Mutual Funds › MFIC › Banking & PSU › Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Mutual Fund · Banking & PSU · Regular plan, growth option
NAV (₹), 2 Oct 2026
45.7508
1-day change
-0.02%
1Y return
4.6%
3Y CAGR
6.9%
5Y CAGR
5.8%
Max drawdown, 5Y
−1.5%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Banking & PSU median (20 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.2% | 0.1% |
| 3 months | 0.6% | 0.3% |
| 6 months | 2.9% | 2.9% |
| Year to date | 3.3% | 3.1% |
| 1 year | 4.6% | 4.4% |
| 3 years (CAGR) | 6.9% | 6.7% |
| 5 years (CAGR) | 5.8% | 5.8% |
| 7 years (CAGR) | 5.9% | 6.4% |
| 10 years (CAGR) | 6.3% | 6.7% |
| Since first NAV (CAGR) | 7.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.0% | 7.5% |
| 3Y rolling median | 7.6% | 7.3% |
| 3Y rolling worst | 3.9% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 7.7% | 6.9% |
| 5Y rolling worst | 5.5% | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.4% | 1.5% |
| Sharpe ratio | 0.16 | 0.04 |
| Sortino ratio | 0.26 | 0.07 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −1.8% | −3.1% |
| Maximum drawdown, last 10Y | −1.8% | −3.1% |
| Maximum drawdown, last 5Y | −1.5% | −1.1% |
| Current drawdown | −0.2% | −0.3% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.3% | n/a | – |
| 2025 | 7.6% | n/a | – |
| 2024 | 8.0% | n/a | – |
| 2023 | 6.8% | n/a | – |
| 2022 | 3.0% | n/a | – |
| 2021 | 2.9% | n/a | – |
| 2020 | 7.6% | n/a | – |
| 2019 | 10.1% | n/a | – |
| 2018 | 6.1% | n/a | – |
| 2017 | 6.2% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,955 | 4.6% |
| 3 years | ₹3,60,000 | ₹3,95,232 | 6.2% |
| 5 years | ₹6,00,000 | ₹7,04,788 | 6.4% |
| 10 years | ₹12,00,000 | ₹16,45,722 | 6.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Sundaram Mutual Fund
Category: Banking & PSU
Plan / option: Regular · Growth
AMFI scheme code: 100784
ISIN: INF903J01IN3
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HSBC Short Term Fund | Short Duration | 0.98 | 7.2% |
| HSBC Short Term Fund | Short Duration | 0.98 | 6.8% |
| HSBC Short Term Fund | Short Duration | 0.98 | 6.8% |
| Bajaj Finserv Banking and PSU Debt Fund | Banking & PSU | 0.98 | n/a |
| Canara Robeco Short Term Fund | Short Duration | 0.98 | 6.3% |
| Kotak Short Term Fund | Short Duration | 0.98 | 6.6% |
Questions about Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
- What is the latest NAV of Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)?
- The NAV of the Regular plan (growth option) was ₹45.7508 on 2 Oct 2026, as published by AMFI.
- Which category is Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) in?
- It is classified as Banking & PSU in AMFI's daily NAV file. MFIC compares it with 20 Banking & PSU schemes (Regular plans).
- What returns has Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) delivered?
- Over one year the NAV changed by 4.6%. The 3-year CAGR is 6.9% (category median 6.7%) and the 5-year CAGR is 5.8% (category median 5.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.6%, the lowest was 3.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)'s NAV?
- The largest peak-to-trough fall in its available history was 1.8%; within the last five years it was 1.5% (category median 1.1%).
- How volatile is Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.4%, which is below the Banking & PSU category median of 1.5%.
- What would a monthly SIP in Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,04,788 on 2 Oct 2026, an annualised return (XIRR) of 6.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.7% and the Regular plan's by 4.6%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.