Kotak Balanced Advantage Fund
Kotak Mahindra Mutual Fund · Balanced Advantage · Regular plan, growth option
NAV (₹), 2 Oct 2026
20.3490
1-day change
-0.69%
1Y return
-0.7%
3Y CAGR
7.5%
5Y CAGR
7.2%
Max drawdown, 5Y
−9.5%
NAV history month-end NAV, ₹ · 10 Aug 2018 to 1 Oct 2026
Returns vs Balanced Advantage median (39 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.1% | -3.8% |
| 3 months | -3.0% | -2.6% |
| 6 months | 4.0% | 3.9% |
| Year to date | -3.3% | -3.3% |
| 1 year | -0.7% | -0.9% |
| 3 years (CAGR) | 7.5% | 7.5% |
| 5 years (CAGR) | 7.2% | 7.1% |
| 7 years (CAGR) | 9.5% | 9.3% |
| 10 years (CAGR) | n/a | 8.3% |
| Since first NAV (CAGR) | 9.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.2% | 7.5% |
| 3Y rolling median | 11.4% | 11.0% |
| 3Y rolling worst | 7.5% | 5.1% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 11.6% | 10.5% |
| 5Y rolling worst | 7.2% | 2.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 9.3% | 9.2% |
| Sharpe ratio | 0.15 | 0.17 |
| Sortino ratio | 0.21 | 0.25 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −26.4% | −15.4% |
| Maximum drawdown, last 10Y | n/a | −26.0% |
| Maximum drawdown, last 5Y | −9.5% | −10.3% |
| Current drawdown | −5.0% | −5.5% |
| Recovery time of worst fall | 127 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | n/a | 2.44% |
| AUM, whole scheme (₹ crore) | 17,061 | 2,233 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 0.5% | -2.7% TRI |
| Return, 3 years (AMFI) | 7.8% | 6.0% TRI |
| Return, 5 years (AMFI) | 7.3% | 6.0% TRI |
| Month-ends above category median (3Y CAGR) | 47% | 48% median |
| Month-ends in category top quartile (3Y) | 3% | 11% median |
| 7Y rolling CAGR, median (monthly windows) | 10.6% | 10.0% median |
Official benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.3% | n/a | – |
| 2025 | 6.0% | n/a | – |
| 2024 | 14.3% | n/a | – |
| 2023 | 16.1% | n/a | – |
| 2022 | 3.8% | n/a | – |
| 2021 | 13.0% | n/a | – |
| 2020 | 13.6% | n/a | – |
| 2019 | 12.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,755 | -3.4% |
| 3 years | ₹3,60,000 | ₹3,76,929 | 3.0% |
| 5 years | ₹6,00,000 | ₹7,06,459 | 6.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Balanced Advantage
Plan / option: Regular · Growth
AMFI scheme code: 144333
ISIN: INF174KA1186
First NAV in MFIC data: 10 Aug 2018
History: 8.1 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.99 | n/a |
| WhiteOak Capital Balanced Advantage Fund | Balanced Advantage | 0.98 | 9.3% |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.98 | n/a |
| Union Balanced Advantage Fund | Balanced Advantage | 0.97 | 6.4% |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 8.5% |
| Aditya Birla Sun Life Balanced Advantage Fund | Balanced Advantage | 0.97 | 9.6% |
Questions about Kotak Balanced Advantage Fund
- What is the latest NAV of Kotak Balanced Advantage Fund?
- The NAV of the Regular plan (growth option) was ₹20.3490 on 2 Oct 2026, as published by AMFI.
- Which category is Kotak Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 39 Balanced Advantage schemes (Regular plans).
- What returns has Kotak Balanced Advantage Fund delivered?
- Over one year the NAV changed by -0.7%. The 3-year CAGR is 7.5% (category median 7.5%) and the 5-year CAGR is 7.2% (category median 7.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 11.4%, the lowest was 7.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Kotak Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 26.4%; within the last five years it was 9.5% (category median 10.3%).
- How volatile is Kotak Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 9.3%, which is above the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in Kotak Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,06,459 on 2 Oct 2026, an annualised return (XIRR) of 6.5%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is Kotak Balanced Advantage Fund?
- Assets under management of the whole scheme were ₹17,061 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Kotak Balanced Advantage Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Kotak Balanced Advantage Fund and how has it compared?
- Its official benchmark is the NIFTY 50 Hybrid Composite Debt 50:50 Index. Over 3 years AMFI reports a return of 7.8% for this plan against 6.0% for the benchmark total return index; over 5 years 7.3% against 6.0%. Past performance does not indicate future results.
- How often has Kotak Balanced Advantage Fund beaten its category?
- At 47% of the 62 month-ends compared over the last 10 years, its 3-year return was above the median of Balanced Advantage schemes (Regular plans); it was in the top quarter at 3% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.3% and the Regular plan's by -0.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.