Kotak Aggressive Hybrid Fund
Kotak Mahindra Mutual Fund · Aggressive Hybrid · Direct plan, growth option
NAV (₹), 1 Oct 2026
74.7100
1-day change
-0.26%
1Y return
0.8%
3Y CAGR
11.8%
5Y CAGR
11.4%
Max drawdown, 5Y
−14.6%
NAV history month-end NAV, ₹ · 7 Nov 2014 to 1 Oct 2026
Returns vs Aggressive Hybrid median (30 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.4% | -4.4% |
| 3 months | -2.7% | -3.0% |
| 6 months | 7.9% | 4.8% |
| Year to date | -0.4% | -4.3% |
| 1 year | 0.8% | -1.3% |
| 3 years (CAGR) | 11.8% | 10.1% |
| 5 years (CAGR) | 11.4% | 9.1% |
| 7 years (CAGR) | 15.5% | 12.7% |
| 10 years (CAGR) | 13.1% | 11.5% |
| Since first NAV (CAGR) | 12.7% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.3% | 10.8% |
| 3Y rolling median | 15.5% | 14.5% |
| 3Y rolling worst | -4.2% | -1.8% |
| 3Y periods positive | 98% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 14.6% | 14.0% |
| 5Y rolling worst | 1.4% | 3.3% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 13.2% | 11.7% |
| Sharpe ratio | 0.46 | 0.34 |
| Sortino ratio | 0.67 | 0.49 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −32.1% | −28.6% |
| Maximum drawdown, last 10Y | −32.1% | −29.0% |
| Maximum drawdown, last 5Y | −14.6% | −14.5% |
| Current drawdown | −5.5% | −6.1% |
| Recovery time of worst fall | 214 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.90% a year and the Direct plan's 0.65%, a gap of 1.25%; over the last 3 years the Direct plan returned 1.45 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹29,48,992.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 16 Sep 2026: TER increased from 0.64% to 0.65% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Atul Bhole | FM 1 Primary | 22 Jan 2024 |
| Abhishek Bisen | FM 2 Primary | 15 Apr 2008 |
Objective: The investment objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized.
Stated asset allocation: Equity and Equity related instruments - 65% - 80% Debt and Money Market instruments - 20% - 35% Units of Mutual Fund including Gold/Silver ETF - 0% - 15% Exchange Traded Commodity Derivatives (ETCDs) - 0%- 10% Units issued by InvITs - 0-10%
Benchmark (tier 1): NIFTY 50 Hybrid Composite Debt 65:35 Index TRI
Exit load: For redemptions / switch outs of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment : Nil If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment : 1% If units are redeemed or switched out on or after 1 year from the date of allotment : Nil Units issued on reinvestment of IDCW shall not be subject to entry and exit load.
Minimum application: Rs. 100/-
Allotment date: 29 Nov 1999
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.65% | 1.08% |
| AUM, whole scheme (₹ crore) | 9,291 | 2,730 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 1.7% | -4.0% TRI |
| Return, 3 years (AMFI) | 11.9% | 6.1% TRI |
| Return, 5 years (AMFI) | 11.4% | 6.1% TRI |
| Month-ends above category median (3Y CAGR) | 93% | 52% median |
| Month-ends in category top quartile (3Y) | 36% | 17% median |
| 7Y rolling CAGR, median (monthly windows) | 14.6% | 13.1% median |
Official benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Aggressive Hybrid Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -0.4% | n/a | – |
| 2025 | 5.5% | n/a | – |
| 2024 | 23.3% | n/a | – |
| 2023 | 21.7% | n/a | – |
| 2022 | 6.5% | n/a | – |
| 2021 | 30.7% | n/a | – |
| 2020 | 16.9% | n/a | – |
| 2019 | 15.5% | n/a | – |
| 2018 | -5.0% | n/a | – |
| 2017 | 25.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,690 | -0.5% |
| 3 years | ₹3,60,000 | ₹3,95,465 | 6.2% |
| 5 years | ₹6,00,000 | ₹7,82,748 | 10.6% |
| 10 years | ₹12,00,000 | ₹24,51,309 | 13.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Aggressive Hybrid
Plan / option: Direct · Growth
AMFI scheme code: 133035
ISIN: INF174K01F00
First NAV in MFIC data: 7 Nov 2014
History: 11.9 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.98 | n/a |
| Kotak Balanced Advantage Fund | Balanced Advantage | 0.97 | 8.7% |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 9.8% |
| Mirae Asset Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 10.3% |
| Mirae Asset Equity Savings Fund | Equity Savings | 0.96 | 9.6% |
| Nippon India Balanced Advantage Fund | Balanced Advantage | 0.96 | 9.7% |
Questions about Kotak Aggressive Hybrid Fund
- What is the latest NAV of Kotak Aggressive Hybrid Fund?
- The NAV of the Direct plan (growth option) was ₹74.7100 on 1 Oct 2026, as published by AMFI.
- Which category is Kotak Aggressive Hybrid Fund in?
- It is classified as Aggressive Hybrid in AMFI's daily NAV file; a Aggressive Hybrid scheme holds 65% to 80% in equities and the rest mainly in debt. MFIC compares it with 30 Aggressive Hybrid schemes (Direct plans).
- What returns has Kotak Aggressive Hybrid Fund delivered?
- Over one year the NAV changed by 0.8%. The 3-year CAGR is 11.8% (category median 10.1%) and the 5-year CAGR is 11.4% (category median 9.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.5%, the lowest was -4.2%, and 98% of 3-year periods ended with a gain.
- What was the largest fall in Kotak Aggressive Hybrid Fund's NAV?
- The largest peak-to-trough fall in its available history was 32.1%; within the last five years it was 14.6% (category median 14.5%).
- How volatile is Kotak Aggressive Hybrid Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 13.2%, which is above the Aggressive Hybrid category median of 11.7%.
- What would a monthly SIP in Kotak Aggressive Hybrid Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,82,748 on 1 Oct 2026, an annualised return (XIRR) of 10.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Kotak Aggressive Hybrid Fund?
- The total expense ratio of the Direct plan is 0.65% a year, as disclosed to AMFI (median of Aggressive Hybrid Direct plans: 1.08%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Kotak Aggressive Hybrid Fund?
- Assets under management of the whole scheme were ₹9,291 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Kotak Aggressive Hybrid Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Kotak Aggressive Hybrid Fund and how has it compared?
- Its official benchmark is the NIFTY 50 Hybrid Composite Debt 65:35 Index. Over 3 years AMFI reports a return of 11.9% for this plan against 6.1% for the benchmark total return index; over 5 years 11.4% against 6.1%. Past performance does not indicate future results.
- How often has Kotak Aggressive Hybrid Fund beaten its category?
- At 93% of the 107 month-ends compared over the last 10 years, its 3-year return was above the median of Aggressive Hybrid schemes (Direct plans); it was in the top quarter at 36% of them. A typical scheme would show about 50%.
- Who manages Kotak Aggressive Hybrid Fund?
- According to its Scheme Summary Document, Kotak Aggressive Hybrid Fund is managed by Atul Bhole (since 22 Jan 2024), Abhishek Bisen (since 15 Apr 2008).
- What is the exit load of Kotak Aggressive Hybrid Fund?
- As stated in its scheme documents: For redemptions / switch outs of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment : Nil If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment : 1% If units are redeemed or switched out on or after 1 year from the date of allotment : Nil Units issued on reinvestment of IDCW shall not be subject to entry and exit load. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Kotak Aggressive Hybrid Fund?
- The minimum application amount is Rs. 100/-. SIP details: SIP - Rs. 100/- and any amount thereafter,SWP - Rs. 1000 STP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.8% and the Regular plan's by -0.5%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Kotak Aggressive Hybrid Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.