Kotak Nifty 50 Index Fund
Kotak Mahindra Mutual Fund · Index Fund · Regular plan, growth option
| Period | Scheme | Category median | Nifty 50 / Sensex median |
|---|---|---|---|
| 1 month | -6.8% | -6.5% | -6.8% |
| 3 months | -6.4% | -5.3% | -6.4% |
| 6 months | -0.5% | 5.2% | -0.6% |
| Year to date | -13.6% | -7.2% | -13.8% |
| 1 year | -9.1% | -3.6% | -9.2% |
| 3 years (CAGR) | 5.2% | 9.0% | 5.1% |
| 5 years (CAGR) | 5.7% | 6.8% | 5.7% |
| 7 years (CAGR) | n/a | 10.9% | 10.6% |
| 10 years (CAGR) | n/a | 10.5% | 10.4% |
| Since first NAV (CAGR) | 7.5% | – | – |
“Nifty 50 / Sensex” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.2% | 6.8% |
| 3Y rolling median | 12.4% | 16.2% |
| 3Y rolling worst | 5.2% | 8.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 8.9% | 12.9% |
| 5Y rolling worst | 5.7% | 5.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.0% | 17.6% |
| Sharpe ratio | -0.03 | 0.22 |
| Sortino ratio | -0.03 | 0.31 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −16.6% | −19.1% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | −16.6% | −17.9% |
| Current drawdown | −14.3% | −11.5% |
| Recovery time of worst fall | 147 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme aim to track one of the markets below, so its level, valuation and recent path are the main drivers of returns.
- P/E 19.2: higher than 0% of days since 2024 (median 22.1)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
- 1Y −10.6% · 3Y +3.8% p.a. · 5Y +4.9% p.a. (index fund NAV, after costs)
- −15.7% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.38% a year and the Direct plan's 0.12%, a gap of 0.26%; over the last 3 years the Direct plan returned 0.31 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹6,99,792.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Satish Dondapati | 21 Jun 2021 | |
| Abhishek Bisen | 21 Jun 2021 | |
| Jeetu Valechha Sonar | 21 Jun 2021 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.38% | 1.10% |
| AUM, whole scheme (₹ crore) | 1,147 | 159 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -7.4% | -7.1% TRI |
| Return, 3 years (AMFI) | 5.5% | 6.1% TRI |
| Return, 5 years (AMFI) | 5.8% | 6.4% TRI |
| Month-ends above category median (3Y CAGR) | 0% | 61% median |
| Month-ends in category top quartile (3Y) | 0% | 13% median |
Official benchmark: Nifty 50 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -13.6% | n/a | – |
| 2025 | 11.2% | n/a | – |
| 2024 | 9.3% | n/a | – |
| 2023 | 20.5% | n/a | – |
| 2022 | 5.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,09,868 | -15.3% |
| 3 years | ₹3,60,000 | ₹3,46,429 | -2.5% |
| 5 years | ₹6,00,000 | ₹6,57,967 | 3.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Mirae Asset Nifty 50 Index Fund | Index Fund | 1.00 | n/a |
| UTI Nifty 50 Index Fund | Index Fund | 1.00 | 5.4% |
| Aditya Birla Sun Life Nifty 50 Index Fund | Index Fund | 1.00 | 5.2% |
| HDFC Nifty 50 Index Fund | Index Fund | 1.00 | 5.3% |
| SBI NIFTY INDEX FUND | Index Fund | 1.00 | 5.2% |
| Motilal Oswal Nifty 50 Index Fund | Index Fund | 1.00 | 5.1% |
- What is the latest NAV of Kotak Nifty 50 Index Fund?
- The NAV of the Regular plan (growth option) was ₹14.6760 on 1 Oct 2026, as published by AMFI.
- Which category is Kotak Nifty 50 Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 276 Index Fund schemes (Regular plans).
- What returns has Kotak Nifty 50 Index Fund delivered?
- Over one year the NAV changed by -9.1%. The 3-year CAGR is 5.2% (category median 9.0%) and the 5-year CAGR is 5.7% (category median 6.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.4%, the lowest was 5.2%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Kotak Nifty 50 Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 16.6%; within the last five years it was 16.6% (category median 17.9%).
- How volatile is Kotak Nifty 50 Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.0%, which is below the Index Fund category median of 17.6%.
- What would a monthly SIP in Kotak Nifty 50 Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,57,967 on 1 Oct 2026, an annualised return (XIRR) of 3.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Kotak Nifty 50 Index Fund?
- The total expense ratio of the Regular plan is 0.38% a year, as disclosed to AMFI (median of Index Fund Regular plans: 1.10%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Kotak Nifty 50 Index Fund?
- Assets under management of the whole scheme were ₹1,147 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Kotak Nifty 50 Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Kotak Nifty 50 Index Fund and how has it compared?
- Its official benchmark is the Nifty 50 TRI. Over 3 years AMFI reports a return of 5.5% for this plan against 6.1% for the benchmark total return index; over 5 years 5.8% against 6.4%. Past performance does not indicate future results.
- How often has Kotak Nifty 50 Index Fund beaten its category?
- At 0% of the 28 month-ends compared over the last 10 years, its 3-year return was above the median of Index Fund schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Kotak Nifty 50 Index Fund?
- According to its Scheme Summary Document, Kotak Nifty 50 Index Fund is managed by Satish Dondapati (since 21 Jun 2021), Abhishek Bisen (since 21 Jun 2021), Jeetu Valechha Sonar (since 21 Jun 2021).
- What is the minimum investment in Kotak Nifty 50 Index Fund?
- The minimum application amount is Rs. 100/-. SIP details: SIP - Rs. 100/- and any amount thereafter, SWP - Rs. 100STP - Rs. 1000 & Daily 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -8.8% and the Regular plan's by -9.1%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.