PGIM India Equity Savings Fund
PGIM India Mutual Fund · Equity Savings · Regular plan, growth option
NAV (₹), 2 Oct 2026
50.3169
1-day change
-0.36%
1Y return
1.7%
3Y CAGR
5.4%
5Y CAGR
5.0%
Max drawdown, 5Y
−3.2%
NAV history month-end NAV, ₹ · 8 Mar 2016 to 1 Oct 2026
Returns vs Equity Savings median (25 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.0% | -1.8% |
| 3 months | -0.7% | -0.5% |
| 6 months | 2.5% | 3.7% |
| Year to date | -0.1% | 0.3% |
| 1 year | 1.7% | 2.3% |
| 3 years (CAGR) | 5.4% | 7.0% |
| 5 years (CAGR) | 5.0% | 6.6% |
| 7 years (CAGR) | 6.4% | 8.1% |
| 10 years (CAGR) | 6.4% | 7.2% |
| Since first NAV (CAGR) | 6.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.5% | 7.7% |
| 3Y rolling median | 7.1% | 8.9% |
| 3Y rolling worst | 0.3% | 2.8% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.3% | 8.8% |
| 5Y rolling worst | 5.0% | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.4% | 5.1% |
| Sharpe ratio | -0.32 | 0.13 |
| Sortino ratio | -0.39 | 0.19 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −16.4% | −16.4% |
| Maximum drawdown, last 10Y | −16.4% | −17.7% |
| Maximum drawdown, last 5Y | −3.2% | −6.1% |
| Current drawdown | −2.4% | −2.2% |
| Recovery time of worst fall | 231 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -0.1% | n/a | – |
| 2025 | 6.1% | n/a | – |
| 2024 | 7.3% | n/a | – |
| 2023 | 8.1% | n/a | – |
| 2022 | 3.2% | n/a | – |
| 2021 | 12.4% | n/a | – |
| 2020 | 5.2% | n/a | – |
| 2019 | 10.6% | n/a | – |
| 2018 | 1.4% | n/a | – |
| 2017 | 11.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,180 | 0.3% |
| 3 years | ₹3,60,000 | ₹3,80,157 | 3.6% |
| 5 years | ₹6,00,000 | ₹6,77,943 | 4.8% |
| 10 years | ₹12,00,000 | ₹16,46,592 | 6.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Equity Savings
Plan / option: Regular · Growth
AMFI scheme code: 138372
ISIN: INF223J01FB7
First NAV in MFIC data: 8 Mar 2016
History: 10.6 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Balanced Advantage Fund | Balanced Advantage | 0.96 | 6.0% |
| ICICI Prudential Balanced Advantage Fund | Balanced Advantage | 0.95 | 9.5% |
| Bajaj Finserv Balanced Advantage Fund | Balanced Advantage | 0.94 | n/a |
| WhiteOak Capital Balanced Advantage Fund | Balanced Advantage | 0.94 | 9.3% |
| Union Balanced Advantage Fund | Balanced Advantage | 0.94 | 6.4% |
| Kotak Balanced Advantage Fund | Balanced Advantage | 0.94 | 7.5% |
Questions about PGIM India Equity Savings Fund
- What is the latest NAV of PGIM India Equity Savings Fund?
- The NAV of the Regular plan (growth option) was ₹50.3169 on 2 Oct 2026, as published by AMFI.
- Which category is PGIM India Equity Savings Fund in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 25 Equity Savings schemes (Regular plans).
- What returns has PGIM India Equity Savings Fund delivered?
- Over one year the NAV changed by 1.7%. The 3-year CAGR is 5.4% (category median 7.0%) and the 5-year CAGR is 5.0% (category median 6.6%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.1%, the lowest was 0.3%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in PGIM India Equity Savings Fund's NAV?
- The largest peak-to-trough fall in its available history was 16.4%; within the last five years it was 3.2% (category median 6.1%).
- How volatile is PGIM India Equity Savings Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.4%, which is below the Equity Savings category median of 5.1%.
- What would a monthly SIP in PGIM India Equity Savings Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,77,943 on 2 Oct 2026, an annualised return (XIRR) of 4.8%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.4% and the Regular plan's by 1.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.