Sundaram Flexicap Fund
Sundaram Mutual Fund · Flexi Cap · Direct plan, growth option
NAV (₹), 1 Oct 2026
14.3730
1-day change
-1.05%
1Y return
-7.0%
3Y CAGR
7.5%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 7 Sep 2022 to 1 Oct 2026
Returns vs Flexi Cap median (46 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.9% | -5.5% |
| 3 months | -5.4% | -2.7% |
| 6 months | 2.1% | 9.8% |
| Year to date | -10.7% | -2.7% |
| 1 year | -7.0% | 0.2% |
| 3 years (CAGR) | 7.5% | 11.0% |
| 5 years (CAGR) | n/a | 10.1% |
| 7 years (CAGR) | n/a | 14.6% |
| 10 years (CAGR) | n/a | 13.0% |
| Since first NAV (CAGR) | 9.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.7% | 11.7% |
| 3Y rolling median | 15.1% | 16.7% |
| 3Y rolling worst | 7.4% | 0.2% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 35% | 83% |
| 5Y rolling median | n/a | 15.8% |
| 5Y rolling worst | n/a | 1.9% |
| 5Y periods ahead of benchmark | n/a | 77% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.5% | 15.6% |
| Sharpe ratio | 0.14 | 0.35 |
| Sortino ratio | 0.20 | 0.52 |
| Beta | 0.91 | 0.96 |
| Alpha (ann.) | -1.0% | 2.3% |
| Upside capture | 87.06 | 101.88 |
| Downside capture | 92.02 | 95.74 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −15.7% | −29.9% |
| Maximum drawdown, last 10Y | n/a | −36.7% |
| Maximum drawdown, last 5Y | n/a | −20.0% |
| Current drawdown | −11.4% | −6.7% |
| Recovery time of worst fall | 198 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
21,857.75 −0.97%
NSE close, 1 Oct 2026
- P/E 21.6: higher than 4% of days since 2022 (median 23.9)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.18% a year and the Direct plan's 0.87%, a gap of 1.31%; over the last 3 years the Direct plan returned 1.50 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹29,92,402.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 24 Sep 2026: TER increased from 0.86% to 0.87% (AMFI TER disclosure)
- 23 Sep 2026: TER reduced from 0.87% to 0.86% (AMFI TER disclosure)
- 22 Sep 2026: TER increased from 0.86% to 0.87% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 0.87% to 0.86% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 0.86% to 0.87% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Bharath S | 16 Aug 2022 | |
| Sandeep Agarwal | 16 Aug 2022 | |
| Shalav Saket | 16 Aug 2022 |
Objective: An open ended scheme investing in a dynamic mix of equity and equity related instruments across large cap, midcap and small cap stocks
Stated asset allocation: Equities and equity related instruments 65% to 100% Debt & Money Market Instruments 0% to 35% Units issued by REITs/InVITs 0%-10% Overseas Securities (including ETFs) 0%-30%
Benchmark (tier 1): Nifty 500 TRI Index
Exit load: Nil - If up to 25% of the units redeemed or withdrawn by way of SWP within 365 days; 1 % if more than 25 % are redeemed within 365 days; NIL in case of redemption after 365 days; the exit load will be calculated on First in First out (FIFO) basis.
Minimum application: Rs.100/-
Allotment date: 12 Sep 2022
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.87% | 0.91% |
| AUM, whole scheme (₹ crore) | 1,837 | 4,704 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -5.3% | -2.0% TRI |
| Return, 3 years (AMFI) | 7.8% | 9.5% TRI |
| Month-ends above category median (3Y CAGR) | 0% | 47% median |
| Month-ends in category top quartile (3Y) | 0% | 25% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Flexi Cap Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -10.7% | -7.8% | −3.0% |
| 2025 | 8.6% | 7.7% | +1.0% |
| 2024 | 16.3% | 15.6% | +0.7% |
| 2023 | 26.2% | 26.5% | −0.3% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,12,314 | -11.6% |
| 3 years | ₹3,60,000 | ₹3,61,095 | 0.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Sundaram Mutual Fund
Category: Flexi Cap
Plan / option: Direct · Growth
AMFI scheme code: 150571
ISIN: INF903JA1LE2
First NAV in MFIC data: 7 Sep 2022
History: 4.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Sundaram Value Fund | Value | 0.99 | 5.5% |
| Sundaram ELSS Tax Saver Fund | ELSS | 0.99 | 7.0% |
| Canara Robeco Flexi Cap Fund | Flexi Cap | 0.98 | 10.3% |
| Mirae Asset Large Cap Fund | Large Cap | 0.98 | 7.2% |
| Canara Robeco ELSS - Tax Saver Fund | ELSS | 0.98 | 10.2% |
| Canara Robeco Large Cap Fund | Large Cap | 0.98 | 8.8% |
Questions about Sundaram Flexicap Fund
- What is the latest NAV of Sundaram Flexicap Fund?
- The NAV of the Direct plan (growth option) was ₹14.3730 on 1 Oct 2026, as published by AMFI.
- Which category is Sundaram Flexicap Fund in?
- It is classified as Flexi Cap in AMFI's daily NAV file; a Flexi Cap scheme invests at least 65% in equities without fixed limits across company sizes. MFIC compares it with 46 Flexi Cap schemes (Direct plans).
- What returns has Sundaram Flexicap Fund delivered?
- Over one year the NAV changed by -7.0%. The 3-year CAGR is 7.5% (category median 11.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.1%, the lowest was 7.4%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 35% of those periods.
- What was the largest fall in Sundaram Flexicap Fund's NAV?
- The largest peak-to-trough fall in its available history was 15.7%.
- How volatile is Sundaram Flexicap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.5%, which is below the Flexi Cap category median of 15.6%.
- What would a monthly SIP in Sundaram Flexicap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,61,095 on 1 Oct 2026, an annualised return (XIRR) of 0.2%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Sundaram Flexicap Fund?
- The total expense ratio of the Direct plan is 0.87% a year, as disclosed to AMFI (median of Flexi Cap Direct plans: 0.91%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Sundaram Flexicap Fund?
- Assets under management of the whole scheme were ₹1,837 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Sundaram Flexicap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Sundaram Flexicap Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 7.8% for this plan against 9.5% for the benchmark total return index. Past performance does not indicate future results.
- How often has Sundaram Flexicap Fund beaten its category?
- At 0% of the 13 month-ends compared over the last 10 years, its 3-year return was above the median of Flexi Cap schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Sundaram Flexicap Fund?
- According to its Scheme Summary Document, Sundaram Flexicap Fund is managed by Bharath S (since 16 Aug 2022), Sandeep Agarwal (since 16 Aug 2022), Shalav Saket (since 16 Aug 2022).
- What is the exit load of Sundaram Flexicap Fund?
- As stated in its scheme documents: Nil - If up to 25% of the units redeemed or withdrawn by way of SWP within 365 days; 1 % if more than 25 % are redeemed within 365 days; NIL in case of redemption after 365 days; the exit load will be calculated on First in First out (FIFO) basis. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Sundaram Flexicap Fund?
- The minimum application amount is Rs.100/-. SIP details: "SIP: Weekly: Rs. 1000, Daily, Monthly: Rs.100, Quarterly: Rs. 750. STP: Daily, Weekly: Rs. 1000, Monthly: Rs. 100, Quarterly: Rs. 750 SWP: Monthly & Quarterly: Rs.500/-".
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -7.0% and the Regular plan's by -8.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.