HDFC Children's Fund
HDFC Mutual Fund · Children's · Direct plan, growth option
NAV (₹), 1 Oct 2026
315.5880
1-day change
-0.39%
1Y return
-2.0%
3Y CAGR
8.0%
5Y CAGR
9.8%
Max drawdown, 5Y
−12.4%
NAV history month-end NAV, ₹ · 1 Jan 2013 to 1 Oct 2026
Returns vs Children's median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.5% | -4.7% |
| 3 months | -2.2% | -2.6% |
| 6 months | 5.2% | 5.2% |
| Year to date | -4.9% | -4.2% |
| 1 year | -2.0% | -1.6% |
| 3 years (CAGR) | 8.0% | 8.0% |
| 5 years (CAGR) | 9.8% | 7.5% |
| 7 years (CAGR) | 13.9% | 11.8% |
| 10 years (CAGR) | 12.6% | 10.4% |
| Since first NAV (CAGR) | 14.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.0% | 10.2% |
| 3Y rolling median | 15.6% | 13.5% |
| 3Y rolling worst | -1.6% | -1.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 15.2% | 12.9% |
| 5Y rolling worst | 2.6% | 2.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 10.9% | 14.9% |
| Sharpe ratio | 0.19 | 0.19 |
| Sortino ratio | 0.26 | 0.26 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −28.9% | −27.1% |
| Maximum drawdown, last 10Y | −28.9% | −28.9% |
| Maximum drawdown, last 5Y | −12.4% | −18.1% |
| Current drawdown | −5.3% | −5.7% |
| Recovery time of worst fall | 156 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.82% a year and the Direct plan's 1.04%, a gap of 0.78%; over the last 3 years the Direct plan returned 0.88 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹18,02,324.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 28 Sep 2026: TER increased from 1.03% to 1.04% (AMFI TER disclosure)
- 25 Sep 2026: TER reduced from 1.04% to 1.03% (AMFI TER disclosure)
- 24 Sep 2026: TER increased from 1.03% to 1.04% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 1.04% to 1.03% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 1.03% to 1.04% (AMFI TER disclosure)
- 10 Sep 2026: TER reduced from 1.04% to 1.03% (AMFI TER disclosure)
- 9 Sep 2026: TER increased from 1.03% to 1.04% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Chirag Setalvad | Fund Manager of the Scheme (Equity Assets) | 2 Apr 2007 |
| Gopal Agrawal | Fund Manager for Overseas Investments | 1 Sep 2026 |
| Anil Bamboli | Fund Manager of the Scheme (Debt Assets) | 6 Oct 2022 |
Objective: To generate capital appreciation / income from a portfolio of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity and Equity related Instruments: 65% -80% Debt Securities (including securitised debt) and money market instruments: 20%-35% Units issued by InvITs: 0%-10% Non-convertible preference shares: 0%-10% For detailed asset allocation, refer Scheme Information Document (SID) available on the website
Benchmark (tier 1): NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index)
Exit load: (i) For existing investments by investors including SIP / SWAP registrations, etc (until May 22, 2018). In respect of units subject to lockin period: Nil In case of Units not subject to Lock-in Period: -3% if the Units are redeemed / switched-out within one year from the date of allotment. - 2% if the Units are redeemed / switched-out between first and second year of the date of allotment. - 1% if the Units are redeemed / switched-out between second and third year of the date of allotment. - Nil if the Units are redeemed / switched-out after third year from the date of allotment (ii) Fresh in…
Minimum application: Rs.100
Allotment date: 2 Mar 2001
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.04% | 1.45% |
| AUM, whole scheme (₹ crore) | n/a | 755 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 89% | 46% median |
| Month-ends in category top quartile (3Y) | 63% | 33% median |
| 7Y rolling CAGR, median (monthly windows) | 14.8% | 12.0% median |
Category consistency: last 10 years of month-ends, Children's Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -4.9% | n/a | – |
| 2025 | 3.2% | n/a | – |
| 2024 | 17.0% | n/a | – |
| 2023 | 28.0% | n/a | – |
| 2022 | 7.7% | n/a | – |
| 2021 | 27.5% | n/a | – |
| 2020 | 18.5% | n/a | – |
| 2019 | 8.1% | n/a | – |
| 2018 | -0.3% | n/a | – |
| 2017 | 32.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,808 | -3.4% |
| 3 years | ₹3,60,000 | ₹3,70,756 | 1.9% |
| 5 years | ₹6,00,000 | ₹7,30,982 | 7.8% |
| 10 years | ₹12,00,000 | ₹22,60,871 | 12.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Children's
Plan / option: Direct · Growth
AMFI scheme code: 119066
ISIN: INF179KC1IX0
First NAV in MFIC data: 1 Jan 2013
History: 13.7 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Baroda BNP Paribas Retirement Fund | Retirement | 0.97 | n/a |
| HDFC Retirement Fund - Hybrid-Equity Plan | Retirement | 0.97 | 6.6% |
| HDFC Retirement Fund - Equity Plan | Retirement | 0.97 | 8.1% |
| Union Children's Fund | Children's | 0.96 | n/a |
| Franklin India Retirement Fund | Retirement | 0.96 | 7.0% |
| Tata Childrens Fund | Children's | 0.95 | 3.2% |
Questions about HDFC Children's Fund
- What is the latest NAV of HDFC Children's Fund?
- The NAV of the Direct plan (growth option) was ₹315.5880 on 1 Oct 2026, as published by AMFI.
- Which category is HDFC Children's Fund in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Direct plans).
- What returns has HDFC Children's Fund delivered?
- Over one year the NAV changed by -2.0%. The 3-year CAGR is 8.0% (category median 8.0%) and the 5-year CAGR is 9.8% (category median 7.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.6%, the lowest was -1.6%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HDFC Children's Fund's NAV?
- The largest peak-to-trough fall in its available history was 28.9%; within the last five years it was 12.4% (category median 18.1%).
- How volatile is HDFC Children's Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 10.9%, which is below the Children's category median of 14.9%.
- What would a monthly SIP in HDFC Children's Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,30,982 on 1 Oct 2026, an annualised return (XIRR) of 7.8%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of HDFC Children's Fund?
- The total expense ratio of the Direct plan is 1.04% a year, as disclosed to AMFI (median of Children's Direct plans: 1.45%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has HDFC Children's Fund beaten its category?
- At 89% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Children's schemes (Direct plans); it was in the top quarter at 63% of them. A typical scheme would show about 50%.
- Who manages HDFC Children's Fund?
- According to its Scheme Summary Document, HDFC Children's Fund is managed by Chirag Setalvad (since 2 Apr 2007), Gopal Agrawal (since 1 Sep 2026), Anil Bamboli (since 6 Oct 2022).
- What is the exit load of HDFC Children's Fund?
- As stated in its scheme documents: (i) For existing investments by investors including SIP / SWAP registrations, etc (until May 22, 2018). In respect of units subject to lockin period: Nil In case of Units not subject to Lock-in Period: -3% if the Units are redeemed / switched-out within one year from the date of allotment. - 2% if the Units are redeemed / switched-out between first and second year of the date of allotment. - 1% if the Units are redeemed / switched-out between second and third year of the date of allotment. - Nil if the Units are redeemed / switched-out after third year from the date of allotment (ii) Fresh in… Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in HDFC Children's Fund?
- The minimum application amount is Rs.100. SIP details: For SIP DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500; HSIP - Rs. 2500; YSIP - Rs. 5000. For SWAP Fixed SWAP - Rs. 100; Variable SWAP - Rs. 300. For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000. Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000..
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -2.0% and the Regular plan's by -2.8%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow HDFC Children's Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.