Tata Balanced Advantage Fund
Tata Mutual Fund · Balanced Advantage · Direct plan, growth option
NAV (₹), 2 Oct 2026
22.4612
1-day change
-0.73%
1Y return
-0.7%
3Y CAGR
7.2%
5Y CAGR
8.2%
Max drawdown, 5Y
−8.4%
NAV history month-end NAV, ₹ · 29 Jan 2019 to 1 Oct 2026
Returns vs Balanced Advantage median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.6% | -3.7% |
| 3 months | -5.1% | -2.4% |
| 6 months | 2.9% | 4.5% |
| Year to date | -4.2% | -2.4% |
| 1 year | -0.7% | 0.4% |
| 3 years (CAGR) | 7.2% | 8.8% |
| 5 years (CAGR) | 8.2% | 8.4% |
| 7 years (CAGR) | 11.4% | 10.7% |
| 10 years (CAGR) | n/a | 9.7% |
| Since first NAV (CAGR) | 11.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.8% | 9.0% |
| 3Y rolling median | 14.0% | 12.6% |
| 3Y rolling worst | 7.2% | 6.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 14.5% | 11.7% |
| 5Y rolling worst | 8.2% | 4.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 8.8% | 9.2% |
| Sharpe ratio | 0.14 | 0.35 |
| Sortino ratio | 0.19 | 0.50 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −20.0% | −15.3% |
| Maximum drawdown, last 10Y | n/a | −25.9% |
| Maximum drawdown, last 5Y | −8.4% | −9.9% |
| Current drawdown | −6.6% | −5.2% |
| Recovery time of worst fall | 116 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -4.2% | n/a | – |
| 2025 | 7.4% | n/a | – |
| 2024 | 12.3% | n/a | – |
| 2023 | 18.7% | n/a | – |
| 2022 | 7.1% | n/a | – |
| 2021 | 18.4% | n/a | – |
| 2020 | 17.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,464 | -5.4% |
| 3 years | ₹3,60,000 | ₹3,72,802 | 2.3% |
| 5 years | ₹6,00,000 | ₹7,08,730 | 6.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Tata Mutual Fund
Category: Balanced Advantage
Plan / option: Direct · Growth
AMFI scheme code: 146010
ISIN: INF277K013S8
First NAV in MFIC data: 29 Jan 2019
History: 7.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India Balanced Advantage Fund | Balanced Advantage | 0.98 | 9.7% |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.98 | n/a |
| SBI Balanced Advantage Fund | Balanced Advantage | 0.97 | 8.9% |
| Nippon India Aggressive Hybrid Fund (Existing Number of Segregated Portfolios - 2) | Aggressive Hybrid | 0.97 | 9.4% |
| Union Balanced Advantage Fund | Balanced Advantage | 0.97 | 7.6% |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 9.8% |
Questions about Tata Balanced Advantage Fund
- What is the latest NAV of Tata Balanced Advantage Fund?
- The NAV of the Direct plan (growth option) was ₹22.4612 on 2 Oct 2026, as published by AMFI.
- Which category is Tata Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Direct plans).
- What returns has Tata Balanced Advantage Fund delivered?
- Over one year the NAV changed by -0.7%. The 3-year CAGR is 7.2% (category median 8.8%) and the 5-year CAGR is 8.2% (category median 8.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.0%, the lowest was 7.2%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Tata Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 20.0%; within the last five years it was 8.4% (category median 9.9%).
- How volatile is Tata Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 8.8%, which is below the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in Tata Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,08,730 on 2 Oct 2026, an annualised return (XIRR) of 6.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.7% and the Regular plan's by -1.9%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.