Sundaram Value Fund
Sundaram Mutual Fund · Value · Direct plan, growth option
NAV (₹), 1 Oct 2026
213.0597
1-day change
-0.92%
1Y return
-8.1%
3Y CAGR
5.5%
5Y CAGR
7.0%
Max drawdown, 5Y
−16.3%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Value median (23 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.4% | -5.5% |
| 3 months | -5.4% | -4.5% |
| 6 months | 1.1% | 4.6% |
| Year to date | -12.1% | -5.8% |
| 1 year | -8.1% | -1.8% |
| 3 years (CAGR) | 5.5% | 11.2% |
| 5 years (CAGR) | 7.0% | 12.2% |
| 7 years (CAGR) | 11.3% | 16.6% |
| 10 years (CAGR) | 9.7% | 13.7% |
| Since first NAV (CAGR) | 11.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.3% | 12.7% |
| 3Y rolling median | 14.0% | 18.7% |
| 3Y rolling worst | -9.6% | -5.9% |
| 3Y periods positive | 94% | 98% |
| 3Y periods ahead of benchmark | 18% | 98% |
| 5Y rolling median | 12.5% | 15.4% |
| 5Y rolling worst | -2.1% | -1.3% |
| 5Y periods ahead of benchmark | 0% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.5% | 15.4% |
| Sharpe ratio | 0.00 | 0.34 |
| Sortino ratio | 0.00 | 0.51 |
| Beta | 0.90 | 0.96 |
| Alpha (ann.) | -3.1% | 1.9% |
| Upside capture | 79.71 | 102.26 |
| Downside capture | 93.86 | 94.29 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −41.3% | −36.7% |
| Maximum drawdown, last 10Y | −41.3% | −40.1% |
| Maximum drawdown, last 5Y | −16.3% | −18.2% |
| Current drawdown | −12.8% | −9.6% |
| Recovery time of worst fall | 261 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.31% a year and the Direct plan's 1.78%, a gap of 0.53%; over the last 3 years the Direct plan returned 0.57 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹11,30,953.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 9 Sep 2026: TER increased from 1.77% to 1.78% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Bharath S | 24 Feb 2021 | |
| Siddarth Mohta | 24 Feb 2021 | |
| Sandeep Agarwal | 24 Feb 2021 | |
| Shalav Saket | 24 Feb 2021 |
Objective: The Investment Objective of the Scheme is to provide long-term capital growth to its Unitholders by following a value investment strategy. No Guarantee: There is no guarantee or assurance that the investment objective of the scheme will be achieved. Investors are neither being offered any guaranteed / indicated returns nor any guarantee on repayment of capital by the Schemes. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company or by the Trustees.
Stated asset allocation: Equity & Equity Related Instruments: 80%-100%; Debt and Money Market Securities: 0%-20%; Investment in InvITs: 0%-10%
Benchmark (tier 1): Nifty 500 TRI
Exit load: Any redemptions, switch or withdrawals by way of SWP/STP would be subject to an exit load of 1 %, if the units are redeemed within 365 days from the date of allotment of units Further, exit load will be waived on Intra-scheme Switch-outs/STP.
Minimum application: Regular Plan & Direct Plan Options: For first investment – Rs. 100/-
Allotment date: 1 Nov 1999
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.78% | 1.28% |
| AUM, whole scheme (₹ crore) | 1,217 | 1,215 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -6.7% | -2.0% TRI |
| Return, 3 years (AMFI) | 5.8% | 9.5% TRI |
| Return, 5 years (AMFI) | 7.2% | 9.0% TRI |
| Month-ends above category median (3Y CAGR) | 4% | 45% median |
| Month-ends in category top quartile (3Y) | 0% | 24% median |
| 7Y rolling CAGR, median (monthly windows) | 12.0% | 15.1% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Value Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -12.1% | -7.8% | −4.3% |
| 2025 | 7.7% | 7.7% | +0.0% |
| 2024 | 12.7% | 15.6% | −3.0% |
| 2023 | 24.0% | 26.5% | −2.6% |
| 2022 | 4.7% | 3.8% | +0.9% |
| 2021 | 32.2% | 30.6% | +1.6% |
| 2020 | 10.3% | 17.2% | −7.0% |
| 2019 | 6.6% | n/a | – |
| 2018 | -10.1% | n/a | – |
| 2017 | 39.3% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,11,427 | -13.0% |
| 3 years | ₹3,60,000 | ₹3,50,446 | -1.7% |
| 5 years | ₹6,00,000 | ₹6,73,927 | 4.6% |
| 10 years | ₹12,00,000 | ₹19,40,738 | 9.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Sundaram Mutual Fund
Category: Value
Plan / option: Direct · Growth
AMFI scheme code: 119549
ISIN: INF903J01NN3
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Sundaram ELSS Tax Saver Fund | ELSS | 0.99 | 7.0% |
| Sundaram Flexicap Fund | Flexi Cap | 0.99 | 7.5% |
| Kotak Large Cap Fund | Large Cap | 0.98 | 8.8% |
| Mirae Asset Large Cap Fund | Large Cap | 0.98 | 7.2% |
| Canara Robeco Large Cap Fund | Large Cap | 0.98 | 8.8% |
| Aditya Birla Sun Life Large Cap Fund | Large Cap | 0.98 | 8.1% |
Questions about Sundaram Value Fund
- What is the latest NAV of Sundaram Value Fund?
- The NAV of the Direct plan (growth option) was ₹213.0597 on 1 Oct 2026, as published by AMFI.
- Which category is Sundaram Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 23 Value schemes (Direct plans).
- What returns has Sundaram Value Fund delivered?
- Over one year the NAV changed by -8.1%. The 3-year CAGR is 5.5% (category median 11.2%) and the 5-year CAGR is 7.0% (category median 12.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.0%, the lowest was -9.6%, and 94% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 18% of those periods.
- What was the largest fall in Sundaram Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 41.3%; within the last five years it was 16.3% (category median 18.2%).
- How volatile is Sundaram Value Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.5%, which is below the Value category median of 15.4%.
- What would a monthly SIP in Sundaram Value Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,73,927 on 1 Oct 2026, an annualised return (XIRR) of 4.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Sundaram Value Fund?
- The total expense ratio of the Direct plan is 1.78% a year, as disclosed to AMFI (median of Value Direct plans: 1.28%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Sundaram Value Fund?
- Assets under management of the whole scheme were ₹1,217 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Sundaram Value Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Sundaram Value Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 5.8% for this plan against 9.5% for the benchmark total return index; over 5 years 7.2% against 9.0%. Past performance does not indicate future results.
- How often has Sundaram Value Fund beaten its category?
- At 4% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Value schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Sundaram Value Fund?
- According to its Scheme Summary Document, Sundaram Value Fund is managed by Bharath S (since 24 Feb 2021), Siddarth Mohta (since 24 Feb 2021), Sandeep Agarwal (since 24 Feb 2021), Shalav Saket (since 24 Feb 2021).
- What is the exit load of Sundaram Value Fund?
- As stated in its scheme documents: Any redemptions, switch or withdrawals by way of SWP/STP would be subject to an exit load of 1 %, if the units are redeemed within 365 days from the date of allotment of units Further, exit load will be waived on Intra-scheme Switch-outs/STP. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Sundaram Value Fund?
- The minimum application amount is Regular Plan & Direct Plan Options: For first investment – Rs. 100/-. SIP details: SIP: Weekly: Rs. 1000, Daily, Monthly: Rs.100, Quarterly: Rs. 750. STP: Daily, Weekly: Rs. 1000, Monthly: Rs. 100, Quarterly: Rs. 750 SWP: Any day : Rs.100.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -8.1% and the Regular plan's by -8.6%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.