Mutual Funds › MFIC › Medium Duration › Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)
Nippon India Mutual Fund · Medium Duration · Regular plan, growth option
NAV (₹), 1 Oct 2026
16.8470
1-day change
-0.05%
1Y return
5.2%
3Y CAGR
7.7%
5Y CAGR
6.2%
Max drawdown, 5Y
−1.6%
NAV history month-end NAV, ₹ · 30 Jun 2014 to 1 Oct 2026
Returns vs Medium Duration median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.1% | -0.1% |
| 3 months | 0.4% | 0.4% |
| 6 months | 3.2% | 3.4% |
| Year to date | 3.8% | 3.8% |
| 1 year | 5.2% | 5.2% |
| 3 years (CAGR) | 7.7% | 7.1% |
| 5 years (CAGR) | 6.2% | 6.1% |
| 7 years (CAGR) | 2.7% | 6.6% |
| 10 years (CAGR) | 2.9% | 6.5% |
| Since first NAV (CAGR) | 4.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.0% | 7.6% |
| 3Y rolling median | 6.5% | 7.3% |
| 3Y rolling worst | -9.1% | 3.6% |
| 3Y periods positive | 67% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | -0.7% | 6.9% |
| 5Y rolling worst | -2.4% | 4.8% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 2.1% | 1.7% |
| Sharpe ratio | 0.59 | 0.33 |
| Sortino ratio | 1.18 | 0.50 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −30.4% | −5.6% |
| Maximum drawdown, last 10Y | −30.4% | −5.3% |
| Maximum drawdown, last 5Y | −1.6% | −1.8% |
| Current drawdown | −0.3% | −0.4% |
| Recovery time of worst fall | 1714 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.08% a year and the Direct plan's 0.50%, a gap of 0.58%; over the last 3 years the Direct plan returned 0.58 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹14,55,376.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Sushil Budhia | Primary | 1 Feb 2020 |
Objective: To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Debt & Money Market Instruments; Maximum 100, Minimum 0. Units issued by REITs and InvITs; Maximum 10, Minimum 0.
Benchmark (tier 1): CRISIL Medium Duration Debt A-III Index
Exit load: 1%, if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil thereafter. Not applicable for Segregated Portfolio
Minimum application: ₹5,000
Allotment date: 26 Jun 2014
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.08% | 1.32% |
| AUM, whole scheme (₹ crore) | 146 | 1,244 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.4% | 3.9% TRI |
| Return, 3 years (AMFI) | 7.7% | 6.6% TRI |
| Return, 5 years (AMFI) | 6.2% | 5.5% TRI |
| Month-ends above category median (3Y CAGR) | 39% | 42% median |
| Month-ends in category top quartile (3Y) | 35% | 15% median |
| 7Y rolling CAGR, median (monthly windows) | 1.4% | 7.4% median |
Official benchmark: CRISIL Medium Duration Debt A-III Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Medium Duration Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.8% | n/a | – |
| 2025 | 9.6% | n/a | – |
| 2024 | 8.3% | n/a | – |
| 2023 | 7.0% | n/a | – |
| 2022 | 2.0% | n/a | – |
| 2021 | 17.4% | n/a | – |
| 2020 | -23.5% | n/a | – |
| 2019 | -3.4% | n/a | – |
| 2018 | 4.7% | n/a | – |
| 2017 | 6.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,283 | 5.1% |
| 3 years | ₹3,60,000 | ₹4,02,149 | 7.3% |
| 5 years | ₹6,00,000 | ₹7,19,257 | 7.2% |
| 10 years | ₹12,00,000 | ₹15,13,817 | 4.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Medium Duration
Plan / option: Regular · Growth
AMFI scheme code: 130037
ISIN: INF204KA1PZ1
First NAV in MFIC data: 30 Jun 2014
History: 12.3 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) | Credit Risk | 0.86 | 8.0% |
| LIC MF Short Term Fund | Short Duration | 0.83 | 6.5% |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) | Credit Risk | 0.83 | 8.4% |
| Tata Short Term Fund | Short Duration | 0.83 | 6.3% |
| Nippon India Short Term Fund | Short Duration | 0.82 | 7.0% |
| Mirae Asset Corporate Bond Fund | Corporate Bond | 0.82 | 6.6% |
Questions about Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)
- What is the latest NAV of Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- The NAV of the Regular plan (growth option) was ₹16.8470 on 1 Oct 2026, as published by AMFI.
- Which category is Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) in?
- It is classified as Medium Duration in AMFI's daily NAV file. MFIC compares it with 13 Medium Duration schemes (Regular plans).
- What returns has Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) delivered?
- Over one year the NAV changed by 5.2%. The 3-year CAGR is 7.7% (category median 7.1%) and the 5-year CAGR is 6.2% (category median 6.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.5%, the lowest was -9.1%, and 67% of 3-year periods ended with a gain.
- What was the largest fall in Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)'s NAV?
- The largest peak-to-trough fall in its available history was 30.4%; within the last five years it was 1.6% (category median 1.8%).
- How volatile is Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- Its annualised standard deviation of monthly returns over the last 36 months is 2.1%, which is above the Medium Duration category median of 1.7%.
- What would a monthly SIP in Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,19,257 on 1 Oct 2026, an annualised return (XIRR) of 7.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- The total expense ratio of the Regular plan is 1.08% a year, as disclosed to AMFI (median of Medium Duration Regular plans: 1.32%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- Assets under management of the whole scheme were ₹146 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) and how has it compared?
- Its official benchmark is the CRISIL Medium Duration Debt A-III Index. Over 3 years AMFI reports a return of 7.7% for this plan against 6.6% for the benchmark total return index; over 5 years 6.2% against 5.5%. Past performance does not indicate future results.
- How often has Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) beaten its category?
- At 39% of the 112 month-ends compared over the last 10 years, its 3-year return was above the median of Medium Duration schemes (Regular plans); it was in the top quarter at 35% of them. A typical scheme would show about 50%.
- Who manages Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- According to its Scheme Summary Document, Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) is managed by Sushil Budhia (since 1 Feb 2020).
- What is the exit load of Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- As stated in its scheme documents: 1%, if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil thereafter. Not applicable for Segregated Portfolio Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)?
- The minimum application amount is ₹5,000. SIP details: SIP - Rs.100/- per month (minimum 60 months) Rs.500/- per month (minimum 12 months) Rs.1000/- per month (minimum 6 months) Rs. 500/- per quarter (minimum 12 quarters) Rs.1500/- per quarter (minimum 4 quarters) Rs. 5000/- per year (minimum 2 years) SWP - 500 STP - Daily- Minimum of Rs. 100 Weekly / Fortnight / Monthly option - Rs. 1000 Quarterly - Rs. 3000 Capital Appreciation Monthly/ Quarterly - Rs. 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.8% and the Regular plan's by 5.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.