Tata Balanced Advantage Fund
Tata Mutual Fund · Balanced Advantage · Regular plan, growth option
NAV (₹), 2 Oct 2026
19.9782
1-day change
-0.74%
1Y return
-1.9%
3Y CAGR
5.9%
5Y CAGR
6.7%
Max drawdown, 5Y
−8.9%
NAV history month-end NAV, ₹ · 29 Jan 2019 to 1 Oct 2026
Returns vs Balanced Advantage median (39 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.7% | -3.8% |
| 3 months | -5.4% | -2.6% |
| 6 months | 2.3% | 3.9% |
| Year to date | -5.1% | -3.3% |
| 1 year | -1.9% | -0.9% |
| 3 years (CAGR) | 5.9% | 7.5% |
| 5 years (CAGR) | 6.7% | 7.1% |
| 7 years (CAGR) | 9.7% | 9.3% |
| 10 years (CAGR) | n/a | 8.3% |
| Since first NAV (CAGR) | 9.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.0% | 7.5% |
| 3Y rolling median | 12.2% | 11.0% |
| 3Y rolling worst | 5.9% | 5.1% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 12.7% | 10.5% |
| 5Y rolling worst | 6.7% | 2.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 8.8% | 9.2% |
| Sharpe ratio | -0.01 | 0.17 |
| Sortino ratio | -0.02 | 0.25 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −20.3% | −15.4% |
| Maximum drawdown, last 10Y | n/a | −26.0% |
| Maximum drawdown, last 5Y | −8.9% | −10.3% |
| Current drawdown | −6.8% | −5.5% |
| Recovery time of worst fall | 119 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | n/a | 2.44% |
| AUM, whole scheme (₹ crore) | 8,005 | 2,233 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -0.7% | 0.2% TRI |
| Return, 3 years (AMFI) | 6.1% | 7.8% TRI |
| Return, 5 years (AMFI) | 6.8% | 7.2% TRI |
| Month-ends above category median (3Y CAGR) | 60% | 48% median |
| Month-ends in category top quartile (3Y) | 23% | 11% median |
Official benchmark: CRISIL Hybrid 50+50 - Moderate Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -5.1% | n/a | – |
| 2025 | 6.0% | n/a | – |
| 2024 | 10.8% | n/a | – |
| 2023 | 17.0% | n/a | – |
| 2022 | 5.5% | n/a | – |
| 2021 | 16.5% | n/a | – |
| 2020 | 15.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,15,691 | -6.6% |
| 3 years | ₹3,60,000 | ₹3,65,366 | 1.0% |
| 5 years | ₹6,00,000 | ₹6,83,375 | 5.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Tata Mutual Fund
Category: Balanced Advantage
Plan / option: Regular · Growth
AMFI scheme code: 146007
ISIN: INF277K010S4
First NAV in MFIC data: 29 Jan 2019
History: 7.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.98 | n/a |
| Nippon India Balanced Advantage Fund | Balanced Advantage | 0.98 | 8.4% |
| SBI Balanced Advantage Fund | Balanced Advantage | 0.97 | 8.0% |
| Nippon India Aggressive Hybrid Fund (Existing Number of Segregated Portfolios - 2) | Aggressive Hybrid | 0.97 | 8.5% |
| Union Balanced Advantage Fund | Balanced Advantage | 0.97 | 6.4% |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 8.5% |
Questions about Tata Balanced Advantage Fund
- What is the latest NAV of Tata Balanced Advantage Fund?
- The NAV of the Regular plan (growth option) was ₹19.9782 on 2 Oct 2026, as published by AMFI.
- Which category is Tata Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 39 Balanced Advantage schemes (Regular plans).
- What returns has Tata Balanced Advantage Fund delivered?
- Over one year the NAV changed by -1.9%. The 3-year CAGR is 5.9% (category median 7.5%) and the 5-year CAGR is 6.7% (category median 7.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 12.2%, the lowest was 5.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Tata Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 20.3%; within the last five years it was 8.9% (category median 10.3%).
- How volatile is Tata Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 8.8%, which is below the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in Tata Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,83,375 on 2 Oct 2026, an annualised return (XIRR) of 5.1%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is Tata Balanced Advantage Fund?
- Assets under management of the whole scheme were ₹8,005 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Tata Balanced Advantage Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Tata Balanced Advantage Fund and how has it compared?
- Its official benchmark is the CRISIL Hybrid 50+50 - Moderate Index. Over 3 years AMFI reports a return of 6.1% for this plan against 7.8% for the benchmark total return index; over 5 years 6.8% against 7.2%. Past performance does not indicate future results.
- How often has Tata Balanced Advantage Fund beaten its category?
- At 60% of the 57 month-ends compared over the last 10 years, its 3-year return was above the median of Balanced Advantage schemes (Regular plans); it was in the top quarter at 23% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.7% and the Regular plan's by -1.9%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.