Baroda BNP Paribas Multi Asset Fund
Baroda BNP Paribas Mutual Fund · Multi Asset Allocation · Direct plan, growth option
NAV (₹), 1 Oct 2026
16.3053
1-day change
-0.57%
1Y return
3.4%
3Y CAGR
13.5%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 26 Dec 2022 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.3% | -3.9% |
| 3 months | -2.8% | -1.8% |
| 6 months | 3.4% | 4.0% |
| Year to date | -1.8% | 0.1% |
| 1 year | 3.4% | 6.4% |
| 3 years (CAGR) | 13.5% | 14.0% |
| 5 years (CAGR) | n/a | 12.7% |
| 7 years (CAGR) | n/a | 13.8% |
| 10 years (CAGR) | n/a | 11.6% |
| Since first NAV (CAGR) | 13.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 14.0% | 12.5% |
| 3Y rolling median | 17.2% | 17.0% |
| 3Y rolling worst | 13.5% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.8% |
| 5Y rolling worst | n/a | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 11.6% | 9.9% |
| Sharpe ratio | 0.63 | 0.76 |
| Sortino ratio | 0.94 | 1.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −11.9% | −12.0% |
| Maximum drawdown, last 10Y | n/a | −27.2% |
| Maximum drawdown, last 5Y | n/a | −10.5% |
| Current drawdown | −6.7% | −5.8% |
| Recovery time of worst fall | 118 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 1% of days since 2019 (median 22.5)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
1,48,138.00 +0.17%
IBJA close, 1 Oct 2026 · ₹ per 10 g (999)
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.06% a year and the Direct plan's 0.92%, a gap of 1.14%; over the last 3 years the Direct plan returned 1.39 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹26,15,105.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 28 Sep 2026: TER increased from 0.91% to 0.92% (AMFI TER disclosure)
- 21 Sep 2026: TER reduced from 0.92% to 0.91% (AMFI TER disclosure)
- 18 Sep 2026: TER increased from 0.91% to 0.92% (AMFI TER disclosure)
- 11 Sep 2026: TER reduced from 0.92% to 0.91% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Jitendra Sriram | Equity Portion | 1 Jul 2026 |
| Kushant Arora | (Primary Fund Manager) and Mr. Vikram Pamnani (Fixed Income Portion) | 1 Jul 2026 |
| Vikram Pamnani | Fixed Income Portion | 1 Jul 2026 |
Objective: The investment objective of the scheme is to seek long term capital growth by investing in equity and equity related securities, debt & money market instruments, REITs / InVITs and Gold ETF. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
Stated asset allocation: Equity and Equity Related Instruments- 65% - 80%Debt & Money Market instruments- 10% - 25% Gold and silver (ETFs and ETCDs#): 10%-25% Units Issued by INvITs- 0% - 10%
Benchmark (tier 1): 65% of Nifty 500 TRI + 20% of NIFTY Composite Debt Index + 15% of INR Price of Gold
Exit load: NIL if units of the scheme are redeemed or switched out upto 10% of the units withing 12 months from the date of allotment, 1% if units of the scheme are redeemed or switched out in excess of limit within 12 months from the date of allotment, NIL if units of scheme are redeemed or switched out after 12 months from the date of allotment.
Minimum application: ₹5,000
Allotment date: 19 Dec 2022
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.92% | 0.85% |
| AUM, whole scheme (₹ crore) | 1,398 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.0% | 3.4% TRI |
| Return, 3 years (AMFI) | 13.6% | 12.9% TRI |
Official benchmark: 65% of Nifty 500 TRI + 20% of NIFTY Composite Debt Index + 15% of INR Price of Gold (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -1.8% | n/a | – |
| 2025 | 15.0% | n/a | – |
| 2024 | 15.9% | n/a | – |
| 2023 | 24.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,022 | -3.0% |
| 3 years | ₹3,60,000 | ₹4,01,656 | 7.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Multi Asset Allocation
Plan / option: Direct · Growth
AMFI scheme code: 150865
ISIN: INF251K01RF2
First NAV in MFIC data: 26 Dec 2022
History: 3.8 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.97 | n/a |
| HDFC Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | 11.1% |
| Sundaram Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
| Nippon India Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | 18.1% |
| BANDHAN MULTI ASSET ALLOCATION FUND | Multi Asset Allocation | 0.95 | n/a |
| Tata Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | 12.0% |
Questions about Baroda BNP Paribas Multi Asset Fund
- What is the latest NAV of Baroda BNP Paribas Multi Asset Fund?
- The NAV of the Direct plan (growth option) was ₹16.3053 on 1 Oct 2026, as published by AMFI.
- Which category is Baroda BNP Paribas Multi Asset Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What returns has Baroda BNP Paribas Multi Asset Fund delivered?
- Over one year the NAV changed by 3.4%. The 3-year CAGR is 13.5% (category median 14.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 17.2%, the lowest was 13.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Baroda BNP Paribas Multi Asset Fund's NAV?
- The largest peak-to-trough fall in its available history was 11.9%.
- How volatile is Baroda BNP Paribas Multi Asset Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 11.6%, which is above the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in Baroda BNP Paribas Multi Asset Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,01,656 on 1 Oct 2026, an annualised return (XIRR) of 7.2%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Baroda BNP Paribas Multi Asset Fund?
- The total expense ratio of the Direct plan is 0.92% a year, as disclosed to AMFI (median of Multi Asset Allocation Direct plans: 0.85%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Baroda BNP Paribas Multi Asset Fund?
- Assets under management of the whole scheme were ₹1,398 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Baroda BNP Paribas Multi Asset Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Baroda BNP Paribas Multi Asset Fund and how has it compared?
- Its official benchmark is the 65% of Nifty 500 TRI + 20% of NIFTY Composite Debt Index + 15% of INR Price of Gold. Over 3 years AMFI reports a return of 13.6% for this plan against 12.9% for the benchmark total return index. Past performance does not indicate future results.
- Who manages Baroda BNP Paribas Multi Asset Fund?
- According to its Scheme Summary Document, Baroda BNP Paribas Multi Asset Fund is managed by Jitendra Sriram (since 1 Jul 2026), Kushant Arora (since 1 Jul 2026), Vikram Pamnani (since 1 Jul 2026).
- What is the exit load of Baroda BNP Paribas Multi Asset Fund?
- As stated in its scheme documents: NIL if units of the scheme are redeemed or switched out upto 10% of the units withing 12 months from the date of allotment, 1% if units of the scheme are redeemed or switched out in excess of limit within 12 months from the date of allotment, NIL if units of scheme are redeemed or switched out after 12 months from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Baroda BNP Paribas Multi Asset Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - 500 for daily, weekly & monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly, Monthly and 1500 for quarterly, STP - Rs. 1000 for daily, weekly, fortnightly, monthly and Rs. 1500 for quarterly.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.4% and the Regular plan's by 2.2%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.