6 months | 2.6% | 2.9% |
| Year to date | 3.5% | 4.2% |
| 1 year | 5.3% | 5.8% |
| 3 years (CAGR) | 7.6% | 7.5% |
| 5 years (CAGR) | 6.6% | 6.5% |
| 7 years (CAGR) | 7.2% | 7.1% |
| 10 years (CAGR) | n/a | n/a |
| Since first NAV (CAGR) | 8.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.9% | 7.8% |
| 3Y rolling median | 6.7% | 7.6% |
| 3Y rolling worst | 4.8% | 6.0% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.1% | 7.0% |
| 5Y rolling worst | 6.5% | 6.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.9% | 0.9% |
| Sharpe ratio | 0.61 | 1.08 |
| Sortino ratio | 0.96 | 2.01 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −4.9% | −3.6% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | −2.8% | −3.1% |
| Current drawdown | −0.3% | 0.0% |
| Recovery time of worst fall | 14 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 0.17% |
| AUM, whole scheme (₹ crore) | 375 | 149 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.4% | 3.8% TRI |
| Return, 3 years (AMFI) | 7.6% | 6.6% TRI |
| Return, 5 years (AMFI) | 6.5% | 5.7% TRI |
| Month-ends above category median (3Y CAGR) | 95% | 26% median |
| Month-ends in category top quartile (3Y) | 90% | 0% median |
Official benchmark: CRISIL Composite Bond Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Fixed Maturity Plan Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.5% | n/a | – |
| 2025 | 8.4% | n/a | – |
| 2024 | 9.3% | n/a | – |
| 2023 | 7.7% | n/a | – |
| 2022 | 3.5% | n/a | – |
| 2021 | 4.5% | n/a | – |
| 2020 | 11.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,086 | 4.8% |
| 3 years | ₹3,60,000 | ₹3,98,821 | 6.8% |
| 5 years | ₹6,00,000 | ₹7,18,562 | 7.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Bandhan Mutual Fund
Category: Fixed Maturity Plan
Plan / option: Direct · Growth
AMFI scheme code: 146701
ISIN: INF194KB1777
First NAV in MFIC data: 14 Mar 2019
History: 7.6 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India Fixed Maturity Plan - XLI - Series 8 | Fixed Maturity Plan | 1.00 | 7.6% |
| SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) | Fixed Maturity Plan | 0.99 | 7.6% |
| SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) | Fixed Maturity Plan | 0.99 | 7.5% |
| Nippon India Fixed Maturity Plan - XLIII - Series 5 | Fixed Maturity Plan | 0.96 | 7.7% |
| SBI Fixed Maturity Plan (FMP) - Series 34 (3682 Days) | Fixed Maturity Plan | 0.93 | 7.4% |
| Kotak FMP Series 304 | Fixed Maturity Plan | 0.86 | 7.5% |
Questions about BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)
- What is the latest NAV of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)?
- The NAV of the Direct plan (growth option) was ₹18.1431 on 2 Oct 2026, as published by AMFI.
- Which category is BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) in?
- It is classified as Fixed Maturity Plan in AMFI's daily NAV file. MFIC compares it with 24 Fixed Maturity Plan schemes (Direct plans).
- What returns has BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) delivered?
- Over one year the NAV changed by 5.3%. The 3-year CAGR is 7.6% (category median 7.5%) and the 5-year CAGR is 6.6% (category median 6.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.7%, the lowest was 4.8%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)'s NAV?
- The largest peak-to-trough fall in its available history was 4.9%; within the last five years it was 2.8% (category median 3.1%).
- How volatile is BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.9%, which is above the Fixed Maturity Plan category median of 0.9%.
- What would a monthly SIP in BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,18,562 on 2 Oct 2026, an annualised return (XIRR) of 7.1%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)?
- Assets under management of the whole scheme were ₹375 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS)?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) and how has it compared?
- Its official benchmark is the CRISIL Composite Bond Index. Over 3 years AMFI reports a return of 7.6% for this plan against 6.6% for the benchmark total return index; over 5 years 6.5% against 5.7%. Past performance does not indicate future results.
- How often has BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) beaten its category?
- At 95% of the 41 month-ends compared over the last 10 years, its 3-year return was above the median of Fixed Maturity Plan schemes (Direct plans); it was in the top quarter at 90% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.3% and the Regular plan's by 5.0%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.