Gilt mutual funds
At least 80% in government securities. This page lists every Gilt scheme (Direct plan, growth option) with its returns, rolling-return consistency and risk, calculated from AMFI NAVs as of 1 Oct 2026.
Category AUM and net inflow cover all plans and options of the 23 Gilt Fund schemes in AMFI's monthly report for August 2026 (source); net inflow is money invested minus money redeemed during the month.
Gilt schemes invest mainly in the markets below, which are also close to how many of them are benchmarked. Where those markets stand today:
- 1Y +2.2% · 3Y +6.3% p.a. · 5Y +5.2% p.a. (index fund NAV, after costs)
- −2.2% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
| Scheme | NAV (₹) | AUM (₹ cr) | TER | 1Y | 3Y CAGR | 5Y CAGR | 3Y rolling median | 3Y rolling worst | 3Y beat-rate | Std dev | Max DD 5Y | History |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Gilt Fund Aditya Birla Sun Life Mutual Fund | 87.96 | 1,175 | 0.49% | 1.3% | 5.5% | 5.0% | 8.6% | 4.2% | n/a | 4.8% | −5.4% | 13.7 y |
| Axis Gilt Fund Axis Mutual Fund | 28.34 | 336 | 0.46% | 3.5% | 7.0% | 5.9% | 7.4% | 4.0% | n/a | 3.7% | −3.0% | 13.7 y |
| Bajaj Finserv Gilt Fund Bajaj Finserv Mutual Fund | 1,074.69 | 26 | 0.47% | 3.6% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.7 y |
| Bandhan Gilt Fund Bandhan Mutual Fund | 40.86 | 1,686 | 0.55% | 7.4% | 8.1% | 6.4% | 8.5% | 3.4% | n/a | 4.7% | −4.1% | 13.7 y |
| BARODA BNP PARIBAS GILT FUND Baroda BNP Paribas Mutual Fund | 48.17 | 515 | 0.17% | 2.5% | 6.4% | 5.6% | 7.5% | 3.8% | n/a | 3.4% | −2.6% | 13.7 y |
| Canara Robeco Gilt Fund Canara Robeco Mutual Fund | 83.14 | 111 | 0.47% | 2.2% | 5.9% | 5.3% | 7.9% | 3.7% | n/a | 3.4% | −3.6% | 13.7 y |
| DSP Gilt Fund DSP Mutual Fund | 105.35 | 1,083 | 0.59% | 2.6% | 6.7% | 5.9% | 7.9% | 4.3% | n/a | 4.9% | −4.2% | 13.7 y |
| Edelweiss Gilt Fund Edelweiss Mutual Fund | 26.42 | 119 | 0.51% | 0.9% | 5.8% | 5.2% | 7.3% | 4.6% | n/a | 3.8% | −3.3% | 9.8 y |
| Franklin India Gilt Fund Franklin Templeton Mutual Fund | 67.76 | 145 | 0.64% | 5.0% | 6.4% | 5.4% | 6.5% | 3.1% | n/a | 3.0% | −3.2% | 13.7 y |
| Groww Gilt Fund Groww Mutual Fund | 10.02 | 33 | 0.57% | 1.0% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.4 y |
| HDFC Gilt Fund HDFC Mutual Fund | 60.05 | 1,885 | 0.46% | 2.5% | 6.2% | 5.4% | 7.3% | 3.7% | n/a | 3.6% | −3.0% | 13.7 y |
| HSBC Gilt Fund HSBC Mutual Fund | 77.15 | 152 | 0.50% | 1.8% | 5.9% | n/a | 6.4% | 5.2% | n/a | 3.9% | n/a | 3.8 y |
| ICICI Prudential Gilt Fund ICICI Prudential Mutual Fund | 115.80 | 9,118 | 0.58% | 3.4% | 6.7% | 6.3% | 8.5% | 5.3% | n/a | 3.1% | −3.1% | 13.7 y |
| Invesco India Gilt Fund Invesco Mutual Fund | 3,201.64 | 105 | 0.48% | 2.1% | 6.4% | 5.6% | 7.4% | 3.3% | n/a | 4.7% | −4.2% | 13.7 y |
| Kotak Gilt Fund Kotak Mahindra Mutual Fund | 113.53 | n/a | 0.48% | 1.9% | 5.6% | 5.3% | 8.1% | 4.8% | n/a | 4.4% | −4.7% | 13.7 y |
| Kotak Gilt Fund Kotak Mahindra Mutual Fund | 110.84 | n/a | 0.48% | 1.9% | 5.6% | 5.3% | 8.0% | 4.8% | n/a | 4.4% | −4.7% | 13.7 y |
| LIC MF Gilt Fund LIC Mutual Fund | 66.76 | 44 | 0.70% | 2.0% | 5.5% | 4.9% | 7.4% | 3.6% | n/a | 4.6% | −5.6% | 13.7 y |
| Nippon India Gilt Fund Nippon India Mutual Fund | 44.18 | 1,487 | 0.52% | 3.0% | 6.3% | 5.6% | 9.2% | 3.9% | n/a | 4.0% | −3.7% | 13.7 y |
| PGIM India Gilt Fund PGIM India Mutual Fund | 33.30 | 85 | 0.53% | 1.3% | 6.0% | 5.4% | 7.2% | 4.3% | n/a | 3.6% | −3.2% | 10.6 y |
| quant Gilt Fund quant Mutual Fund | 12.49 | 73 | 0.41% | 2.9% | 5.7% | n/a | 6.3% | 5.5% | n/a | 2.6% | n/a | 3.8 y |
| SBI GILT FUND SBI Mutual Fund | 72.68 | 8,067 | 0.50% | 3.4% | 6.6% | 6.2% | 8.7% | 4.9% | n/a | 3.2% | −3.2% | 13.7 y |
| Tata Gilt Fund Tata Mutual Fund | 89.58 | 769 | 0.30% | 1.7% | 6.2% | 5.7% | 7.5% | 3.7% | n/a | 4.5% | −4.2% | 13.7 y |
| Union Gilt Fund Union Mutual Fund | 12.36 | 75 | 0.65% | 0.0% | 4.9% | n/a | 6.0% | 4.4% | n/a | 5.2% | n/a | 4.1 y |
| UTI - Gilt Fund UTI Mutual Fund | 68.03 | 415 | 0.47% | 4.5% | 6.5% | 5.6% | 8.2% | 3.6% | n/a | 3.2% | −3.2% | 13.7 y |
Returns are from NAVs (after expenses, before tax); 3Y and 5Y are annualised. Rolling figures use every business-day start date in the scheme's history; beat-rate is the share of 3-year windows ahead of a benchmark — not available for this category in MFIC's free data. Std dev is annualised over 36 months. AUM is the whole scheme (all plans) and TER is for the plan shown, both as disclosed to AMFI. "n/a" means the scheme's history is too short or the data is still loading. Listed alphabetically; no order of preference is implied. Full definitions: MFIC methodology.
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