ICICI Prudential Multi Asset Allocation Fund
ICICI Prudential Mutual Fund · Multi Asset Allocation · Direct plan, growth option
NAV (₹), 1 Oct 2026
863.9169
1-day change
-0.58%
1Y return
0.5%
3Y CAGR
13.2%
5Y CAGR
14.7%
Max drawdown, 5Y
−9.5%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.4% | -3.9% |
| 3 months | -2.9% | -1.8% |
| 6 months | 1.8% | 4.0% |
| Year to date | -4.6% | 0.1% |
| 1 year | 0.5% | 6.4% |
| 3 years (CAGR) | 13.2% | 14.0% |
| 5 years (CAGR) | 14.7% | 12.7% |
| 7 years (CAGR) | 17.8% | 13.8% |
| 10 years (CAGR) | 15.1% | 11.6% |
| Since first NAV (CAGR) | 15.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 15.6% | 12.5% |
| 3Y rolling median | 17.4% | 17.0% |
| 3Y rolling worst | -3.8% | 4.4% |
| 3Y periods positive | 99% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 15.7% | 13.8% |
| 5Y rolling worst | 1.5% | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 9.1% | 9.9% |
| Sharpe ratio | 0.76 | 0.76 |
| Sortino ratio | 1.10 | 1.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −30.6% | −12.0% |
| Maximum drawdown, last 10Y | −30.6% | −27.2% |
| Maximum drawdown, last 5Y | −9.5% | −10.5% |
| Current drawdown | −6.0% | −5.8% |
| Recovery time of worst fall | 253 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 0% of days since 2023 (median 22.1)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
1,48,138.00 +0.17%
IBJA close, 1 Oct 2026 · ₹ per 10 g (999)
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.43% a year and the Direct plan's 0.85%, a gap of 0.58%; over the last 3 years the Direct plan returned 0.81 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹13,91,057.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 28 Sep 2026: TER increased from 0.84% to 0.85% (AMFI TER disclosure)
- 3 Sep 2026: TER increased from 0.83% to 0.84% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Sankaran Naren | Comanage | 1 Feb 2012 |
| Manish Banthia | Comanage | 22 Jan 2024 |
| Gaurav Chikane | Comanage | 2 Aug 2021 |
| Sharmila D'silva | Comanage | 2 Aug 2021 |
| Antariksha Banerjee | Comonage | 15 Jun 2026 |
| Akhil Kakkar | Comonage | 22 Jan 2024 |
| Masoomi Jurmarvala | Comonage | 4 Nov 2024 |
Objective: To generate capital appreciation for investors by investing predominantly in equity and equity related instruments and income by investing across other asset classes. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Stated asset allocation: • Equity & Equity related instruments 65%-100% • Debt and Money Market Instruments including Units of Debt oriented mutual fund schemes* 10%-35% • Units of Gold ETFs/Units of Silver ETFs/Exchange Traded Commodity Derivatives 10%-30% • Units issued by INVITs 0%-10%
Benchmark (tier 1): Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic Price of Gold (6%) + Domestic Price of Silver (1%) + iCOMDEX Composite Index (3%) (Benchmark)
Exit load: Upto 30% of units within 1 Year from the date of allotment - Nil More than 30% of units within 1 Year from the date of allotment - 1% of applicable Net Asset Value (NAV) After 1 Year from the date of allotment
Minimum application: Rs. 500
Allotment date: 31 Oct 2002
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.85% | 0.85% |
| AUM, whole scheme (₹ crore) | 84,108 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 83% | 40% median |
| Month-ends in category top quartile (3Y) | 66% | 29% median |
| 7Y rolling CAGR, median (monthly windows) | 15.8% | 11.6% median |
Official benchmark: Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic Price of Gold (6%) + Domestic Price of Silver (1%) + iCOMDEX Composite Index (3%) (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -4.6% | n/a | – |
| 2025 | 19.5% | n/a | – |
| 2024 | 17.1% | n/a | – |
| 2023 | 25.0% | n/a | – |
| 2022 | 17.6% | n/a | – |
| 2021 | 35.5% | n/a | – |
| 2020 | 10.7% | n/a | – |
| 2019 | 8.5% | n/a | – |
| 2018 | -1.1% | n/a | – |
| 2017 | 29.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,801 | -4.9% |
| 3 years | ₹3,60,000 | ₹3,99,815 | 6.9% |
| 5 years | ₹6,00,000 | ₹8,21,271 | 12.5% |
| 10 years | ₹12,00,000 | ₹27,25,655 | 15.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Multi Asset Allocation
Plan / option: Direct · Growth
AMFI scheme code: 120334
ISIN: INF109K015K4
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| ICICI Prudential Aggressive Hybrid Fund | Aggressive Hybrid | 0.95 | 12.0% |
| Quantum Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | n/a |
| Sundaram Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | n/a |
| Bajaj Finserv Multi Asset Allocation Fund | Multi Asset Allocation | 0.94 | n/a |
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.94 | n/a |
| Baroda BNP Paribas Multi Asset Fund | Multi Asset Allocation | 0.94 | 13.5% |
Questions about ICICI Prudential Multi Asset Allocation Fund
- What is the latest NAV of ICICI Prudential Multi Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹863.9169 on 1 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What returns has ICICI Prudential Multi Asset Allocation Fund delivered?
- Over one year the NAV changed by 0.5%. The 3-year CAGR is 13.2% (category median 14.0%) and the 5-year CAGR is 14.7% (category median 12.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 17.4%, the lowest was -3.8%, and 99% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 30.6%; within the last five years it was 9.5% (category median 10.5%).
- How volatile is ICICI Prudential Multi Asset Allocation Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 9.1%, which is below the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in ICICI Prudential Multi Asset Allocation Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,21,271 on 1 Oct 2026, an annualised return (XIRR) of 12.5%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ICICI Prudential Multi Asset Allocation Fund?
- The total expense ratio of the Direct plan is 0.85% a year, as disclosed to AMFI (median of Multi Asset Allocation Direct plans: 0.85%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is ICICI Prudential Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹84,108 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ICICI Prudential Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has ICICI Prudential Multi Asset Allocation Fund beaten its category?
- At 83% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Multi Asset Allocation schemes (Direct plans); it was in the top quarter at 66% of them. A typical scheme would show about 50%.
- Who manages ICICI Prudential Multi Asset Allocation Fund?
- According to its Scheme Summary Document, ICICI Prudential Multi Asset Allocation Fund is managed by Sankaran Naren (since 1 Feb 2012), Manish Banthia (since 22 Jan 2024), Gaurav Chikane (since 2 Aug 2021), Sharmila D'silva (since 2 Aug 2021), Antariksha Banerjee (since 15 Jun 2026), Akhil Kakkar (since 22 Jan 2024), Masoomi Jurmarvala (since 4 Nov 2024).
- What is the exit load of ICICI Prudential Multi Asset Allocation Fund?
- As stated in its scheme documents: Upto 30% of units within 1 Year from the date of allotment - Nil More than 30% of units within 1 Year from the date of allotment - 1% of applicable Net Asset Value (NAV) After 1 Year from the date of allotment Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in ICICI Prudential Multi Asset Allocation Fund?
- The minimum application amount is Rs. 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.5% and the Regular plan's by -0.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow ICICI Prudential Multi Asset Allocation Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.